Published Jun 30, 2025 4 Min Read

Introduction (Descriptive, Word count 50 to 80, Reference URL https://www.angelone.in/news/epf-interest-not-yet-credited-for-fy25-here-is-what-to-know-about-delays-impact-and-timeline)

When Is EPF Interest Usually Credited? (Descriptive, Word count 50 to 80, Reference URL https://www.angelone.in/news/epf-interest-not-yet-credited-for-fy25-here-is-what-to-know-about-delays-impact-and-timeline)

Why is EPF interest credit delayed? (Descriptive, Word count 50 to 80, Reference URL https://www.angelone.in/news/epf-interest-not-yet-credited-for-fy25-here-is-what-to-know-about-delays-impact-and-timeline)

Does a Delay in EPF Interest Credit Affect Your Earnings? (Include pointers in content, Word count 80 to 120, Reference URL https://www.angelone.in/news/epf-interest-not-yet-credited-for-fy25-here-is-what-to-know-about-delays-impact-and-timeline)

What to Do If EPF Interest Is Not Credited Yet? (Include pointers in content, Word count 80 to 120, Reference URL https://www.angelone.in/news/epf-interest-not-yet-credited-for-fy25-here-is-what-to-know-about-delays-impact-and-timeline)

Conclusion (Summarise in 50 to 80 Words)

Frequently Asked Questions

Which month will PF interest be credited?

PF (EPF) interest is typically credited between July and September after the financial year ends. The timeline depends on the approval of the interest rate by the Ministry of Finance and subsequent backend processing by EPFO.

Why is PF interest not credited?

PF interest is not credited due to reasons like pending government approval, backend technical updates, and the large-scale reconciliation process across millions of accounts. These procedural steps often cause a delay, but the interest is eventually credited with backdated effect.

 

Where can I complain about EPF interest not credited?

You can raise a complaint through the official EPFO Grievance Portal at https://epfigms.gov.in. Alternatively, you can contact the EPFO helpdesk via their toll-free number (14470) or visit your nearest EPFO office for assistance.

Is EPFO interest credited for 2025?

As of now, the EPFO interest for FY25 has not yet been credited to most member accounts. The process is underway and is expected to be completed after receiving necessary approvals and completing system-wide credit updates.

Are Bajaj Finance FDs safe for salaried employees?

Yes. Bajaj Finance FDs carry AAA STABLE ratings by CRISIL and ICRA, ensuring high safety and reliable returns—ideal for salaried individuals building a nest egg. Check latest FD rates. Yes. Bajaj Finance FDs carry AAA STABLE ratings by CRISIL and ICRA, ensuring high safety and reliable returns—ideal for salaried individuals building a nest egg. Check latest FD rates

Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.