Published Sep 8, 2025 4 Min Read

Overview


Anterior Cruciate Ligament (ACL) injuries are one of the most common knee injuries, especially among athletes and active individuals. Whether caused by a sports mishap or an accident, undergoing ACL surgery is often crucial for restoring mobility and preventing long-term complications. However, one of the first questions that comes to mind is the cost of ACL surgery in India.

India has emerged as a preferred destination for affordable and high-quality medical treatments, including ACL reconstruction surgery. Patients can benefit from world-class healthcare facilities, skilled surgeons, and cost-effective treatment plans. Additionally, health insurance plans offered by trusted insurers can ease the financial burden by covering surgery costs, pre-and post-hospitalisation expenses, and rehabilitation.

In this article, we will explore the average ACL surgery cost in India, factors influencing pricing, recovery expenses, and tips to find the best surgeon for your needs.


What is the average ACL surgery cost in India

The average cost of ACL surgery in India ranges from Rs. 1.5 lakh to Rs. 4 lakh, depending on various factors such as hospital type, surgeon expertise, and the city where the surgery is performed.

  • Low-cost range: Smaller hospitals or healthcare facilities in tier-2 and tier-3 cities may offer ACL surgery starting at Rs. 1.5 lakh. These packages typically include the surgery itself but may exclude advanced technology or comprehensive post-surgery care.
  • High-cost range: Premium hospitals in metro cities like Mumbai, Delhi, and Bengaluru can charge up to Rs. 4 lakh for ACL surgery. These facilities often provide state-of-the-art technology, highly experienced surgeons, and superior post-operative care.

Many health insurance plans cover ACL surgery costs, including pre-hospitalisation tests, hospitalisation charges, and post-surgery expenses like physiotherapy and medications. It is advisable to check your policy’s coverage limits, exclusions, and waiting periods. Bajaj Finserv app facilitates access to health insurance plans from trusted partner insurers, offering cashless treatment options at network hospitals for added convenience. 

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Which factors influence ACL reconstruction cost in India?

Several key factors impact the cost of ACL surgery in India:

  1. Hospital reputation and location:
    • Premium hospitals in metro cities typically charge higher fees due to advanced facilities and infrastructure.
    • Smaller hospitals or clinics in tier-2 towns may offer more cost-effective options.
  2. Surgeon expertise:
    • Highly experienced orthopedic surgeons often charge higher fees. Their expertise ensures better surgical outcomes, especially for complex cases.
  3. Technology and equipment:
    • Advanced surgical techniques like arthroscopic ACL reconstruction may increase costs but improve precision and recovery speed.
    • Hospitals offering robotic-assisted surgeries or advanced implants may have higher pricing.
  4. Pre- and post-surgery expenses:
    • Costs for diagnostic tests, physiotherapy, follow-up consultations, and medications can add significantly to the total expense.
    • Comprehensive packages may include these services, while basic packages might exclude them.
  5. Complications and additional procedures:
    • If complications arise or additional procedures like meniscus repair are required, the overall cost increases.

ACL surgery costs are generally higher in metro cities like Mumbai, Delhi, and Bengaluru compared to tier-2 cities such as Indore, Lucknow, or Coimbatore. Patients seeking affordable options may consider hospitals in smaller towns offering quality care at lower prices.

ACL surgery cost in India vs other countries

India is renowned for providing affordable yet high-quality medical treatments, making it a preferred destination for international patients. Here is how ACL surgery costs in India compare to other countries:
 

  • United States: The average cost of ACL surgery ranges from Rs. 10 lakh to Rs. 20 lakh, making it significantly more expensive than in India.
  • United Kingdom: ACL surgery costs in the UK typically range between Rs. 8 lakh and Rs. 15 lakh.
  • Singapore: Known for advanced healthcare, ACL surgery in Singapore can cost Rs. 5 lakh to Rs. 10 lakh.

India offers competitive pricing without compromising on quality, thanks to its skilled surgeons, state-of-the-art hospitals, and affordable healthcare infrastructure. This combination attracts medical tourists from across the globe.

What is the recovery time and cost after ACL surgery in India?, How to find the best orthopedic surgeon for ACL surgery in India

Recovery after ACL surgery typically takes 6 to 12 months, depending on the severity of the injury and the patient’s adherence to rehabilitation protocols. Recovery costs include:

  1. Physiotherapy:
    • Regular physiotherapy sessions are essential for regaining strength and mobility. Costs can range from Rs. 500 to Rs. 1,500 per session, depending on the city and therapist’s expertise.
  2. Medications:
    • Painkillers, anti-inflammatory drugs, and supplements may cost Rs. 2,000 to Rs. 5,000 monthly during the initial recovery phase.
  3. Follow-up consultations:
    • Post-surgery check-ups with the surgeon may cost Rs. 1,000 to Rs. 2,500 per visit.
  4. Assistive devices:
    • Knee braces or crutches may cost Rs. 2,000 to Rs. 10,000, depending on the type and quality.

Example: A typical recovery plan involving physiotherapy sessions twice a week, monthly medications, and follow-up consultations could cost Rs. 50,000 to Rs. 1 lakh over six months.


How to find the best orthopedic surgeon for ACL surgery in India


Choosing the right orthopedic surgeon is crucial for ensuring successful ACL surgery and recovery. Here are some tips:

  • Surgeon’s experience: Look for surgeons with extensive experience in performing ACL reconstruction surgeries.
  • Patient reviews: Read testimonials and reviews from previous patients to assess the surgeon’s expertise and bedside manner.
  • Hospital infrastructure: Opt for hospitals equipped with advanced surgical tools and rehabilitation facilities.
  • Comparison platforms: Use directories or online platforms to compare surgeons based on qualifications, experience, and fees. 

 

Health insurance plans offered by leading insurers can be easily accessed and managed via the Bajaj Finserv app, giving you seamless access to top-rated surgeons and hospitals without financial strain.  Get instant quotes 

 

Conclusion


ACL surgery in India offers a cost-effective solution for individuals seeking high-quality care. With prices ranging from Rs. 1.5 lakh to Rs. 4 lakh, patients can access world-class facilities and expert surgeons while benefiting from affordable treatment plans. Health insurance options further ease financial burdens, covering surgery costs and recovery expenses.

If you are considering ACL surgery, explore health insurance plans facilitated by Bajaj Finserv to ensure comprehensive coverage and peace of mind. From pre-hospitalisation tests to post-surgery physiotherapy, these plans offer a seamless healthcare experience. Take the first step towards recovery today! Compare health plans now 

Frequently asked questions

What is the minimum cost of ACL surgery in India?

The minimum cost of ACL surgery in India is approximately Rs. 1.5 lakh, typically offered by smaller hospitals in tier-2 cities. These packages usually include the surgery itself but may exclude advanced technology, comprehensive post-surgery care, or physiotherapy sessions.

Does insurance cover ACL reconstruction surgery in India?

Yes, most health insurance plans cover ACL reconstruction surgery. Coverage typically includes hospitalisation charges, pre-hospitalisation diagnostic tests, and post-surgery rehabilitation expenses. However, it is important to review your policy for exclusions related to pre-existing conditions and waiting periods. Bajaj Finserv facilitates access to plans offering cashless treatment options and coverage ranging from Rs. 10 lakh to Rs. 50 lakh.

Is ACL surgery in India safe for athletes and active individuals?

Yes, ACL surgery in India is safe for athletes and active individuals. Skilled surgeons and advanced surgical techniques ensure effective reconstruction, allowing patients to regain mobility and resume physical activities. Post-operative rehabilitation plans are tailored to preserve strength and performance capabilities.

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