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Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Key takeaways
A personal loan for Dell employees offers quick access to funds with flexible repayment options and a simple digital application process. Here are the key highlights:
- Borrow from Rs. 40,000 to Rs. 55 lakh, subject to eligibility.
- Choose a repayment tenure from 12 months to 108 months.
- Get quick approval and funds in your bank account within 24 hours* after approval.
- Complete the application online with minimal documentation and basic KYC.
- Check your eligibility and estimated loan amount using the Personal Loan Eligibility Calculator before applying.
- Pre-approved offers can provide faster and easier access to funds for eligible applicants.
Features and benefits
Quick approval
Apply online and get swift approval on simple eligibility terms.
24 hours* money transfer
Receive funds in your bank account within 24 hours* of approval and document verification.
Flexi loan facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans. Plan with our personal loan EMI calculator.
Simplified paperwork
Submit only essential documents to apply.
Transparent policies
Zero hidden fees. Read our terms and conditions.
Virtual account access
Manage your loan on My Account - track EMIs, view statements, and more.
Multipurpose use
Use your loan for any need - wedding, travel, medical, or education.
The Bajaj Finance Personal Loan for Dell employees is an easy solution for all your monetary needs. Meet the simple eligibility criteria and provide a few personal loan documents to receive money in the bank in a short time.
*Terms and conditions apply
How to apply for personal loan for Dell employees?
Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30.5% p.a. |
Processing fees | Up to 4.13% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Frequently asked questions
Overview
With a Bajaj Finance Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000