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Business Loan For Doctors

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Business loan for doctors: Features & benefits

A loan designed to help your practice thrive. Hassle-free and fast, Bajaj Finserv Business Loan for Doctors is customised to fund the expansion of your practice – from purchasing the latest medical equipment and software, to training your staff on new procedures. Apply today for a Business Loan for Doctors up to Rs. 25 lakh, and get money in bank 24 hours.

  • Loan up to Rs. 25 lakh

    Business Loan for doctors up to Rs. 25 lakh, for the various financial needs of your practice

  • Quick processing

    Online application process with disbursal in 24 hours, for your convenience.

  • Flexi Loan facility

    Unique Flexi loan facility, with a predetermined loan limit given to you for a fixed tenor. Borrow and pre-pay funds from this loan limit, and choose to pay only the interest on these funds as your monthly EMIs. Interest is charged only on the amount you borrow. Repay the principal at the end of the tenor, or pre-pay it at your convenience.

  • Flexible repayment tenors

    Tenors ranging from 12 months to 96 months, to fit your repayment preference

  • Get money in bank in 24 hours

    Get money in your bank account within 24 hours of loan approval.

  • Minimal paperwork without collateral

    With no security or guarantors required, you can avail of an MSME loan for doctors with just a few documents.

  • Part-prepayment facility

    No charges on part-prepayment, to ease your financial burden. The prepaid amount should not be less than the value of 3 EMIs, with no limit on the maximum amount.

  • Pre-approved offers

    Exclusive pre-approved offers, so you get more value for your money

Business loan for doctors – Eligibility criteria

The eligibility criteria for Business Loan for Doctors are easy to meet. They are:
  • Super-specialist doctors (MS/MD/DM)
  • No minimum post-qualification experience required
  • Graduate Doctors (MBBS)
  • Minimum 2 years of post-qualification experience required
  • Dentists (BDS/MDS)
  • Minimum 5 years of post-qualification experience required
  • Ayurvedic and Homeopathic Doctors: BHMS/BAMS
  • Minimum 6 years of post-qualification experience required, and must own a house or clinic
  • Homeopathic Doctors: DHMS
  • Minimum 15 years of post-qualification experience required, and must own a house or clinic


Documents required

Bajaj Finserv Business Loan for Doctors requires minimal documentation, for your convenience. These documents are:

  • KYC of authorised signatories

  • Medical registration certification

Fees and charges

Types of fees

Charges applicable

Interest rate
Processing fees
Up to 2% of the loan amount
Loan statement charges
Interest and principal statement charges
Penal interest
2% per month
Part-prepayment charges*
EMI bounce charges*
Rs. 1,000 per bounce

*Applicable following the 1st EMI clearance

How to apply

You can apply for a Bajaj Finserv Business Loan for Doctors offline as well as online. To apply offline, you can:

  • Write to us at, or

  • SMS DLM to 9773633633, or

  • Give a missed call on 9266900069

To apply online, follow these simple steps:

  • 1

    Step 1

    Click here and fill out the online application form

  • 2

    Step 2

    Receive a confirmation call within 24 hours from our executive to know your approved loan amount

  • 3

    Step 3

    Submit the required documents with our representative

  • 4

    Step 4

    Receive the money in your bank account within 24 hours of document submission

Doctor Loan application made easy with Bajaj Finserv

Why should you choose a Bajaj Finserv Business Loan for Doctors?

Understanding the fees and charges on your doctor loan

Doctor Loans, Everything You Wanted To Know!!

Doctor Loans - Everything You Wanted To Know

Indemnity insurance for doctors

Indemnity Insurance for Doctors: All you wanted to know

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