View your consumer durable loan documents
You can find and download all documents related to consumer durable loans such as the statement of account, repayment schedule, and more in one place.
You can visit our Service portal and download all these documents in a few simple steps.
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Download documents of your consumer durable loans
- Click on the ‘Sign-in’ button on this page to go to our Service portal.
- Sign-in with your registered mobile number and the OTP.
- Enter your date of birth for verification and proceed.
- Go to the 'Service’ section.
- Click on 'Statements and documents' and select the desired loan.
- Click on 'View all documents.'
- Click on the document you want to download.
You can also download your documents by clicking on the ‘View my loan documents’ option below. You’ll be asked to sign-in to our Service portal. Once signed-in, you can select the loan account number and click on the document you wish to download.
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You can also check the updated details of your consumer durable loan by clicking on the respective link at the top of this page.
Eligibility Criteria of a Consumer Durable Loan
While loans can be highly beneficial for borrowers, many individuals shy away from taking one due to the perception that the application and approval process is complex and time-consuming. However, with the rise of digital technology, applying for a loan is now as easy as visiting a website and filling out a simple form.
Among the various loan types, a consumer durable loan is one of the easiest to apply for. You typically need basic documents such as proof of identity, address proof, and income proof that confirms a steady source of earnings. Applicants must also fall within the age bracket of 21 to 60 years.
For salaried individuals, lenders usually request salary slips from the past three to six months. Self-employed applicants may need to provide several years of Income Tax returns along with recent bank statements and balance sheets.
Additionally, lenders often assess your credit history and CIBIL score to evaluate your creditworthiness. Maintaining a healthy credit score is, therefore, essential to avoid loan rejection.
Looking for a quick and easy loan process? Reach out to Tata Capital for customised consumer durable loans. We offer competitive interest rates, flexible EMIs, and straightforward repayment options, making it easier to purchase top gadgets, such as the latest smartphones and more.
You can also check the updated details of your consumer durable loan by clicking on the respective link at the top of this page.
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Check your consumer durable loan account
Sign-in to our service portal in two simple steps and manage your loans.
Frequently Asked Questions
After paying the foreclosure amount, it takes up to 24 hours for the amount to reflect in your Statement of Account (SOA).
However, if you still cannot see the updated loan details, please raise a request with us.
We apologise for the inconvenience. If your EMI payment is updated and you are still getting calls, please raise a request to us.
As this fee is charged in return for the facility of converting your purchase into EMIs at the point of sale, it is mandatory to pay.
Bounce fees are charges against scheduled EMI bounce response from your bank.
A bounce charge would be charged only if your bank returns the EMI presented against your account.
