Bajaj Finserv offers the lowest doctor loan rate of interest. Read more about our doctor loan interest rate and charges below.
The following fees and charges are applicable on a Personal Loan and Business Loan for Doctors:
| Types of Fees | Charges Applicable |
|---|---|
| Rate of interest | 14-16% |
| Processing fee | Up to 2% of the loan amount |
| Loan statement charges | Rs. 50 |
| Interest & Principal statement charges | Nil |
| Penal interest | 2% per month + applicable taxes |
| Part prepayment charges* | 2% + applicable taxes |
| Bounce Charges | Rs. 3000 per bounce (Inclusive of applicable taxes) |
*Only applicable for Flexi Term Loans on clearance of 1st EMI
The following fees and charges are applicable on a Home Loan for Doctors:
| Types of Fees | Charges Applicable |
|---|---|
| Rate of interest | 8.50% to 9% p.a |
| Processing fee | Up to 1% |
| Loan statement charges | Rs. 50 |
| Interest & Principal statement charges | Nil |
| Penal interest | 2% per month + applicable taxes |
| Part prepayment charges* | Nil |
| EMI bounce charges | Rs. 3000 per bounce (Inclusive of applicable taxes) |
*Only applicable for Flexi Term Loans on clearance of 1st EMI
The following fees and charges are applicable on a Loan Against Property for Doctors:
| Types of Fees | Charges Applicable |
|---|---|
| Rate of interest | 9.50% to 11% p.a |
| Processing fee | Up to 1% |
| Loan statement charges | Rs. 50 |
| Interest & Principal statement charges | Nil |
| Penal interest | 2% per month + applicable taxes |
| Part prepayment charges* | Nil |
| EMI bounce charges | Rs. 3000 per bounce (Inclusive of applicable taxes) |
*Only applicable for Flexi Term Loans on clearance of 1st EMI
