Buy Sofa Set on EMI without Credit Card

Shop stylish sofa sets on EMI with Bajaj Finserv Insta EMI Card. Enjoy No Cost EMI and elevate your living space hassle-free.
Buy Sofa Set on EMI without Credit Card
3 min

Whether you’ve just moved into your dream home or are renovating, the perfect sofa set can complete your living room space. A comfortable, aesthetically pleasing, and well-built sofa set can come with a steep price tag potentially out of your budget. But don’t let that stop you! With the Bajaj Finserv Insta EMI Card, you can buy your dream sofa set on EMI without a credit card.

Why buy a sofa set on EMI with the Insta EMI Card

Your furniture shopping experience just got a lot more affordable and convenient, thanks to the Bajaj Finserv Insta EMI Card. You no longer need a credit card to buy a table, bed, or sofa on EMI. Instead, the Bajaj Finserv Insta EMI Card allows you to transform your large furniture purchases into easy monthly instalments.

When you buy a sofa in EMI, you’re investing in comfort and style for your home without compromising your budget.

How to shop sofa set on EMI using Insta EMI Card

  • Visit the nearest Bajaj Finserv partner store and browse the many sofa set options available
  • Pick the sofa set that matches your requirements best in terms of quality, comfort, and aesthetics
  • At the billing desk, ask the store representative for assistance and express your interest in in-store financing
  • If you already have an Insta EMI Card, simply provide the card details and pick a repayment term suitable to your (between 1-60 months)
  • Your cost of your sofa set will be divided into No Cost EMIs for that tenure

How to apply for the Bajaj Finserv Insta EMI Card

Don’t have an Insta EMI Card yet? You can apply for one at the billing desk of any Bajaj Finserv partner store prior to making your purchase. Ensure you meet the minimal eligibility and documentation requirements. Once your documents are verified and your application is approved, pay the one-time fee. Your card will be issued and ready to use right after.

Eligibility criteria for getting the Insta EMI Card for buying sofa set on EMI

  • Indian nationality
  • Between 21 years and 65 years of age
  • Regular source of income
  • Credit score of 720+
  • Valid documentation (PAN and Aadhaar cards, Address proof, Bank account number and IFSC code for e-mandate registration)

Check the documents required for the Insta EMI Card

Advantages of buying sofa sets on EMI

  • No Cost EMIs mean you only pay the price of your sofa set, without having to worry about additional charges.
  • Repayment tenures are flexible, extending from 1 to 60 months. Choose a term that suits your financial circumstances.
  • The pre-approved limit of Rs. 3 lakh is generous enough to allow high-value purchases without making you anxious about overspending.
  • The Insta EMI Card is accepted across 1.5 lakh partner stores in over 4,000 Indian cities. Walk into any one of them to buy your sofa set on EMI.
  • If you make your purchase during festive seasons, you can avail zero down payment offers. That’s right, you get to take home your sofa set with no upfront payment!
  • By paying your monthly financial obligations on time consistently, you stand to see a steady improvement in your credit rating. This means your eligibility for credit products in the future is enhanced.

Check the benefits and features of Insta EMI Card

No furniture dream is too big with the Bajaj Finserv Insta EMI Card. Experience the joy of owning a luxurious sofa set, and lounge in comfort and style. Sign up today!

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Frequently asked questions

Can I get sofa sets on EMI?

Yes, with the Bajaj Finserv Insta EMI Card you can purchase sofa sets and other furniture on EMI. With just a nominal upfront payment, you can take home your sofa set. The remaining cost of the purchase is split into easy monthly instalments.