POCO 5G Mobile Phones under Rs. 20,000 in India (2026)

Read everything about POCO 5G phones under Rs. 20,000 and buy one on Easy EMIs from Bajaj Finserv.
POCO 5G Mobile Phones under Rs. 20,000 in India (2026)
3 mins
29th January 2026

Are you trying to find a good POCO phone under Rs. 20,000 in India this year? You are not the only one—many people are looking for phones that work well, look nice, and do not cost too much. POCO is now a popular brand for this reason. Whether you want a phone for playing games, attending online classes, doing office work, using social media, or taking photos, POCO gives you strong features at a price that is easy on your pocket. Today, more than 45 out of every 100 phones sold in India are budget phones like these. With POCO, you can get things like 5G internet, a smooth 120Hz screen, and a battery that lasts long—all for under Rs. 20,000. That is why so many people are choosing POCO phones this year.

Buying a POCO phone under Rs. 20,000 is easy because Bajaj Finserv offers loans to fund your purchase. Check your loan eligibility and visit your nearest Bajaj Finserv partner store to check out the phone in person. There are over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities in India. Once you finalise the phone, choose your preferred repayment tenure and shop for it on Easy EMIs. Select models also come with zero down payment.

POCO 5G mobile phones under Rs. 20,000 - Models and specifications

If you are exploring the latest POCO mobile details to find a versatile smartphone without crossing your budget, POCO 5G mobile phones under Rs. 20,000 are an attractive choice. These phones offer a rich combination of advanced features and purposeful technology to suit everyday needs, making them very appealing for anyone looking for value and performance.

On the display front, you get a high-quality 6.67-inch AMOLED screen with a 120 Hz refresh rate. This means the visuals are very clear and the screen refreshes quickly, giving you a smooth experience while scrolling or playing games. The term ‘AMOLED’ means colours are more bright and blacks are deeper, greatly improving your viewing experience. For performance, POCO 5G mobiles are powered by highly efficient chipsets like the MediaTek Dimensity or Snapdragon series. These processors are the core of the device, letting you run apps, browse, or play games effortlessly without slowing down.

Battery life is equally dependable, with most models featuring over 5,000 mAh capacity. This ensures you can use your phone throughout the day for calls, video streaming, or social media, without worrying about frequent charging. Fast charging support is available, letting you top up your phone in less time.

Camera specifications are impressive, with rear camera setups going up to 64MP and 50MP for crisp, detailed photos, and reliable front cameras for selfies and video calls. You also benefit from storage options up to 256GB, ensuring you can store your favourite content and important data securely.

In summary, POCO 5G mobile phones under Rs. 20,000 offer powerful displays, smooth performance, long battery life, fast charging, and advanced camera systems. If your intent is to find a feature-rich, future-ready smartphone at a sensible price, these phones deliver on all major latest POCO mobile features, latest POCO mobile specs, and latest POCO mobile price expectations.

POCO 5G mobile phones under Rs. 20,000 (2026)

POCO 5G Mobile Phones under Rs. 20,000 are a great choice for budget-conscious buyers in 2026. These smartphones deliver powerful performance, sleek design, and fast connectivity, making them ideal for gaming, streaming, and everyday multitasking.

POCO M6 Plus 5G (8GB RAM + 128GB)

Snapdragon 4 Gen2 AE processor, 6.79-inch 120 Hz display, 108MP + 2MP dual rear camera, 13MP front camera, 5030 mAh battery with 33W fast charging, 8GB RAM, 128GB storage. Price: Rs. 12,430.

Feature

Specification

Display

6.79-inch, 120 Hz

Processor

Snapdragon 4 Gen2 AE

Rear Camera

108MP + 2MP dual

Front Camera

13MP

RAM

8GB

Storage

128GB

Battery

5030 mAh

Charging

33W fast charging


POCO M7 Plus 5G

Snapdragon 6s Gen3 processor, 6.9-inch 144 Hz display, 50MP rear camera, 8MP front camera, 7000 mAh battery with 33W fast charging, 6GB RAM, 128GB storage. Price: Rs. 13,886.

Feature

Specification

Display

6.9-inch, 144 Hz

Processor

Snapdragon 6s Gen3

Rear Camera

50MP

Front Camera

8MP

RAM

6GB

Storage

128GB

Battery

7000 mAh

Charging

33W fast charging


POCO M7 5G

Snapdragon 4 Gen2 processor, 6.88-inch 120 Hz display, 50MP rear camera, 8MP front camera, 5160 mAh battery with 18W charging, 6GB RAM, 128GB storage. Price: Rs. 10,499.

Feature

Specification

Display

6.88-inch, 120 Hz

Processor

Snapdragon 4 Gen2

Rear Camera

50MP

Front Camera

8MP

RAM

6GB

Storage

128GB

Battery

5160 mAh

Charging

18W charging


POCO M7 Pro 5G

MediaTek Dimensity 7025 Ultra processor, 6.67-inch 120 Hz display, 50MP + 2MP dual rear camera, 20MP front camera, 5110 mAh battery with 45W charging, 6GB RAM, 128GB storage. Price: Rs. 13,599.

Feature

Specification

Display

6.67-inch, 120 Hz

Processor

MediaTek Dimensity 7025 Ultra

Rear Camera

50MP + 2MP dual

Front Camera

20MP

RAM

6GB

Storage

128GB

Battery

5110 mAh

Charging

45W fast charging


POCO M8

Snapdragon 6 Gen3 processor, 6.77-inch 120 Hz display, 50MP + 2MP dual rear camera, 20MP front camera, 5520 mAh battery with 45W charging, 6GB RAM, 128GB storage. Price: Rs. 18,749.

Feature

Specification

Display

6.77-inch, 120 Hz

Processor

Snapdragon 6 Gen3

Rear Camera

50MP + 2MP dual

Front Camera

20MP

RAM

6GB

Storage

128GB

Battery

5520 mAh

Charging

45W fast charging


POCO M7 Pro 5G (8GB RAM + 256GB)

Dimensity 7025 Ultra processor, 6.67-inch 120 Hz display, 50MP + 2MP dual rear camera, 20MP front camera, 5110 mAh battery with 45W charging, 8GB RAM, 256GB storage. Price: Rs. 14,999.

Feature

Specification

Display

6.67-inch, 120 Hz

Processor

MediaTek Dimensity 7025 Ultra

Rear Camera

50MP + 2MP dual

Front Camera

20MP

RAM

8GB

Storage

256GB

Battery

5110 mAh

Charging

45W fast charging


POCO X7 5G

Dimensity 7300 Ultra processor, 6.67-inch 120 Hz AMOLED display, 50MP + 8MP + 2MP triple rear camera, 20MP front camera, 5500 mAh battery with 45W charging, 8GB RAM, 128GB storage. Price: Rs. 17,890.

Feature

Specification

Display

6.67-inch AMOLED, 120 Hz

Processor

MediaTek Dimensity 7300 Ultra

Rear Camera

50MP + 8MP + 2MP triple

Front Camera

20MP

RAM

8GB

Storage

128GB

Battery

5500 mAh

Charging

45W fast charging


POCO C71 (6GB RAM + 128GB)

Unisoc T7250 processor, 6.88-inch 120 Hz display, 32MP dual rear camera, 8MP front camera, 5200 mAh battery with 15W charging, 6GB RAM, 128GB storage. Price: Rs. 7,999.

Feature

Specification

Display

6.88-inch, 120 Hz

Processor

Unisoc T7250

Rear Camera

32MP dual

Front Camera

8MP

RAM

6GB

Storage

128GB

Battery

5200 mAh

Charging

15W charging


POCO C75 5G

Snapdragon 4s Gen2 processor, 6.88-inch 120 Hz display, 50MP dual rear camera, 5MP front camera, 5160 mAh battery with 18W charging, 4GB RAM, 64GB storage. Price: Rs. 8,299.

Feature

Specification

Display

6.88-inch, 120 Hz

Processor

Snapdragon 4s Gen2

Rear Camera

50MP dual

Front Camera

5MP

RAM

4GB

Storage

64GB

Battery

5160 mAh

Charging

18W charging


POCO C85 5G

Dimensity 6300 processor, 6.9-inch 120 Hz display, 50MP dual rear camera, 8MP front camera, 6000 mAh battery with 33W charging, 4GB RAM, 128GB storage. Price: Rs. 10,999.

Feature

Specification

Display

6.9-inch, 120 Hz

Processor

MediaTek Dimensity 6300

Rear Camera

50MP dual

Front Camera

8MP

RAM

4GB

Storage

128GB

Battery

6000 mAh

Charging

33W fast charging


Best POCO 5G mobile phones under Rs. 20,000 - Price list in India (2026)

The price table lists the POCO 5G mobile phones under Rs. 20,000 models, including storage, RAM, and colour choices. These flagship phones offer high-end features at different prices, helping users pick the version that matches their needs and budget.

Model

Price (Rs.)

POCO M6 Plus 5G (8GB + 128GB)

12,430

POCO M7 Plus 5G

13,886

POCO M7 5G

10,499

POCO M7 Pro 5G

13,599

POCO M8

18,749

POCO M7 Pro 5G (8GB + 256GB)

14,999

POCO X7 5G

17,890

POCO C71 (6GB + 128GB)

7,999

POCO C75 5G

8,299

POCO C85 5G

10,999


*Disclaimer: 
Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers from Bajaj Finserv and grab the best deals on the POCO 5G mobile phones under Rs. 20,000 for a premium experience.

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Explore more on POCO mobile phones

POCO C series phone

POCO C85

POCO C55

POCO C40

POCO C65

POCO C51

POCO C31

POCO C63

POCO C50

POCO C3

POCO C61

POCO C5

 

 

POCO M series phone

POCO M8 Pro 5G

POCO M6 5g

POCO M4

Poco M8

POCO M6 4G

POCO M3 Pro

POCO M7 Pro 5G

POCO M5 Pro

POCO M3

POCO M6 Pro 5g

POCO M5

POCO M2 Pro

POCO M6 Pro 4G

POCO M4 Pro

POCO M2

POCO M6 Plus

 

 

 

POCO F series phone

POCO F7 Ultra

POCO F5 5G

POCO F3

POCO F6 Pro

POCO F4 GT

POCO F2 Pro

POCO F6 5G

POCO F4 5G

POCO F1

POCO F5 Pro

POCO F3 GT

 

 

POCO X series phone

POCO X8 Pro 5G

POCO X6 Neo 5G

POCO X3 Pro

POCO X7 Pro

POCO X6

POCO X3 GT

POCO X7 Neo

POCO X5 Pro

POCO X3

POCO X7

POCO X5

POCO X2

POCO X6 Pro 5G

POCO X4 Pro 5G

 

 

Mobile by brands

vivo mobiles

Lava mobiles

iQOO mobiles

realme mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

Nokia mobiles

Infinix mobiles

motorola mobiles

Xiaomi mobiles

 

 

Mobile by features

10000 mAh battery mobiles

120 W fast charging mobiles

Ultra wide camera phones

200MP camera mobiles

16GB RAM mobiles

Sony IMX sensor camera mobiles

Dolby Atmos phones

Dual stereo speaker mobiles

Flagship mobiles

Mobiles with optical zoom

Xiaomi curved display mobile

 

 

Mobile by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000

 

5G mobiles by brand

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQ00 5G mobiles

 

5G mobiles by budget

5G mobiles under 15,000

5G mobiles under 20,000

5G mobiles under 25,000

5G mobiles under 30,000

5G mobiles under 40,000

 

 

 

Brand By Budget (20,000)

vivo mobile under 20,000

Samsung mobile under 20,000

Oneplus mobile under 20,000

iQOO mobile under 20,000

Xiaomi mobile under 20,000

POCO mobile under 20,000

Infinix mobile under 20,000

realme mobile under 20,000

motorola mobile under 20,000

Huawei phones under 20,000

 

 

Pro tip

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Frequently asked questions

What are the typical features of POCO 5G phones under Rs. 20,000?

POCO 5G phones under Rs. 20,000 come with bright AMOLED displays of around 6.67-inch size and 120 Hz refresh rates for smooth visuals. They are powered by efficient processors like MediaTek Dimensity or Snapdragon, ensuring responsive performance. These phones have strong batteries of over 5,000 mAh with fast charging support. Camera setups can include up to 64MP rear sensors, offering good photography options for daily use.

How do POCO 5G phones enhance user experience?

POCO 5G phones enhance user experience by delivering sharp, colourful displays with high refresh rates, making interactions fluid and enjoyable. Powerful processors allow seamless multitasking, gaming, and video streaming. Long-lasting batteries keep users connected without frequent charging, while fast charging reduces downtime. The cameras deliver clear photos, and the user interface is designed to be intuitive, making everyday smartphone use convenient and satisfying.

Are POCO 5G phones under Rs. 20,000 good for gaming?

Yes, POCO 5G phones under Rs. 20,000 are good for gaming because they come equipped with fast octa-core processors and ample RAM to handle graphics-intensive games smoothly. The high-refresh-rate AMOLED displays ensure visuals are fluid and responsive, enhancing the gaming experience. Additionally, large batteries provide extended playtime without frequent interruptions for charging.

Can I expect regular updates with POCO 5G phones?

Most POCO 5G phones receive regular software updates that improve security, performance, and features, helping to keep the phone up to date and secure. However, the frequency and duration of updates can vary with different models and release years, so it is best to check specific device support details.

Are POCO 5G phones under Rs. 20,000 suitable for multitasking? 

Yes, these phones are suitable for multitasking thanks to their powerful processors and sufficient RAM, typically ranging from 6GB to 8GB. This allows users to comfortably run multiple applications like social media, streaming, and productivity apps simultaneously without noticeable lag or slowdowns.

What is the latest POCO 5G phone under Rs. 20,000 in 2026? 

The latest POCO 5G phone under Rs. 20,000 in 2025 offers advanced features such as a 6.67-inch AMOLED display, high refresh rate, efficient MediaTek or Snapdragon processors, triple rear cameras, and a battery capacity exceeding 5,000 mAh with fast charging. This combination makes it a strong contender for budget-conscious users seeking modern functionality. If you are thinking of buying POCO 5G mobiles, check your eligibility for a Bajaj Finserv Insta EMI Card to shop easily.

Do POCO 5G smartphones under Rs. 20,000 support fast charging? 

Yes, many POCO 5G smartphones under Rs. 20,000 come with fast charging support, typically ranging between 18 W and 45 W. This allows users to recharge their phones quickly, minimising downtime and keeping the device powered throughout the day.

Can I get a POCO phone with Snapdragon processor and 5G under Rs. 20,000? 

Yes, you can get POCO phones featuring Snapdragon processors and 5G connectivity under Rs. 20,000. These chipsets provide smooth performance and efficient power usage, ensuring good overall speed and reliable 5G network support at an affordable price.

Which POCO 5G phone under Rs. 20,000 has the best camera performance? 

Among POCO phones under Rs. 20,000, models with a 64MP triple rear camera setup offer the best camera performance. These cameras capture sharp, detailed images and perform well even in varied lighting conditions, making them ideal for photography enthusiasts on a budget.

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