Care Health Insurance

Care Health Insurance - Parkinson’s Disease Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starting at Rs. 271

    Coverage up to Rs. 3 lakh, premium starting at Rs. 271

    Get coverage up to Rs. 3 lakh for Parkinson’s disease treatment. The diagnosis must be supported with valid medical reports by a medical expert. Choose from the three premium variants and get coverage as per your requirement.

  • Hospitalisation cover

    Hospitalisation cover

    Covers medical expenses incurred during hospitalisation up to the sum insured.

  • Treatment-related expenses cover

    Treatment-related expenses cover

    Covers diagnostic tests and medicines required for treatment of Parkinson’s disease.

  • Ambulance cover

    Ambulance cover

    Covers road ambulance cost up to Rs. 2,000.

  • End-to-end online process

    End-to-end online process

    You can buy the policy online through our 100% digital process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Parkinson’s Disease Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here's a quick look at the plan details of Parkinson’s Disease Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here's a quick look at the key inclusions and exclusions under the Parkinson’s Disease Cover:

  • Key inclusions
  • Key exclusions
Key Inclusions Description
Hospitalisation Expenses during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Doctor’s fee and medications During hospitalisation
Ambulance cost Up to Rs. 2,000
Key exclusions Description
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy
Illness other than specified under policy Any illness other than those specified under this policy
Any pre-existing disease No coverage for pre-existing medical illness
Psychiatric treatment Any direct or indirect psychiatric treatment
Alcohol abuse Brain damage caused due to alcohol abuse

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Parkinson’s Disease Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Parkinsons Disease Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Parkinson’s Disease Cover?

Parkinson’s Disease Cover is offered by Care Health Insurance through Bajaj Finance. It provides financial support for all medical expenses associated with the treatment of Parkinson’s disease.

What are the advantages of Parkinson’s Disease Cover?

The Parkinson’s Disease Cover gives you coverage against hospitalisation, diagnostic tests, and medicine expenses up to the sum insured. It also covers the road ambulance cost up to Rs. 2,000.

What is the claim process for Parkinson’s Disease Cover?

You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What are the eligibility criteria to buy the Parkinson’s Disease Cover?

The policy is exclusively designed for Bajaj Finance customers. So, any existing customer who is above 18 years old and an Indian national can buy the policy. No documents required to buy the policy.

What are the exclusions under Parkinson’s Disease Cover?

The Parkinson’s Disease Cover does not include coverage for any pre-existing conditions and treatment for any ailments other than Parkinson’s disease. It also excludes direct or indirect psychiatric treatment related to Parkinson’s diseases and occurrence of the disease resulting from the abuse of drugs and alcohol. You can get the complete list of exclusions in the policy document.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.