Features and benefits

  • Instant approval

    Instant approval

    We ensure quick approval on a personal loan for Dell employees subject to meeting all the eligibility parameters.

  • Zero hidden charges

    Zero hidden charges

    We maintain 100% transparency in our services and do not levy any hidden charges. However, it would be best to go through all the terms and conditions before applying for the loan.

  • Flexi personal loan

    Flexi personal loan

    You can now cut down the burden of your instalments up to 45%* by opting for a Flexi loan. With this facility, you pay interest only on the amount you utilise from a pre-sanctioned limit and not on the total loan amount.

  • Quick disbursal

    Quick disbursal

    We ensure that you get the loan amount credited into your account within 24 hours* of loan approval.

  • Pre-approved offers

    Pre-approved offers

    We also provide lucrative pre-approved offers to our existing customers to expedite their loan application process.

  • Adjustable tenor

    Adjustable tenor

    Using our Personal Loan EMI Calculator, you can determine what tenor will be convenient for you. We offer a flexible repayment tenor of up to 96 months.

  • Stress-free application process

    Stress-free application process

    Access our online loan application form and apply for a personal loan easily.

Dell India Private Ltd. is one of the largest computers, laptops, accessories, and software providers. Apart from these manufactured products, it also provides a cloud storage facility, security, OEM solutions, etc., for third party organisations. In addition, it invests its time and resources to make technologies more innovative and easily accessible for all.

We offer a sizeable personal loan for Dell employees to help them meet their credit shortages. They can obtain a loan amount of up to Rs. 40 lakh with only basic documents, including income proof, address proof and employment status.

Dell employees can use our online Personal Loan Eligibility Calculator to know the loan amount they are eligible for. They can also use our Personal Loan EMI Calculator to select the repayment tenor according to their monthly repayment capacity. It will help them avoid defaulting on loan repayment in future.

We also let you manage your loans easily with our online customer portal – My Account. Access all your loan-related information from this portal easily.

Now that you know all about our personal loan, you should consider understanding its eligibility factors and application process.

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Eligibility criteria

You need to know the eligibility and document requirements before applying for the credit.

  • Age

    Age

    21 years to 80 years* old

  • Work status

    Work status

    Employed

  • CIBIL score

    CIBIL score

    More than or equal to 685

  • Employment

    Employment

    Employees of Dell

  • Nationality

    Nationality

    Indian

How to apply

To apply for a personal loan, you will need to follow the below-mentioned steps after meeting the personal loan eligibility requirements adequately:

  1. 1 Access the online application form by clicking on 'Apply Online'
  2. 2 Provide your contact number and verify it by submitting the OTP received
  3. 3 Enter all the required details, including your KYC, income and employment details
  4. 4 Specify the loan amount you require and submit the form

Upon completing this application procedure, you will receive a call from our representative for further processing.

*Conditions apply

Fees and charges

We offer affordable personal loan interest rates to make repayment easier for borrowers.