ITI Gold Loans Limited, a part of The Investment Trust of India (ITI Group), specialises in providing gold loans against valuable assets. Established in 2015 and acquired by ITI Group in 2016, the company has rapidly grown its operations, focusing on customer-centric services with competitive interest rates starting at 0.79% per month. ITI Gold Loans offers a streamlined process with minimal documentation, ensuring quick disbursal of funds, typically within 30 minutes.

Bajaj Pay, the BBPS platform on Bajaj Finance, makes loan repayments seamless and efficient. With this platform, you can view, pay, and download your loan repayment receipt with just a few clicks. Bajaj Pay also supports payments for various other financial obligations, allowing you to streamline multiple payments in one place.

How to repay your ITI gold loan via the official website

To repay your ITI Gold loan repayments via the ITI website, follow these steps:

1. Visit the ITI gold loan payment page: Go to the official ITI Gold Loan website and navigate to the payment section.

2. Enter your loan details: You will need to provide your Gold Loan Number or your Mobile Number associated with the loan. This information helps in identifying your loan account.

3. Receive OTP: After entering your details, request an OTP (One-Time Password) to verify your identity. This will be sent to your registered mobile number.

4. Authenticate your payment: Enter the OTP in the provided field to authenticate your transaction.

5. Choose payment method: Select your preferred payment method, which may include options like Net Banking, Debit Card, or UPI.

6. Complete the transaction: Follow the prompts to complete your payment. Ensure that you receive a confirmation of the transaction for your records.

7. Check your loan status: After making the payment, you can check the status of your loan on the same website to ensure that the payment has been processed successfully.

How to make ITI gold loan repayment online through Bajaj Finance platforms

On the Bajaj Finance app

1. Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device  

2. Open the app, log in, or register if you are a new user  

3. Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’

4. Search and select your loan provider

5. Fill the required details

6. Click on ‘FETCH YOUR BILL’

7. Your bill amount appears, select ‘PROCEED TO PAY’

8. Choose your preferred payment option, including a credit card, debit card, UPI, or net banking, and click on ‘PAY NOW’.

9. Once you have completed the transaction, you will get notified that the payment was successful

On the Bajaj Finance website

1. Go to the Bajaj Finance website

2. Scroll down to the ‘Bills and recharges’ section and click on 'Loan Repayment’

3. Enter your mobile number and login with an OTP

4. Search and select your loan provider

5. Fill the required details

6. Click on ‘FETCH YOUR BILL’

7. Your bill amount appears, select ‘PROCEED TO PAY’

8. Choose your preferred payment option, including a credit card, debit card, UPI, or net banking, and click on ‘PAY NOW’.

9. Once you have completed the transaction, you will get notified that the payment was successful

Payment via internet banking and debit card

1. Internet banking: Users can access their bank's online portal, select ITI Finance as a biller, and enter their loan account details to complete the payment. This method ensures secure transactions and instant confirmation.

2. Debit card payments: Customers can use debit cards directly on platforms like Bajaj Finance. Simply enter the required information, including the loan account number, and authorise the payment.

Benefits of downloading ITI Gold loan repayment receipt online

Downloading your ITI Gold Loan Repayment receipt online offers several significant benefits:

Easy access: Digital receipts can be accessed anytime from your mobile device or computer, eliminating the need for physical storage.

Instant confirmation: Receive immediate confirmation of your payment via email or SMS, ensuring you have proof of transaction.

Enhanced security: Digital receipts are protected by secure systems, reducing the risk of loss or theft compared to paper receipts.

Efficient record-keeping: Organise and sort receipts easily, making tracking payments and managing finances simpler.

Environmentally friendly: Going paperless contributes to sustainability efforts by reducing paper waste.

Late payments: penalties and policies

Late payments on loans from ITI can lead to specific penalties and policies designed to encourage timely repayment. Here are some key points:

Late fees: A fixed penalty may be charged for each missed payment, increasing the overall loan cost.

Interest rate adjustments: Late payments can result in higher interest rates on outstanding balances.

Credit score impact: Delayed payments may negatively affect your credit score, influencing future borrowing.

Contact ITI gold loan support

For queries about ITI Gold Loan repayment, contact their customer support team:

Customer support numbers

Gold Loan Support: +91 9820520200

General Inquiries: 022-69093466 (for ITI Securities Broking) or 022-69093466 (for ITI Finance)

Email support

For assistance, you can email glhelpdesk@itiorg.com. The team is available to assist with repayment concerns.

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