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Doctor Loan Interest Rate

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Doctor Loan : Fees & Charges

The following fees and charges are applicable on a Personal Loan and Business Loan for Doctors:

  • Types of Fees
  • Charges Applicable
  •  
  • Rate of interest
  • 14-16%
  • Processing fee
  • Up to 2%
  • Loan statement charges
  • Nil
  • Interest & Principal statement charges
  • Nil
  • Penal interest
  • 2% per month
  • Part prepayment charges*
  • Nil
  • EMI bounce charges
  • Rs.1000 per bounce

*Only applicable for Flexi Term Loans on clearance of 1st EMI

The following fees and charges are applicable on a Home Loan for Doctors:

  • Types of Fees
  • Charges Applicable
  •  
  • Rate of interest
  • 8.5-9%
  • Processing fee
  • Up to 1%
  • Loan statement charges
  • Nil
  • Interest & Principal statement charges
  • Nil
  • Penal interest
  • 2% per month
  • Part prepayment charges*
  • Nil
  • EMI bounce charges
  • Rs.2500 per bounce

*Only applicable for Flexi Term Loans on clearance of 1st EMI

The following fees and charges are applicable on a Loan Against Property for Doctors:

  • Types of Fees
  • Charges Applicable
  •  
  • Rate of interest
  • 9.5-11%
  • Processing fee
  • Up to 1%
  • Loan statement charges
  • Nil
  • Interest & Principal statement charges
  • Nil
  • Penal interest
  • 2% per month
  • Part prepayment charges*
  • Nil
  • EMI bounce charges
  • Rs.2500 per bounce

*Only applicable for Flexi Term Loans on clearance of 1st EMI

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