Personal Loan Fees & Charges
Personal Loan Fees & Charges
Personal Loan Interest Rate: 12.99% onwards
Maximum Loan Amount: Upto Rs.25 lakh
Processing Fee: Upto 3.99% of the loan amount
Penal Interest: 2% default interest plus taxes per month
EMI Bounce Charges: Rs. 600 - 1,200 per bounce + GST
Foreclosure Charges: 4% + GST on principal outstanding
Part Prepayment Charges: 2% + GST on principal outstanding
Features and benefits
Features and benefits
Loans up to Rs. 3.5 crore
Quick approval
Part-prepayment and foreclosure facility
Flexible tenor
Minimal documentation
Eligibility and documents
Eligibility and documents
Age limit for salaried: 23 to 62 years
Minimum CIBIL score: 750+
Minimum salary: Rs.25,000*
Work experience: 3 years+
KYC Documents
Address proof
Photograph
Form 16/ latest salary slips
Bank account statements of the last 6 months
Fees and charges
Fees and charges
Interest rate â 8.55%** onwards
Processing fee - Up to 0.80%
Penal interest: 2% per month + applicable taxes
EMI bounce charges â Rs. 3000
**Loan up to Rs. 30 lakh, for new customers, applicable for only women borrowers
Features and benefits
Features and benefits
Loans up to Rs. 5 crore
Quick approval
Part-prepayment and foreclosure facility
Flexible tenor
Minimal documentation
Eligibility and documents
Eligibility and documents
Age limit for self-employed: 25 to 70 years
Minimum CIBIL score: 750+
Business continuity: minimum 5 years
KYC Documents
Address proof
Photograph
Form 16/ latest salary slips
Bank account statements of the last 6 months
Proof of business continuity
Fees and charges
Fees and charges
Interest rate â 9.35%** onwards
Processing fee - Up to 1.20%
Penal interest: 2% per month + applicable taxes
EMI bounce charges â Rs. 3000
Features and benefits
Features and benefits
Rate of interest starting 8.55%* onwards
Top-up loans up to Rs. 50 lac
Quick approval
Part-prepayment and foreclosure facility
Nil foreclosure charges
Part-prepayment facility
Eligibility and documents
Eligibility and documents
Paid 12 EMIs of the existing home loan
No outstanding dues on existing Home Loan
Property must be ready to be occupied or already occupied
KYC Documents
Address proof
Latest salary slips or Form 16
Bank account statement of the previous 6 months
Fees and charges
Fees and charges
Interest rate â 8.55%** onwards
Processing fee - Up to 1%
Penal interest: 2% per month + applicable taxes
EMI bounce charges â Rs. 3000
**Loan up to Rs. 30 lakh, for new customers, applicable for only women borrowers
Features and benefits
Features and benefits
Rate of interest starting 9.35%* onwards
Top-up loans up to Rs. 50 lac
Quick approval
Part-prepayment and foreclosure facility
Nil foreclosure charges
Part-prepayment facility
Eligibility and documents
Eligibility and documents
Paid 12 EMIs of the existing home loan
No outstanding dues on existing Home Loan
Property must be ready to be occupied or already occupied
KYC Documents
Address proof
Latest salary slips or Form 16
Balance sheet and P&L statement
Registration certificate of business
Fees and charges
Fees and charges
Interest rate â 9.35%** onwards
Processing fee - Up to 1%
Penal interest: 2% per month + applicable taxes
EMI bounce charges â Rs. 3000
