Features and benefits of business loan for doctors

  • Quick processing

    Quick processing

    Benefit from loan approval in just 48 hours* with quick online loan processing.

  • Flexi facility

    Flexi facility

    Borrow and prepay funds against your loan limit, for free. Opt to pay interest-only EMIs for the initial tenor.

  • Convenient tenors

    Convenient tenors

    Select a repayment schedule that suits your budget with flexible tenors ranging up to 96 months.

  • Funds in %$$DL-Disbursal$$%*

    Funds in 48 hours*

    Have the business loan disbursed to your bank account within 48 hours* of your application being approved.

  • No collateral

    No collateral

    Obtain funding for your business without having to pledge a personal or business asset as security.

  • Easy part-prepayment

    Easy part-prepayment

    Make part-prepayments against little to no extra charges and reduce your net interest payment.

  • Pre-approved offers

    Pre-approved offers

    Avail of exclusive pre-approved offers to obtain instant business loan financing tailored to your profile.

Business Loan for Doctors

Hassle-free and fast, the Bajaj Finserv Business Loan for Doctors is designed to help your practice thrive. Customised to offer swift financing to expand your practice, you can use the business loan for everything from purchasing the latest medical equipment and software to training your staff on new procedures. Apply online for a business loan for doctors and get up to Rs. 55 lakh* through a speedy 48 hours loan disbursal process.

For flexibility in borrowing, you can opt for the Flexi loan facility. Here, you get a pre-approved loan limit, from which you can withdraw funds and prepay them unlimited times at no extra cost. You are charged interest on the amount you withdraw only. Further, you can choose to pay interest-only EMIs for the initial tenor to reduce your monthly outgo by up to 45%*.

*Terms and conditions apply
*(Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees)

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Eligibility criteria for a business loan for doctors

Get a business loan for doctors from Bajaj Finserv against these simple eligibility criteria:

  • Super Specialist doctors (MD/ DM/ MS) - Degree to be registered with the medical council
  • Graduate doctors (MBBS) - Degree to be registered with the medical council
  • Dentists (BDS/ MDS) - Minimum 5 years of post-qualification experience
  • Ayurvedic and Homeopathic doctors (BHMS/ BAMS) - Minimum 2 years of post-qualification experience

Along with this, you should also be a resident citizen of India.

Documents required for a business loan for doctors

To prove your eligibility for a Bajaj Finserv Business loan for doctors, you need to submit a few basic documents only:

  • KYC of authorised signatories
  • Medical registration certification

Fees and charges of a business loan for doctors

Avail of business loan financing as a doctor against cost-effective fees and charges with Bajaj Finserv.

Types of fees

Charges applicable

Rate of interest

11% to 18% p.a

Processing fee

Up to 2.95% (Inclusive of applicable taxes) of the loan amount*

Penal interest

3.50% per month

Bounce Charges

Up to Rs. 1,500 (inclusive of applicable taxes)

Document processing charges

Rs. 2,360 (plus taxes)


You can view the complete fees and charges applicable on a business loan for doctors.
(Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees)

How to apply for a business loan for doctors

Follow these simple steps to avail of a business loan for doctors.

  1. 1 Click on ‘Apply Online’ to access the application form
  2. 2 Enter your mobile number and the OTP sent to you
  3. 3 Enter your personal and professional information
  4. 4 Submit your application

Our representative will call and guide you on the next steps.

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