StuCred is a Chennai-based startup established in October 2018, aimed at providing financial support to college students across India. The platform operates in over 93 colleges, offering instant loans ranging from Rs.2,500 to Rs. 30,000, with repayment terms of 30 days. Users can access funds through a mobile app by submitting basic documentation, ensuring real-time processing to meet urgent financial needs. The service is designed to help students build their credit scores while providing a flexible and accessible financial solution without interest charges, only an operational fee.

The vision of StuCred is to empower students by alleviating financial stress and promoting financial literacy. The startup is part of Kreon Financial Services, which has a legacy of over 25 years in the financial sector. With a user base of approximately 3,700, StuCred aims to expand its services further, including plans for an alumni facility. Their commitment to customer support is evident through their 24/7 customer care, ensuring students can access assistance whenever necessary.

When it comes to loan repayment, StuCred ensures flexibility and convenience. Customers can make payments online, avoiding the hassle of visiting physical branches. By partnering with Bajaj Finserv, they ensure secure transactions. In this article, we will guide you in making loan repayments online on Bajaj Finserv using its Bajaj Pay platform.

Steps to repay StuCred loan online on the Bajaj Finserv website

You can repay StuCred loan on the Bajaj Finserv website by following these steps:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/

2. Go to the ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section

3. Click on ‘PAY NOW’

4. Select your biller from the drop-down menu

5. Enter your ‘LOAN NUMBER’ and click on ‘PROCEED’

6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details that you entered and click on 'PAY NOW’

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

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