Max Bupa Health Insurance - Heartbeat Family First


Give the most comprehensive medical coverage to your family with the Max Bupa Heartbeat Family First Plan. It helps you provide the best medical care for up to 19 family members with cashless claims in 30 minutes.

  • Cashless claims in 30 minutes

    Cashless claims are processed within 30 minutes* across 3500 network hospitals.

  • 19 relationships covered

    Cover up to 19 relationships in one policy with an option to renew the policy for a lifetime.

  • Hospitalization coverage

    Pre and post hospitalization coverage for 60 days prior and 90 days post hospitalization.

  • Floater sum assured

    Get an individual cover for your family and a floater sum insured that can be used by any of the family members.

  • Huge cover

    Choose a cover ranging from Rs.5 lakh to Rs.1 crore.

  • Maternity and newborn benefits

    Get maternity benefits for up to two deliveries, and vaccinations for the newborn.

  • Health check-ups

    Avail health check-ups as per the applicable plan and choose the diagnostic tests up to the applicable limit.

  • Co-payment options

    Avail co-payment options of 10% and 20% and make your premium more affordable.

  • Treatments covered

    All day-care treatments and even Ayurveda or Unani treatments are covered under this plan.

  • Loyalty benefits

    Increase your sum assured by getting 10% of the expiring base sum insured as a benefit each policy year.

  • Non-medical & ambulance expenses

    Use the policy and pay for the non-medical daily expenses such as transportation or attendant’s cost and the emergency ambulance expenses.

  • No restrictions on room

    No capping on room rent for Gold and Platinum plans. Also, get an option to choose your room type.

  • Coverage for all ages

    Cover your family at any age with no restrictions on the policy age.

  • Tax savings

    Save tax on premium paid under Section 80D of Income Tax Act.

  • Grace period

    Get a grace period of one month to pay your outstanding premium.

  • Variations

    There are three variants of this plan:

    Silver: Complimentary health check-ups and maternity cover up to Rs.30,000.

    Gold: Complimentary health check-ups and accommodation in the single private room.

    Platinum: Opt for treatments abroad except US & Canada, covering specialist consultation.


Here are the eligibility criteria for this plan:

• Policy period should be one or two years.
• Sum assured can be between Rs.1 lakh to Rs.15 lakh, depending on the plan selected.

How It Works

The Max Bupa Family First Plan works in a simple way, here’s how:

Step 1 :

Choose your plan, provide your details, and calculate your premium.

Step 2 :

In case of a hospitalization, choose from our list of network hospitals.

Step 3 :

Sign the required documents, forms, and invoices when you get discharged.

Step 4 :

We make payments to the hospital for pre-approved treatment as per policy terms and conditions.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”