Published Apr 16, 2026 · 4 Min Read

Samsung refrigerators combine thoughtful design with practical cooling solutions that suit modern homes in India. Many models focus on consistent temperature control, efficient energy use, and flexible storage layouts that adapt to daily needs. Selected options include convertible compartments, frost free operation, and digital inverter technology for quieter performance. 

 
Buying a refrigerator often involves a significant upfront cost. With the Bajaj Finserv Insta EMI Card, you can plan this purchase with greater ease and pay through Easy EMIs over a comfortable repayment duration without disturbing your monthly cash flow.

Overview of Samsung refrigerators

Samsung refrigerators offer a wide range of choices for different household sizes and usage patterns. The brand designs models that focus on even cooling, spacious interiors, and practical shelving to organise fresh and frozen foods. Many refrigerators support energy efficient operation that helps manage electricity consumption over time. Samsung also pays attention to ease of use, with features such as sturdy door racks, easy to clean surfaces, and precise temperature controls. These refrigerators suit daily cooking needs and long term storage alike.

Price list of the top selling Samsung refrigerators on EMIs (2026)

Samsung refrigerators come in various capacities and configurations, allowing you to choose a model that matches your space and budget while spreading the cost over Easy EMIs.
 

Model nameKey featuresPrice
Samsung RR20Single door, direct cool, 3 Star efficiencyRs. 12,990
Samsung RR23Single door, digital inverter, 4 StarRs. 15,490
Samsung RT28Double door, frost free, 3 StarRs. 19,990
Samsung RT30Double door, frost free, convertible freezerRs. 23,490
Samsung RT34Double door, 5 Star efficiency, inverterRs. 27,990
Samsung RF56Side by side, inverter compressor, large storageRs. 74,990

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

Why should you choose a Samsung refrigerator

Samsung refrigerators balance performance, efficiency, and everyday convenience for Indian kitchens.

  • Reliable cooling performance: Maintains consistent temperatures to support food freshness.
  • Energy efficient operation: Helps reduce electricity usage over time.
  • Flexible storage design: Adjustable shelves suit different food habits.
  • Durable build quality: Designed for long term daily use.
  • Wide model range: Options available for small families and larger households.

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card allows you to convert eligible purchases into Easy EMIs at participating partner stores. It helps you manage higher value shopping by spreading payments across a flexible duration instead of making a lump sum payment. The card gives access to a card loan offer of up to Rs. 3 lakh. You can select a repayment tenure across 3 to 60 months based on your monthly planning. The simple approval process supports smoother checkout experiences for everyday and big ticket purchases.

 
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Samsung refrigerator easily and affordably.

How to buy a Samsung refrigerator using the Insta EMI Card

Buying a Samsung refrigerator with the Insta EMI Card involves a simple, guided process that keeps your purchase organised from start to finish.

  • Visit a partner store that stocks Samsung refrigerators.
  • Select a model that suits your storage needs and kitchen space.
  • Confirm the product value meets the required invoice amount.
  • Choose the Insta EMI Card as your payment option at checkout.
  • Select a repayment tenure that aligns with your monthly budget.
  • Complete the verification process and receive confirmation instantly.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card

Frequently asked questions

Are Samsung refrigerators available on EMIs without the need for a credit card?

Yes, Samsung refrigerators are available on Easy EMIs through the Bajaj Finserv Insta EMI Card without using a credit card. The card allows you to convert your purchase into structured monthly instalments, helping you manage payments more comfortably while shopping at eligible partner stores in India.

Which Samsung refrigerator models are available with zero down payment offers?

Availability of zero down payment offers depends on the specific refrigerator model and ongoing store level schemes. Some Samsung refrigerator models may allow reduced or deferred upfront payments when purchased using the Insta EMI Card. It is advisable to check the terms at the partner store during purchase.

Which is the best Samsung refrigerator for a small family that I can buy on EMIs?

For a small family, Samsung single door or compact double door refrigerators usually offer sufficient capacity and efficient cooling. These models support everyday storage needs and are available on Easy EMIs through the Bajaj Finserv Insta EMI Card, making monthly planning simpler for smaller households.

What is the processing fee to buy a Samsung refrigerator on EMIs?

The processing fee for purchasing a Samsung refrigerator on Easy EMIs varies based on the purchase amount and the selected repayment tenure. The fee details are shared at the time of checkout. Reviewing these charges beforehand helps you plan your overall purchase cost clearly.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

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