Type of property eligible as a collateral

2 min read

To avail of a loan against property, you will need to mortgage a property that your lender accepts as collateral. Bajaj Finserv offers a high-value mortgage loan of up to Rs. 10.50 crore* by allowing you to mortgage various types of property. Some of these include self-occupied residential houses, rented properties and shared properties. Read on to know more.

Self-occupied residential house

Attach a residential property you live in as a mortgage with us and receive the lowest rate of interest to make repayment more affordable.

Rented property, residential or commercial

Mortgage a rented residential or commercial property with high saleability and receive a loan amount up to 80% of the property’s current market value.

Rented residential or commercial property, vacant

Avail a loan even with a rented residential or commercial property that is vacant.

Shared property

Co-owned properties by family members also come under the types of mortgage property that we accept. Apply with and furnish basic documents of all co-owners to get approval on your loan against property application. Make sure the co-owners are specifically related like father and son, son and mother, brothers, unmarried daughter, parents, etc.

Mortgage your property with Bajaj Finserv to get repayment-friendly interest rates and charges. Calculate your EMIs with our online mortgage calculator and plan your finances right from the start.

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