Personal Loan in Ratlam

If you are in Ratlam and need quick access to funds, a Bajaj Finserv Personal Loan can help you manage both planned and unexpected expenses with ease. With fast approval, minimal paperwork, and no collateral, getting funds has never been simpler.

✅ Check your pre-approved loan offer in Ratlam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Ratlam with just your phone number and OTP – no need to visit the branch.

Easy account management

Stay updated about the personal loan in Ratlam via our customer portal – My Account

Multiple tenures

Use our personal loan EMI calculator to choose a suitable tenure ranging up to 96 months

Basic documentation

Avail the necessary funds with some basic documents required for a personal loan

High-value financing

Apply for higher financing of up to Rs. 55 lakh and use the funds without restrictions

No collateral needed

You need not pledge any collateral against the loan amount. Qualify according to your personal loan eligibility

Transparency

Bajaj Finance, being a reliable private lender, brings a 100% transparent policy. No hidden charges are involved

Immediate online approval

Apply using our online application form to enjoy immediate approval. Meet your urgent needs effortlessly

Money within 24 hours*

Post approval, the sanctioned loan amount is credited to your account in 24 hours*

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.