Features and benefits

Learn more about Bajaj Finserv online home loan.

  • Quick loan processing

    Quick loan processing

    Apply online and access the digital sanction letter in just 10 minutes*. Submit the letter within 180 days to avail funding.

  • Comfortable applications

    Comfortable applications

    The Online Home Loan features an end-to-end online process, eliminating long-winding processes and the need for paperwork.

  • Easy balance transfer

    Easy balance transfer

    Transfer your existing home loan to our offering and enjoy favourable loan terms without any hassles.

  • PMAY benefits

    PMAY benefits

    Avail PMAY subsidy up to 6.5% on the interest rate offered to you for enhanced savings as a borrower.

  • Online payment perks

    Online payment perks

    Make part-prepayment and foreclosure payments online at no additional costs.

  • Flexible repayment plan

    Flexible repayment plan

    Get access to a tenor that ranges up to 40 years* for maximum repayment comfort.

  • Digital loan tools

    Digital loan tools

    Manage your loan account online at any time and from anywhere, with the My Account customer portal.

Online home loan

To save time and greatly simplify access to home loan, we offer borrowers the Bajaj Housing Finance Limited Online Home Loan. This instrument allows you to fulfil all your mortgage needs online, right from the comfort of your home. Among the benefits of being a fully digital offering, you enjoy easy approval and quick disbursal, while having full access to all loan features on offer. 

 To highlight the ease of availing of the online home loan, look at this simple 4-step guide.

  1. 1 Log on to the official webpage and fill the online loan application form
  2. 2 Await validation to access your loan offer
  3. 3 Pay a nominal fee and download the digital sanction letter
  4. 4 Contact us within 6 months of receiving the digital sanction letter to authorize disbursal

*Conditions apply

Frequently asked questions

What is an online home loan?

The online home loan is a fully digital home loan provision offered by Bajaj Housing Finance Limited.

What is a home loan digital sanction letter?

It is a document confirming the approval of your mortgage loan. It carries details regarding the loan amount approved, the repayment tenor, etc.

What is the validity of the home loan digital sanction letter?

A Home Loan digital sanction letter from Bajaj Finserv comes with a validity extending up to 6 months or 180 days.

What are the documents required for an Online Home Loan?

The online home loan applicants need to furnish minimal documentation, thus ensuring quick and easy loan processing.

What is the tenor for Online Home Loan?

Borrowers can avail an online home loan for a tenor extending up to 40 years*. To find the right option, use the home loan EMI calculator.

How long will it take to get a digital sanction letter for a home loan?

With the Bajaj Finserv online home loan, you can get the digital sanction letter in just 10 minutes*.

What are the fees and charges for the home loan sanction letter?

Simply pay a nominal fee to download the Home Loan digital sanction letter. Other fees applicable are nominal to maintain affordability.

Can I get a PMAY subsidy on an Online Home Loan?

PMAY beneficiaries can avail a subsidy of up to 6.5% on the payable interest with the Online Home Loan.

Can I transfer the Online Home Loan balance to another lender?

Yes, you can transfer your existing online home loan balance to another lender through a simple application procedure.

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