Maternity Cover Plan 1

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Maternity-related expenses may push one into a financial turmoil, especially in the event of pregnancy complications. In such scenarios, it is important to choose the best treatment, without worrying about expenses. With the right Maternity Cover, one can get coverage against expenses incurred during these times. Bajaj Finance presents Group Activ Health- Maternity cover from Aditya Birla Health Insurance Co. Ltd. that covers treatment expenses for women between 18 and 35 years of age, arising from complications during maternity under life-threatening situations.

Plan Details

Sum Insured up to


Premium incl. taxes

Rs. 3 lakh

Rs. 2 lakh

Rs. 1188


Eligibility: You are eligible for the Maternity Cover if you are a woman between 18 and 35 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Hospitalization Cover

    Hospitalization coverage offers a payout during any complications arising in maternity under life-threatening situations.

  • Money-in-bank

    Room Rent Cover

    Normal and ICU single private rooms at actual expenses are covered. All other charges are according to room rent limits.

    Note: Pre-existing diseases that can lead to maternity complications are covered after a waiting period of 4 years.

What's not covered?

  • Hospitalizations other than maternity complications
  • Outpatient Treatment
  • Age above 35 years
  • Maternity
  • Pre-existing condition

*For a full list of exclusions, please refer to the policy wordings.

30 days waiting period: A 30 days waiting period is applicable

4 years waiting period for Pre-Existing diseases: 4 years exclusion is applicable

9 month waiting period for maternity: Applicable

Body System


Treatment/ Surgery




Cataract Surgery


Glaucoma Surgery


Ear Nose Throat

Serous Otitis Media


Sinus Surgery


Surgery for the nose





Deviated Nasal Septum

Surgery for Deviated Nasal[Text Wrapping Break]Septum

Otitis Media

Surgery or Treatment for Otitis[Text Wrapping Break]Media






Resection of the Nasal Concha



All Cysts & Polyps of the female Genito urinary system

Dilatation & Curettage

Polycystic Ovarian Disease


Uterine Prolapse

Uterine prolapse Surgery

Fibroids (Fibromyoma)

Hysterectomy unless[Text Wrapping Break]necessitated by malignancy

Breast lumps

Any treatment for Menorrhagia

Prolapse of the uterus

Dysfunctional Uterine Bleeding (DUB)



Pelvic Inflammatory Disease


Orthopaedic / Rheumatological


Joint Replacement Surgery for Prolapse of the intervertebral disc

Rheumatism, Rheumatoid Arthritis

Non-infective arthritis



Prolapse of the intervertebral disc



Gastroenterology (Alimentary Canal and related Organs)

Stone in Gallbladder and Bile duct

Cholecystectomy / Surgery for Gallbladder


Surgery for Ulcers (Gastric / Duodenal)


Fissure, Fistula in Ano, haemorrhoids (piles), Pilonidal Sinus, Ano-rectal & Perianal Abscess

Rectal Prolapse

Gastric or Duodenal Erosions or Ulcers + Gastritis & Duodenitis

Gastroesophageal Reflux Disease (GERD)



Urogenital (Urinary and Reproductive system

Stones in Urinary system (Stone in the Kidney, Ureter, Urinary Bladder)

Prostate Surgery

Benign Hypertrophy / Enlargement of Prostate (BHP / BEP)

Hernia, Hydrocele,

Surgery for Hydrocele, Rectocele and Hernia

Varicocele / Spermatocele

Surgery for Varicocele / Spermatocele



Skin tumour (unless malignant)

Removal of such tumour unless malignant

All skin diseases


General Surgery

Any swelling, tumour, cyst, nodule, ulcer, polyp anywhere in the body (unless malignant)

Surgery for cyst, tumour, nodule, polyp unless malignant

Varicose veins, Varicose ulcers

Surgery for Varicose veins and Varicose ulcers

Congenital Internal Diseases or Anomalies

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

In case you have any queries about coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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