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You can download your e-PAN card in minutes using your PAN number, Aadhaar, or acknowledgement number, through the NSDL (Protean), UTIITSL, or Income Tax Department portals. The e-PAN carries the same validity as your physical PAN card.
Here is what you should know before you download:
Once you have your PAN and Aadhaar in hand, check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your preferred products within minutes.
A PAN Card, or Permanent Account Number card, is a ten-character alphanumeric code provided by the Income Tax Department of India. It serves as an essential identity document for individuals and organisations involved in financial dealings.
This unique number is linked to every tax-related activity of the holder, making it necessary for filing taxes, opening bank accounts, and conducting major financial transactions.
An e-PAN Card is the electronic form of the standard PAN card issued by the Indian Income Tax Department. It is delivered digitally in PDF format and carries the same authenticity and usage rights as the physical card.
It includes details such as PAN, name, birth date, and photograph, making it valid for verification, online transactions, and all official requirements where PAN is necessary.
To qualify for the instant e-PAN facility, applicants must satisfy the following conditions:
Downloading your e-PAN card is a quick and hassle-free process. The Income Tax Department, through Protean (formerly NSDL) and UTIITSL, offers multiple ways to download an e-PAN instantly using Aadhaar, PAN details, or other identifiers. Follow the simple steps below to get your e-PAN card online.
UTIITSL (UTI Infrastructure Technology and Services Limited) provides a convenient platform for downloading e-PAN cards, either for new applicants or for those updating details. To download an e-PAN via UTIITSL, follow these steps:
If you want to use your PAN to carry out the e-PAN card download online, use the Protean (NSDL) or UTIITSL website.
Once you have your e-PAN and Aadhaar in hand, you do not need to look far for a financing solution for your next purchase. The Bajaj Finance Insta EMI Card lets you convert your purchases into Easy EMIs, so the cost fits comfortably into your monthly budget.
The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use your PAN and Aadhaar to apply, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred products easily and affordably.
Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:
Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.
Also read: How to apply for the Insta EMI Card
Once your card is active, you can use it at a partner store or online. The steps differ slightly depending on where you shop.
At a partner store
Using the Bajaj Finance Insta EMI Card at any of 1.5 lakh partner stores is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:
For online purchases
You can also use the Bajaj Finance Insta EMI Card on partner e-commerce platforms including Amazon and Flipkart. Here is how:
You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
Also read: Eligibility criteria for the Insta EMI Card
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Downloading via the Protean (NSDL) or UTIITSL portals costs Rs. 8.26, inclusive of taxes, though your first three downloads within 30 days of issuance are free. Downloading through the Income Tax e-Filing portal using Aadhaar is completely free. Once you have your PAN in hand, you can check your Insta EMI Card eligibility using your mobile number and OTP.
The password for your e-PAN PDF is your date of birth in DDMMYYYY format. For example, if your date of birth is 1 January 1990, your password would be 01011990. This applies across all portals that issue your e-PAN as a PDF.
Yes, you can download your e-PAN without an acknowledgement number by entering your PAN, Aadhaar number, date of birth, and GSTIN (if applicable) through the Protean (NSDL) or UTIITSL websites. If you have never held a PAN before, you can also get an instant e-PAN through the Income Tax Department website using your Aadhaar.
Yes, your e-PAN carries the same validity as a physical PAN card, so you can use it as one of the documents required to apply for the Bajaj Finance Insta EMI Card. Check your Insta EMI Card eligibility using your mobile number and OTP once you have your PAN and Aadhaar ready.
You need your PAN card, Aadhaar card for KYC verification, and a registered mobile number. The entire process is digital, so you do not need to submit any physical documents. Applicants between the ages of 21 years and 70 years years with a regular income and a good credit score are eligible to apply.
No, the Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It offers a card loan amount of up to Rs. 3 lakh and is accepted at 1.5 lakh partner stores across 4,000 cities in India, letting you shop for electronics, furniture, and more on Easy EMIs.
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1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
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