Personal Loan in Guna

Personal loans have become a popular financial solution for individuals seeking quick and hassle-free funding for various needs. Whether it is for a medical emergency, home renovation, wedding expenses, or debt consolidation, a personal loan can provide the necessary financial assistance. If you are in Guna, Bajaj Finance offers a range of personal loan options tailored to meet diverse requirements. With competitive interest rates, quick approvals, and flexible repayment terms, Bajaj Finserv Personal Loans in Guna are designed to make borrowing simple and convenient.

✅Check your pre-approved loan offer in Guna with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Large loan amount

Bajaj Finance Limited is offering personal loans of up to Rs. 55 lakh, allowing you to manage your large expenses with ease. Access funds through our personal loans, determined by your creditworthiness and borrowing history. This financial solution is perfect for individuals requiring a substantial amount for personal needs, offering a flexible and tailored approach to address diverse financial requirements.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Guna with just your phone number and OTP – no need to visit the branch.

Minimal documentation

With our personal loans, another significant advantage is simple documentation requirements. All supporting documentation can be submitted digitally. Details such as age, address, Income Tax Returns, credit history, and more are required during the application process.

No collateral required

Bajaj Finance Limited offers unsecured personal loans that do not require any assets as a collateral. This makes it more accessible to borrowers who do not want to put their assets as a security to the financial institution. Also, the lack of collateral requirement eliminates the need for an asset verification process, making our personal loan approval process more quick.

Quick disbursement process

Bajaj Finance is recognised for its efficient personal loan application process with swift approval. We usually disburse funds within a day of approval, providing an instant solution for borrowers to meet their unexpected financial needs without putting strain on their finances. This swift access to funds makes these loans ideal in times of need.

Convenient tenures

Our personal loans offer longer repayment terms, making it easier for borrowers to pay off the loan. Borrowers can choose tenures that range from 12 months to 96 months, making it an ideal option for individuals who want more freedom and flexibility in their repayment plans.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.