Features and benefits of malpractice insurance

  • High sum assured

    High sum assured

    Obtain financial protection of up to Rs. 1 crore for legal liabilities arising out of malpractice claims.

  • Economical premiums

    Economical premiums

    Avail malpractice coverage to stay financially protected against specified claims with premiums starting at just Rs. 9,440.

  • Comprehensive coverage

    Comprehensive coverage

    Get coverage for a wide range of professional risks such as losses due to defamation and breach of confidentiality.

Malpractice Insurance

A malpractice insurance policy is a financial coverage plan that aims to protect medical practitioners against financial losses while rendering professional services. Being a type of professional indemnity insurance plan provides coverage against a patient’s negligence claim.

The applicability of a malpractice liability insurance plan extends in case of lawsuits filed by patients against a medical professional, claiming financial losses suffered due to neglect, intentional errors, or omissions during treatment. An experienced malpractice insurance plan thus protects a doctor against such contingent financial losses.

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Professional risks covered under a malpractice insurance plan

Coverage under malpractice insurance for healthcare professionals extends to the following practice risks:

  1. 1 Cost of defence involved in litigation
  2. 2 Financial damages from third-party claims.
  3. 3 Losses sustained due to breach of confidentiality
  4. 4 Financial losses incurred due to defamation, misrepresentation, reputation damage, etc.
  5. 5 Claims resulting in a lawsuit against professional services rendered

Healthcare professionals can claim damages incurred during the insurance policy period and within the coverage territory.
Enjoy a fast-tracked claims redressal by following a few hassle-free steps and submitting the necessary documents.

*Conditions apply

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