Bajaj Finserv in your city

Bihar is one of the fastest-growing states of India in terms of development and GDP. This state shares a border with Nepal in the north. Agriculture is one of the primary sources of revenue for the state.

Bajaj Finserv operates through 20 branches across the state and offers business loans to MSMEs. This credit is available in cities like Patna, Gaya, etc.

Features and benefits

  • Pre-approved offers

    Pre-approved offers

    We provide exclusive pre-approved offers to our existing customers that help shorten the loan processing.

  • Sizeable loan amount

    Sizeable loan amount

    Get an advance of up to Rs. 45 lakh and utilise the funds for various financial requirements.

  • Flexible tenor

    Flexible tenor

    Take aid of our Business Loan EMI Calculator and select a tenor ranging up to 84 months.

  • Get money within %$$BOL-Approval$$%*

    Get money within 24 hours*

    We approve the loan within 24 hours* if you fulfil all the eligibility requirements.

  • Reduced EMI

    Reduced EMI

    Choose our Flexi loan facility and reduce the EMI burden up to 45%*.

  • Minimal documentation

    Minimal documentation

    Meet a few simple eligibility criteria for a business loan and submit basic documents to get this advance.

  • Manage loan online

    Manage loan online

    Access your loan account online through our customer portal - Experia.

  • 100% transparency

    100% transparency

    Please read our terms and conditions to ensure a completely transparent deal on a business loan.

Bihar is the third most populated state in India. It also accounts for almost 71% of litchi production in India. Some of the major products of this state are mango, guava, pineapple, wheat, etc. Besides, several cities in this state have developed as industrial zones. For instance, Patna, Begusarai, Munger, etc., are major commercial and industrial hubs.

The development of the state also leads to further growth of several small-scale businesses. The Bajaj Finserv Business Loan is collateral-free and available against simple easy-to-meet eligibility and minimal documentation. Choose a repayment tenor that suits your monthly budget.

Visit one of your nearest branches or apply online to get this loan almost instantly.

*Conditions apply

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Documentation and eligibility criteria

  • Citizenship

    Citizenship

    Residents of India

  • Business experience

    Business experience

    At least 3 years

  • Age

    Age

    From 24 to 72 years*
    *Age should be 72 years at loan maturity

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 and more

Try to improve the eligibility criteria to negotiate better interest rates. Alongside, submit necessary documents like business registration certificates, GST certificates and others. For the complete list of documents needed, click here.

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Interest rates and charges

We offer attractive interest rates and nominal levy fees on a business loan in Bihar. For the complete list of charges, click here. For any further queries, contact us.