Features and benefits of business loan for doctors

  • Quick processing
    Quick processing

    Benefit from loan approval in just 24 hours* with quick online loan processing.

  • Flexi facility
    Flexi facility

    Borrow and prepay funds against your loan limit, for free. Opt to pay interest-only EMIs for the initial tenor.

  • Convenient tenors
    Convenient tenors

    Select a repayment schedule that suits your budget with flexible tenors ranging up to 96 months.

  • Funds in %$$DL-Disbursal$$%
    Funds in 24 hours

    Have the business loan disbursed to your bank account within 24 hours* of your application being approved.

  • No collateral
    No collateral

    Obtain funding for your business without having to pledge a personal or business asset as security.

  • Easy part-prepayment
    Easy part-prepayment

    Make part-prepayments against little to no extra charges and reduce your net interest payment.

  • Pre-approved offers
    Pre-approved offers

    Avail of exclusive pre-approved offers to obtain instant business loan financing tailored to your profile.

Business Loan for Doctors

Hassle-free and fast, the Bajaj Finserv Business Loan for Doctors is designed to help your practice thrive. Customised to offer swift financing to expand your practice, you can use the business loan for everything from purchasing the latest medical equipment and software to training your staff on new procedures. Apply online for a business loan for doctors and get up to Rs. 42 lakh through a speedy 24 hours* loan disbursal process.

For flexibility in borrowing, you can opt for the Flexi loan facility. Here, you get a pre-approved loan limit, from which you can withdraw funds and prepay them unlimited times at no extra cost. You are charged interest on the amount you withdraw only. Further, you can choose to pay interest-only EMIs for the initial tenor to reduce your monthly outgo by up to 45%*.

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Eligibility criteria for business loan for doctors

Get a business loan for doctors from Bajaj Finserv against these simple eligibility criteria:

You should be a:

  • Super Specialist Doctors (MD/ DM/ MS) - Degree to be registered with medical council
  • Graduate doctors (MBBS) - Degree to be registered with medical council
  • Dentists (BDS/ MDS) - Minimum 5 years of post-qualification experience
  • Ayurvedic and Homeopathic Doctors: BHMS/ BAMS - Minimum 2 years of post-qualification experience

Along with this, you should also be a resident citizen of India.

Documents required for a business loan for doctors

To prove your eligibility for a Bajaj Finserv Business Loan for Doctors, you need to submit a few basic documents only:

  • KYC of authorised signatories
  • Medical registration certification

Fees and charges of a business loan for doctors

Avail of business loan financing as a doctor against cost-effective fees and charges with Bajaj Finserv.

Types of fees

Charges applicable

Rate of interest

14% - 17%

Processing fee

Up to 2% of the loan amount (plus taxes)

Document/ statement charges

Download your e-statements/ letters/ certificates for free from Experia.

Physical copies of your statements/ letters/ certificates/ other documents from any of our branches at Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

Penal interest

2% per month

Bounce Charges

Up to Rs. 3,000 per bounce (inclusive of taxes)

Document processing charges

Rs. 1,449 to Rs. 2,000 (plus taxes)


You can view the complete fees and charges applicable on a business loan for doctors.

How to apply for business loan for doctors

Follow these simple steps to avail a business loan for doctors.

  1. 1 Click on ‘Apply Online’ to access the application form
  2. 2 Enter your mobile number and the OTP sent to you
  3. 3 Enter your personal and professional information
  4. 4 Submit your application

Our representative will call and guide you on the next steps.

*Conditions apply

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