Get loan against property In Noida
Noida, a well-planned city in Uttar Pradesh, falls under the jurisdiction of Gautam Buddh Nagar district and is a prominent part of the National Capital Region (NCR). Known for its modern infrastructure, it is India's second-best real estate destination, boasting more than 50% green cover. This combination of urban development and environmental sustainability makes it an attractive place for both residents and businesses. With its thriving commercial and residential sectors, Noida offers significant opportunities for property investment. If you are considering leveraging your property for financial support, loan against property in Noida is a viable option. The city's robust real estate market and growing demand for residential and commercial spaces further enhance the potential of such loans, allowing you to unlock the value of your property for personal or business needs.
Residents in Noida can meet their external funding needs with the Bajaj Finserv Loan Against Property. Enjoy innovative features and personalised benefits.
Features and benefits of loan against property in Noida
Applicants interested in availing a loan against property in Noida can read more to know about the features of the Bajaj Finserv loan against property.
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Reasonable rate of interest
Starting from 8% to 20% (fixed or floating rate of interest), Bajaj Finserv offers applicants an affordable loan against property option to fit their finances.
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Speedy disbursal
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 72* hours from approval.
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Ample sanction amount
Bajaj Finserv provides loan amount up to Rs. 10.50 crore* to eligible candidates and to boost your home buying journeys.
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Digital monitoring
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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Long tenor stretch
The Bajaj Finserv loan against property tenor stretches up to 15 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote loan against property application from anywhere in India by applying Bajaj Finserv online loan against property and getting an easy approval.
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No prepayment and foreclosure charge
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
Expanding to New Okhla Industrial Development Authority, Noida has emerged as an IT hub with mobile app and software development companies such as HCL, Microsoft, Barclays, Arm Holdings and Samsung. The city’s economy is largely driven by service exports in foreign currencies and software product development. Paytm, the largest unicorn startup of India, is based out of Noida.
Loans against property up to Rs. 10.50 crore* can sufficiently address your multiple needs in Noida. If you are self-employed, seek funds up to Rs. 10.50 crore* for both personal and business purposes. Pay smaller and manageable EMIs over a flexible tenor and handle your repayment with ease. To get hassle-free loan approval, submit the online application.
Eligibility and documents for loan against property in Noida
Make sure you qualify for the best features with the loan against property eligibility criteria.
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Job status
Must be salaried at an MNC, a private/ public firm or self-employed
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Credit score
750+
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Age limit
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure. -
Nationality
Indian resident
By meeting these eligibility criteria, you can avail lower interest rates and less strict terms and conditions. Get in touch with our representatives over call for more information. Alternatively, apply online through the application form.
How to apply for loan against property in Noida?
Here’s a step-by-step guide to applying for a loan against property in Noida with Bajaj Finance:
- Click the 'APPLY' button on this page.
- Enter your pin code and click ‘Proceed.’
- Provide your basic details, including your full name and mobile number.
- Select the type of loan, along with your net monthly income, area pin code, and the loan amount needed.
- Generate and enter the OTP to verify your phone number.
- Fill in additional details like your property location, current EMI or monthly obligations, and your PAN number.
- Click the ‘SUBMIT’ button.
Loan against property in Noida interest rates and charges
Avail the most affordable property loan interest rates and processing charges. Know all associated fees before applying.
Employment Type |
Effective ROI (p.a.) |
Salaried |
9% to 12% per annum (Floating rate of Interest) |
Self-employed |
9% to 12% (Floating rate of Interest) |
Popular loan against property in India
Frequently asked questions
The loan amount for a property in Noida is determined based on factors such as property value, location, applicant’s income, credit score, and the loan-to-value (LTV) ratio set by the lender.
Yes, you can get a loan against property in Noida for commercial purposes, provided the property is legally zoned for business use and meets the lender’s eligibility criteria for commercial loans.
Prepayment of a loan against property in Noida may incur penalties depending on the lender’s terms. Some lenders charge prepayment fees, while others may offer flexible prepayment options without penalties.
Yes, you can transfer your existing loan against property to another lender in Noida. This is known as a balance transfer, which may offer better interest rates or loan terms.
Yes, you can apply for a top-up loan on your existing loan against property in Noida. The additional amount depends on the outstanding loan, property value, and your eligibility criteria.
