health insurance

Max Bupa Health Insurance - Heartbeat Family First

Max Bupa Health Insurance- Heartbeat Family First

Max Bupa Heartbeat Family First Plan offers a comprehensive medical coverage to your family. It helps you avail the best medical care for up to 19 family members with cashless claims in 30 minutes.

Key Features and Benefits


Here are the key features and benefits of the policy:

  • Cashless claims in 30 minutes

    Cashless claims are processed within 30 minutes* across 3,500 network hospitals of the insurer.

  • Coverage for 19 relationships

    The plan provides coverage for up to 19 relationships in one policy with an option to renew the policy for a lifetime.

  • Hospitalization coverage

    Pre and post hospitalization coverage for 60 days prior and 90 days post hospitalization.

  • Floater sum assured

    Get an individual cover for your family and a floater sum insured that can be used by any of the family members.

  • Huge coverage

    Choose a cover ranging from Rs. 5 lakh to Rs. 1 crore.

  • Maternity and newborn benefits

    Get maternity benefits for up to two deliveries, and vaccinations for the newborn.

  • Health check-ups

    Avail health check-ups as per the applicable plan and choose the diagnostic tests up to the applicable limit.

  • Co-payment options

    Avail co-payment options of 10% and 20% and make your premium more affordable.

  • Treatment coverages

    All day-care treatments and even ayurveda or unani treatments are covered under this plan.

  • Loyalty benefits

    Increase your sum assured by getting 10% of the base sum insured as a benefit during renewal in each policy year.

  • Non-medical and ambulance expenses

    The policy covers non-medical daily expenses such as transportation or attendant’s cost and the emergency ambulance charges.

  • No restrictions on room

    No capping on room rent for gold and platinum plans. Also, get an option to choose your room type.

  • Coverage for all ages

    Get coverage for your family members without any age restriction on the policy.

  • Tax savings

    Save tax on premium paid towards the policy under section 80D of the Income Tax Act.

  • Grace period

    Get a grace period of one month to pay your outstanding premium.

  • Variations

    There are three variants of this plan:

    Silver: Complimentary health check-ups and maternity cover up to Rs. 30,000.

    Gold: Complimentary health check-ups and accommodation in the single private room.

    Platinum: You can opt for treatments abroad except US and Canada, covering specialist consultation.
    Note:
    • Policy period should be for one or two years.
    • Sum assured can be between Rs. 1 lakh to Rs. 15 lakh, depending on the plan selected.

How to Avail the Benefits of Max Bupa Family First Plan

Here are the steps to avail the Max Bupa Family First Plan:

  • Choose your plan and provide your details and calculate the premium.
  • In case of a hospitalization, choose a hospital from the insurer’s list of network hospitals.
  • Sign the required documents, forms, and invoices when you get discharged.
  • The insurer will make the payments to the hospital for pre-approved treatment as per policy terms and conditions.

Disclaimer

Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.