Best iQOO 5G Phones under Rs. 20,000 in India 2025

Explore the best iQOO 5G smartphones under Rs. 20,000 in India, offering performance, battery life, and everyday value in 2026.
Best iQOO 5G Phones under Rs. 20,000 in India 2025
3 min
31st January 2026

iQOO has built a strong reputation for delivering powerful 5G smartphones at affordable prices. In 2026, its lineup under Rs. 20,000 continues to focus on speed, reliability, and everyday usability. These phones are designed for users who want fast performance, long battery life, and smooth displays without moving into premium price segments. Whether it is online classes, office work, gaming, or entertainment, iQOO 5G phones handle daily tasks with ease. You get responsive performance for apps and multitasking. Large displays make scrolling and streaming comfortable. Strong batteries reduce the need for frequent charging. Cameras are tuned for clear photos and steady videos, even in challenging lighting.

iQOO also focuses on practical features that matter in daily use. Clean software, durable builds, and modern 5G support make these phones future-ready. From entry-level 5G users to power users on a budget, this price segment offers something for everyone. If value, performance, and longevity matter, iQOO’s under-Rs. 20,000 range is worth exploring. If you are planning to buy a new phone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

List of iQOO’s best 5G phones under Rs. 20,000

1. iQOO Z9 5G

Built for users who want a smooth, premium daily experience without paying flagship prices, the iQOO Z9 5G shines in performance, display quality, and camera stability. It’s ideal for multitaskers, binge-watchers, and mobile photographers who want reliable low-light shots, fluid scrolling, and fast charging in a sleek, lightweight design.

Specification

Details

Display

6.67-inch FHD+ 120Hz AMOLED

Chipset

MediaTek Dimensity 7200

RAM/Storage

8GB RAM

Cameras (Rear)

50MP Sony IMX882 with OIS

Battery/Charging

5,000 mAh, 44 W FlashCharge

Price

Rs. 19,499


2. iQOO Z10 Lite 5G

Designed for users who prioritize endurance and storage, the iQOO Z10 Lite 5G is a dependable all-day smartphone for work, travel, and entertainment. Its massive battery and generous storage make it perfect for students and casual users who stream, scroll, and game lightly without worrying about frequent charging or space constraints.

Specification

Details

Display

6.74-inch HD+

Chipset

MediaTek Octa-core

RAM/Storage

8GB RAM/256GB

Cameras (Rear)

50MP

Battery/Charging

6,000 mAh

Price

Rs. 16,597


3. iQOO Z10X 5G

The iQOO Z10X 5G is built for power users who need long battery life and consistent performance. With its large battery and high-resolution display, it’s well-suited for heavy media consumption, navigation, and extended gaming sessions. A solid choice for users who want durability, speed, and storage without moving into premium pricing.

Specification

Details

Display

6.7-inch FHD+

Chipset

MediaTek Octa-core

RAM/Storage

8GB RAM/256GB

Cameras (Rear)

50MP

Battery/Charging

6,500 mAh

Price

Rs. 18,490


iQOO Z9 Lite 5G

An excellent entry-level 5G smartphone, the iQOO Z9 Lite 5G is tailored for first-time smartphone buyers and budget-conscious users. It covers all essentials — smooth everyday usage, dependable battery life, and a capable camera — making it a smart pick for students, secondary phone users, or anyone upgrading from older devices.

Specification

Details

Display

6.56-inch HD+

Chipset

MediaTek Octa-core

RAM/Storage

6GB RAM/128GB

Cameras (Rear)

50MP

Battery

5,000 mAh

Price

Rs. 14,990


iQOO’s best 5G phones under Rs. 20,000 - Price list in India (2026)

Here is a simple price list to help you compare iQOO’s best 5G phones under Rs. 20,000. These devices offer strong value at every price point, balancing performance, battery life, display quality, and everyday usability. Whether you want long battery life, storage, or a smooth screen, there is an option for every budget.

Model (SKU)

Price

iQOO Z9 5G

Rs. 19,499

iQOO Z10 Lite 5G

Rs. 16,597

iQOO Z10X 5G

Rs. 18,490

iQOO Z9 Lite 5G

Rs. 14,990


You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings now!

Explore iQOO 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the product you want. Use Bajaj Finserv’s financing options to make the payment. You can choose a convenient repayment tenure and repay your purchase on Easy EMIs.

Benefits of shopping with Bajaj Finserv

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly. 
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort. 
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy. 
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection that is available at Bajaj Finserv partner stores across the country. 
  5. Exclusive deals and cashback: When you shop from a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience. 

Mobile by brands

vivo mobile LAVA phones iQOO mobiles
TECNO mobiles OnePlus mobiles Samsung mobiles
realme mobiles Nokia mobiles Xiaomi mobiles
Infinix mobiles motorola mobiles  

 

Mobile by budget

 

mobiles under Rs. 10,000 mobiles under Rs. 15,000 mobiles under Rs. 20,000
mobiles under Rs. 25,000 mobiles under Rs. 30,000 mobiles under Rs. 35,000
mobiles under Rs. 50,000 mobiles under Rs. 60,000 mobiles under Rs. 80,000

 

 

5G mobiles by brand

OPPO 5G mobiles realme 5G mobiles Nokia 5G mobiles
Motorola 5G mobiles Samsung 5G mobiles Mi 5G mobiles
vivo 5G mobiles Google 5G mobiles iQ00 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 

 

Brand by budget (Rs. 20,000)

vivo mobile under Rs. 20,000 Samsung mobile under Rs. 20,000 OnePlus mobile under Rs. 20,000
iQOO mobile under Rs. 20,000 Xiaomi mobile under Rs. 20,000 POCO mobile under Rs. 20,000
Infinix mobile under Rs. 20,000 realme mobile under Rs. 20,000 motorola mobile under Rs. 20,000
Huawei phones under Rs. 20,000    

 

Pro tip

Explore with rewards, cashbacks, coupons, and deals from Bajaj Finserv.

Frequently asked questions

Which model of iQOO is 5G?

Several iQOO models support 5G connectivity, including the iQOO Z9 5G, iQOO Z10 Lite 5G, iQOO Z10X 5G, and iQOO Z9 Lite 5G. These phones are designed for faster downloads, smoother streaming, and future-ready network performance. You can shop for the latest iQOO phones on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility and preapproved limit in just a few simple steps and make the purchase easy on your pocket.

What is the latest version of iQOO?

Among the discussed models, the iQOO Z10 Lite 5G and iQOO Z10X 5G are the latest-generation devices. They run on newer Android versions and focus on improved battery life, storage, and everyday performance for 2026 users.

Is iQOO a Chinese company?

Yes, iQOO is a Chinese smartphone brand and a sub-brand of vivo. In India, iQOO phones are manufactured locally and tailored for Indian users, focusing on performance-driven features and competitive pricing.

Is iQOO a premium brand?

iQOO is positioned as a performance-focused brand rather than a luxury one. It offers near-flagship features like fast processors, AMOLED displays, and large batteries at mid-range prices, making it popular among value-conscious users.

Which iQOO 5G phone is best under Rs. 20,000?

The iQOO Z9 5G stands out as the best overall option under Rs. 20,000. It offers a smooth AMOLED display, strong performance, and a stabilized camera, making it ideal for users who want a balanced all-rounder.

What are the top features of iQOO 5G phones under Rs. 20,000?

Key highlights include fast 5G-ready processors, large batteries for all-day use, smooth displays for entertainment, reliable cameras, and clean software. These features make iQOO phones suitable for multitasking, streaming, gaming, and daily productivity.

Does iQOO offer 5G phones with AMOLED displays under Rs. 20,000?

Yes, the iQOO Z9 5G features an AMOLED display under Rs. 20,000. It delivers vibrant colours, smooth scrolling, and better contrast, making it a strong choice for video streaming, browsing, and long screen-on usage.

Are iQOO smartphones under Rs. 20,000 good for gaming?

Yes, iQOO phones in this price range are good for casual to moderate gaming. They offer capable processors, smooth displays, and strong battery backup, allowing users to enjoy popular games without frequent lag or overheating.

Which iQOO 5G phone has the best camera under Rs. 20,000?

The iQOO Z9 5G offers the best camera experience under Rs. 20,000. Its stabilised 50MP sensor captures sharper photos and steadier videos, especially in low light, making it suitable for social media and everyday photography.

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