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Falling within the Chittoor district, Tirupati is renowned globally for the prominent Hindu shrine, Tirumala Venkateswara temple. It is titled the ‘Best Heritage City’ in Andhra Pradesh by the Ministry of Tourism in India.

For the fastest approval, apply online.

Approach lenders like Bajaj Finserv if you are looking for business financing in Tirupati. Our business loans come with unique features and simple terms.


Business Loan in Tirupati Features and Benefits

  • loan against property emi calculator

    Flexi loans

    The unique Flexi loan facility lets you withdraw funds flexibly from the pre-sanctioned limit and pay interest only on the amount utilised.

  • Collateral-free

    Bajaj Finserv offers collateral-free business loans, thus, reducing risks on your assets.

  • Get up to Rs.45 lakh

    Business loans of up to Rs.45 lakh can sufficiently meet your requirements. Avail as much as you need.

  • Pre-approved offers

    Pre-approved offers

    To know your pre-approved offers online, share only your name and contact number.

  • Education loan scheme

    Online loan account

    Log in to our customer portal – Experia and track your EMIs, due dates, outstanding amounts, etc., with ease.

  • mortgage loan interest rates

    Tenors up to 84 months

    Select an appropriate repayment tenor of up to 84 months and become debt-free easily.

  • Also known as the ‘Spiritual Capital of Andhra Pradesh’, Tirupati houses several historic temples, mostly dedicated to Lord Vishnu. This makes tourism a major industry in the city. In fact, the entire economy of Tirupati is dependent indirectly or directly on TTD, the independent trust managing all the temples. Tourism is followed by a thriving hospitality industry in the city.

    Bajaj Finserv provides high-value business loans in Tirupati to help enterprises thrive. You can avail of up to Rs.45 lakh at affordable rates of interest. The attractive features and benefits ensure more flexibility and budget-friendly financial solution. Borrowers can repay the loan over their preferred tenor, which can be determined using an online EMI calculator.

Documentation and Eligibility Criteria

Before applying for a business loan in Tirupati, fulfil basic eligibility criteria as follows:

Citizenship: Resident Indian
CIBIL score: Above 750
Age bracket: From 24 to 70 years* of age (*Age should be 70 years at loan maturity).
Business vintage: 3 years at least
IT Returns: ITR filed for the previous year

Submit only financial documents, business proof, identity proof and address proof to complete the application process. Apply by filling up the online form for quick approval.


Business Loan Interest Rate and Charges

Bajaj Finserv imposes nominal processing fees and charges apart from competitive interest rates. Read the terms and conditions before applying for the loan.

Frequently Asked Questions

1. How can I benefit from Flexi loans?
Flexi loans have innovative features that allow you to withdraw from a pre-sanctioned limit as and when necessary. With this facility, you can pay interest only on the utilised funds and not the entire limit. You can also opt for interest-only EMIs for the initial tenor and lower your instalments by up to 45%*.

2. Where can I use the funds availed?
A business loan in Tirupati comes with no end-use restriction. You can invest funds for the purchase of the latest equipment, hiring a workforce, expanding business operations, strengthening working capital, and more.

3. Can I apply for a loan with a lower CIBIL score?
The CIBIL score is an essential criterion to qualify for an unsecured business loan. Make sure to have a score of 750 or more to secure a loan with less stringent terms and conditions. In the case of a low CIBIL score, apply with a co-applicant possessing a high score.

4. Is there any minimum required turnover for my business?
There is no such minimum requirement. However, a good business turnover reflects growth prospects that qualify you for the loan easily.

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