Maternity-related expenses may push one into a financial turmoil, especially in the event of pregnancy complications. In such scenarios, it is important to choose the best treatment, without worrying about expenses. With the right Maternity Cover, one can get coverage against expenses incurred during these times. Bajaj Finance presents Group Activ Health- Maternity cover from Aditya Birla Health Insurance Co. Ltd. that covers treatment expenses for women between 18 and 35 years of age, arising from complications during maternity under life-threatening situations.
Sum Insured up to |
Deductible |
Premium incl. taxes |
Rs. 3 lakh |
Rs. 2 lakh |
Rs. 1188 |
Eligibility: You are eligible for the Maternity Cover if you are a woman between 18 and 35 years of age, as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
Hospitalization coverage offers a payout during any complications arising in maternity under life-threatening situations.
Normal and ICU single private rooms at actual expenses are covered. All other charges are according to room rent limits.
Note: Pre-existing diseases that can lead to maternity complications are covered after a waiting period of 4 years.
*For a full list of exclusions, please refer to the policy wordings.
30 days waiting period: A 30 days waiting period is applicable
4 years waiting period for Pre-Existing diseases: 4 years exclusion is applicable
9 month waiting period for maternity: Applicable
Body System |
Illness |
Treatment/ Surgery |
|
1 |
Eye |
Cataract |
Cataract Surgery |
Glaucoma |
Glaucoma Surgery |
||
2 |
Ear Nose Throat |
Serous Otitis Media |
|
Sinusitis |
Sinus Surgery |
||
Rhinitis |
Surgery for the nose |
||
Tonsillitis |
Tonsillectomy |
||
Tympanites |
Tympanoplasty |
||
Deviated Nasal Septum |
Surgery for Deviated Nasal[Text Wrapping Break]Septum |
||
Otitis Media |
Surgery or Treatment for Otitis[Text Wrapping Break]Media |
||
Adenoiditis |
Adenoidectomy |
||
Mastoiditis |
Mastoidectomy |
||
Cholesteatoma |
Resection of the Nasal Concha |
||
3 |
Gynaecology |
All Cysts & Polyps of the female Genito urinary system |
Dilatation & Curettage |
Polycystic Ovarian Disease |
Myomectomy |
||
Uterine Prolapse |
Uterine prolapse Surgery |
||
Fibroids (Fibromyoma) |
Hysterectomy unless[Text Wrapping Break]necessitated by malignancy |
||
Breast lumps |
Any treatment for Menorrhagia |
||
Prolapse of the uterus |
|||
Dysfunctional Uterine Bleeding (DUB) |
|||
Endometriosis |
|||
Menorrhagia |
|||
Pelvic Inflammatory Disease |
|||
4 |
Orthopaedic / Rheumatological |
Gout |
Joint Replacement Surgery for Prolapse of the intervertebral disc |
Rheumatism, Rheumatoid Arthritis |
|||
Non-infective arthritis |
|||
Osteoarthritis |
|||
Osteoporosis |
|||
Prolapse of the intervertebral disc |
|||
Spondylopathies |
|||
5 |
Gastroenterology (Alimentary Canal and related Organs) |
Stone in Gallbladder and Bile duct |
Cholecystectomy / Surgery for Gallbladder |
Cholecystitis |
Surgery for Ulcers (Gastric / Duodenal) |
||
Pancreatitis |
|||
Fissure, Fistula in Ano, haemorrhoids (piles), Pilonidal Sinus, Ano-rectal & Perianal Abscess |
|||
Rectal Prolapse |
|||
Gastric or Duodenal Erosions or Ulcers + Gastritis & Duodenitis |
|||
Gastroesophageal Reflux Disease (GERD) |
|||
Cirrhosis |
|||
6 |
Urogenital (Urinary and Reproductive system |
Stones in Urinary system (Stone in the Kidney, Ureter, Urinary Bladder) |
Prostate Surgery |
Benign Hypertrophy / Enlargement of Prostate (BHP / BEP) |
|||
Hernia, Hydrocele, |
Surgery for Hydrocele, Rectocele and Hernia |
||
Varicocele / Spermatocele |
Surgery for Varicocele / Spermatocele |
||
7 |
Skin |
Skin tumour (unless malignant) |
Removal of such tumour unless malignant |
All skin diseases |
|||
8 |
General Surgery |
Any swelling, tumour, cyst, nodule, ulcer, polyp anywhere in the body (unless malignant) |
Surgery for cyst, tumour, nodule, polyp unless malignant |
Varicose veins, Varicose ulcers |
Surgery for Varicose veins and Varicose ulcers |
||
Congenital Internal Diseases or Anomalies |
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
You can raise a claim under this hospital insurance plan by contacting the insurer in one of the following ways:
For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”