Features and benefits of loans for hospitals
-
No collateral
Get easy unsecured financing and ensure that your hospital or personal assets aren’t blocked.
-
Fast processing
Ensure funds within as few as 48 hours* of approval, courtesy of easy eligibility and an online application.
-
Pre-approved offers
Avail of pre-approved offers from Bajaj Finserv to have a personalised hospital loan for doctors approved instantly.
-
Easy repayment
Pick a convenient tenor that can stretch up to 8 years (96 months) to repay your hospital loan as per your budget.
-
Basic documents
Obtain hospital finance by providing your medical registration certificate and KYC.
-
Online loan account
Access your hospital loan account online from anywhere through our customer portal and view all important details.
Avail a hospital finance to upgrade or renovate your medical establishment's infrastructure, install new equipment, add new medical facilities, pay for utilities or staff salaries, maintain a positive cash flow, and more. Bajaj Finserv offers unsecured hospital loans of up to Rs. 6 Cr through a hassle-free loan application procedure.
You can opt for the Flexi loan facility to avail of a loan limit from which you can borrow flexibly as the need arises. You are charged interest only on the amount you withdraw from the approved limit and can pay interest-only EMIs for the initial tenor to reduce your outgo by up to 45%*. When you withdraw and prepay funds against the loan limit, you incur zero extra charges.
*Terms and conditions apply
Eligibility criteria and documents required for hospital loan
Quickly access hospital finance by meeting these simple eligibility criteria:
- Super specialist doctors (MD/ DM/ MS) - Degree to be registered with the medical council
- Graduate doctors (MBBS) - Degree to be registered with the medical council
- Dentists (BDS/ MDS) - Minimum 5 years of post-qualification experience
- Ayurvedic and homoeopathic doctors (BHMS/ BAMS) - Minimum 2 years of post-qualification experience
Similarly, you should also be a resident citizen of India.
To prove your eligibility, submit these basic documents.
- KYC of authorised signatories
- Medical registration certification
Interest rates and fees of a loan for hospitals
Get approved for a hospital loan from Bajaj Finserv against nominal fees and charges.
How to apply for hospital loan
Applying for a hospital loan with Bajaj Finserv is easy with the online application form.
- 1 Click on 'Apply Online' to open the application form
- 2 Enter your phone number and the OTP sent to you
- 3 Share your personal and professional details
- 4 Submit your application
Our representative will call and guide you with the next steps.
