How To Use DigiLocker App: Is It Safe? Everything You Need To Know

Read on to know how you can keep your essential documents safely in DigiLocker.
Personal Loan
3 min

In this digital age, where convenience and security are paramount, DigiLocker has emerged as a popular platform for storing and accessing important documents online. However, amidst its convenience, questions about its safety often arise, especially when considering sensitive documents like Aadhaar cards, which are crucial for various purposes, including applying for a personal loan from Bajaj Finance.

Everything you need to know about DigiLocker

DigiLocker, launched by the Government of India, is a cloud-based platform that enables citizens to store, access, and share their digital documents securely. It eliminates the need for carrying physical documents by providing a digital repository that can be accessed anytime, anywhere. DigiLocker is linked to the user's Aadhaar number, ensuring authenticity and security.

Is DigiLocker safe?

The safety of DigiLocker is a valid concern for many users, especially when it comes to storing sensitive documents like Aadhaar cards. However, DigiLocker employs stringent security measures to protect user data. It uses advanced encryption techniques to secure documents, making them inaccessible to unauthorised users. Additionally, DigiLocker adheres to strict security protocols and complies with the Information Technology Act, ensuring the safety and privacy of user information. Moreover, all data transfers occur over secure SSL channels to further safeguard against interception and data theft. Regular security audits and updates are also conducted to enhance the system's defense mechanisms and to keep user data protected from emerging cyber threats.

How does DigiLocker work?

DigiLocker operates on a simple yet robust framework. Users can sign up for a DigiLocker account using their Aadhaar number and link it to their mobile number. Once registered, users can upload their documents in DigiLocker account in digital format or access documents issued by various government agencies directly. The platform provides seamless access to documents, allowing users to share them electronically whenever required. This digital storage solution ensures that all documents are available at your fingertips, eliminating the need for physical paperwork and making administrative processes much more efficient. Additionally, DigiLocker integrates with multiple government services, enabling users to retrieve official records such as driving license in DigiLocker and vehicle registration documents without hassle.

Benefits of using DigiLocker

Apart from the convenience of accessing documents anytime, anywhere, DigiLocker offers several benefits. One significant advantage is the ease of accessing personal loan documents. When applying for a personal loan, lenders like Bajaj Finance often require KYC documents such as Aadhaar cards for verification purposes. With DigiLocker, users can conveniently access and share these documents digitally, simplifying the loan application process. This not only saves time but also reduces the hassle of maintaining physical copies of documents.


In conclusion, DigiLocker is indeed a safe and secure platform for storing and accessing digital documents. Its robust security measures and compliance with legal standards ensure the protection of user data. Furthermore, its convenience and ease of use make it an invaluable tool, especially when it comes to accessing personal loan documents and fulfilling eligibility criteria. Embracing DigiLocker not only streamlines document management but also enhances digital data security.


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Frequently asked questions

Can we trust DigiLocker?
Yes, DigiLocker is a trusted platform provided by the Government of India for securely storing and managing your documents digitally. It uses advanced security features to ensure that your documents are safe and only accessible to you.
Is it safe to upload documents in DigiLocker?
It is safe to upload documents in DigiLocker. The platform uses encryption and authentication mechanisms to protect your data, ensuring that only authorized users can access your documents.
Is DigiLocker real or fake?
DigiLocker is a real and legitimate platform provided by the Government of India. It is not fake and has been widely used by individuals and organizations for storing and managing their documents digitally.
Is DigiLocker a secure platform for storing my passport?
DigiLocker is a secure platform for storing your passport and other documents. It uses advanced security measures to protect your data, ensuring that only you have access to your documents.
Is DigiLocker approved by the government?
Yes, DigiLocker is approved by the government of India. It is an initiative under the Digital India program and is operated by the Ministry of Electronics and Information Technology (MeitY), Government of India, making it a trusted platform for digital document management.
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