Bajaj Finserv in your city
Bihar is one of India’s fastest-growing states in terms of development and overall income (GDP). Located in eastern India, it shares its northern border with Nepal. The state is known for its rich cultural heritage, historical landmarks, and hardworking population. Major cities like Patna, Gaya, Bhagalpur, and Muzaffarpur are key centres of trade, education, and administration.
Agriculture plays a big role in Bihar’s economy, with many people depending on farming for their livelihood. Alongside farming, small and medium businesses are also growing rapidly in the state, helping to boost local economies.
With so many business opportunities, many entrepreneurs and self-employed professionals are choosing Bihar to start or expand their ventures. However, starting or expanding ventures often require substantial capital for hiring staff, improving infrastructure, and managing day-to-day operations.
Avail of a Bajaj Finserv Business Loan in Bihar to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Bihar. The entire process is online, no branch visit required:
Check your offer in Bihar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Features and benefits
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Sizeable loan amount
Get an advance of up to Rs. 80 lakh and utilise the funds for various financial requirements.
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Flexible tenor
Take aid of our Business Loan EMI Calculator and select a tenor ranging up to 96 months.
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Get money within 48 hours*
We approve the loan within 48 hours* if you fulfil all the eligibility requirements.
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Reduced EMI
Choose our Flexi loan facility and reduce the EMI burden up to 45%*.
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Minimal documentation
Meet a few simple eligibility criteria for a business loan and submit basic documents to get this advance.
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Manage loan online
Access your loan account online through our customer portal - Experia.
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100% transparency
Please read our terms and conditions to ensure a completely transparent deal on a business loan.
Bihar is the third most populated state in India and plays an important role in the country's agriculture and economy. The state is famous for producing a large share of India’s litchis—around 71%—and also grows fruits like mangoes, guavas, and pineapples, along with crops such as wheat and rice.
Over the years, Bihar has seen strong progress in both farming and industry. Cities like Patna, Begusarai, and Munger have grown into important commercial and industrial centres, creating new opportunities for trade and small-scale industries across the state.
If you are a self-employed professional or even a non-professional planning to grow your business in this state, Bajaj Finserv offers a simple solution. You can apply for a business loan in Bihar with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Bihar. No branch visit needed to check your eligibility.
Documentation and eligibility criteria
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Citizenship
Residents of India
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Business experience
At least 3 years
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Age
24 to 80 years*
(*Age should be 80 years at Loan Maturity)
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CIBIL score
Check your CIBIL Score for FREE685 and more
Try to improve the eligibility criteria to negotiate better interest rates. Alongside, submit necessary documents like business registration certificates, GST certificates and others. For the complete list of documents needed, click here.
Interest rates and charges
We offer attractive interest rates and nominal levy fees on a business loan in Bihar. For the complete list of charges, click here. For any further queries, contact us.
