ManipalCigna Health Insurance - Mediclaim - Family Counselling Benefit (Accident / Illness) at Rs. 314
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 25,000, premium Rs. 314
Get benefits up to sum insured of Rs. 25,000 for psychiatric counselling of family members. This is in case of insured’s accidental death or disability. The annual premium for the policy is Rs. 314.
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Family counselling
Coverage against the cost of out-patient mental health treatment of insured’s immediate family members.
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Counselling for multiple conditions
Family members can take counselling to cope with mental trauma caused in case the insured suffers a permanent total disability or permanent partial disability or death due to an accident/illness.
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End-to-end online process
You can buy the plan online hassle-free in just a few steps with our 100% digital and paperless process.
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No documents are required to buy the policy
When buying Mediclaim – Family Counselling Benefit (Accident / Illness) policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim – Family Counselling Benefit (Accident/Illness) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Mediclaim - Family Counselling Benefit (Accident / Illness) cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 314 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Mediclaim - Family Counselling Benefit (Accident / Illness) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental death or disability | Treatment of mental trauma arising from an accident resulting in the death or permanent disability |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports |
| Benefit during waiting period | Any benefit before 30 days from the purchase of policy or before the waiting period for specific diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim - Family Counselling Benefit (Accident/Illness) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reports
The network hospital directly shares the billing details with the insurance and settles all the dues settled before discharge
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This cover is an insurance product from ManipalCigna Health Insurance and offered through Bajaj Finance. It provides financial support for mental health treatment for the insured’s family members. This is in case the insured person suffers an accidental death or disability.
Suffering an accident that results in a permanent disability or death can have a traumatic impact on your family members. The Mediclaim - Family Counselling Benefit (Accident / Illness) cover provides you with the financial security and peace of mind that your immediate family members can benefit from psychiatric counselling to help cope with this tragic situation.
The Mediclaim - Family Counselling Benefit (Accident / Illness) cover has an annual premium of Rs. 314 for sum insured up to Rs. 25,000.
You can contact the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
The policy provides coverage against the cost of seeking psychiatric mental health treatments. The coverage is up to the sum insured for the insured’s family members.