A Step-by-Step Guide to EC Search in IGRS AP

Master the Encumbrance Certificate (EC) search process on the Integrated Grievance Redressal System Andhra Pradesh (IGRS AP) portal with this step-by-step guide.
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2 min
03 June 2024

The process of conducting an Encumbrance Certificate (EC) search in the Integrated Grievance Redressal System Andhra Pradesh (IGRS AP) plays a crucial role in property transactions within the state. IGRS AP offers a seamless online platform for individuals to obtain ECs, ensuring transparency and efficiency in property dealings. Understanding how to navigate the IGRS AP EC Search is essential for buyers, sellers, and stakeholders involved in real estate.

In addition to facilitating Encumbrance Certificate (EC) searches, the Integrated Grievance Redressal System Andhra Pradesh (IGRS AP) serves as a valuable resource for individuals seeking home loans. Prospective homebuyers can utilise the EC search feature on the IGRS AP portal to ensure the property they intend to purchase is free from legal encumbrances, thus satisfying the requirements of lending institutions for granting home loans. This integration streamlines the process of acquiring financing for real estate transactions, promoting smoother and more secure home buying experiences.

What is an Encumbrance Certificate (EC)?

An encumbrance certificate is a legal document that verifies the ownership of a property and certifies that it is free from any monetary or legal liabilities, such as mortgages, liens, or disputes. It serves as proof of a clear title and is essential for property transactions like sales, mortgages, or obtaining loans.

Key information available on IGRS AP EC

The Encumbrance Certificate (EC) in Andhra Pradesh provides the following details about a property:

  • The name of the property owner.
  • A comprehensive description of the property as recorded in the sale deeds.
  • A chronological record of all property-related transactions.
  • Mortgage details, if the property was purchased with a loan.
  • Gift settlement information in the case of gifted deeds.
  • Release deed details if a partner has released their share of jointly purchased property.

How to perform IGRS AP EC search online?

The Encumbrance Certificate (EC) is a vital document for verifying the legal and financial status of a property. The Integrated Grievance Redressal System Andhra Pradesh (IGRS AP) simplifies this process by offering an easy-to-use online platform. Here’s a step-by-step guide to conducting an EC search on the IGRS AP portal:

  1. Visit the official IGRS AP portal: Go to the IGRS AP website, the official platform for property-related services in Andhra Pradesh.
  2. Access the EC search section: On the homepage, locate and click on the 'Encumbrance Search (EC)' option to begin your search.
  3. Choose search criteria: Select your preferred search parameters, such as document number, registration year, or document type, to refine your search.
  4. Provide property details: Enter the necessary details about the property for which you need the Encumbrance Certificate.
  5. Complete captcha verification: Enter the captcha code displayed on the screen to verify your request.
  6. Initiate the search: Click on the 'Search' button to start the process. The system will scan its database for the requested property details.
  7. View and download the EC: If the EC is available, the system will display the details. You can view and download the certificate for your reference and records.

This streamlined process eliminates the need for physical visits to the Sub-Registrar's office, saving time and ensuring convenience for property buyers and stakeholders.

How to register on the IGRS AP portal for an EC search?

  1. Go to the registration section: access the 'Registration' section on the IGRS AP portal.
  2. Provide details: Fill in the required information accurately, including your name, email address, mobile number, etc.
  3. Verify OTP: upon submission, you will receive an OTP (one-time password) on your registered mobile number. Enter the OTP to verify your identity.
  4. Create login credentials: set up your login credentials, including username and password.
  5. Complete registration: once all the details are filled out and verified, complete the registration process.

Required documents for the IGRS AP EC search?

To initiate an EC search on the IGRS AP portal, you typically need to provide specific documents and details related to the property in question. These may include the property's district, village, survey number, and other relevant identifiers. Additionally, you may need documents such as the document number of the property transaction, details of the property owner, and transaction period. Ensuring that you have accurate and complete documentation will streamline the EC search process and help retrieve the most relevant results.

Applicable fee for IGRS AP EC search

Service

Charges

Service charge

Rs. 25

Fee for up to 30 years

Rs. 200

Fee for more than 30 years

Rs. 500

 

Benefits of obtaining an EC from IGRS AP

  1. Convenience: the online portal provides easy access to EC without the need to visit government offices physically.
  2. Time-saving: the digital platform expedites the EC search process, saving time for property buyers and sellers.
  3. Transparency: IGRS AP ensures transparency in property transactions by providing accurate and up-to-date EC information.

Common issues and solutions in the IGRS AP EC search

  1. Technical glitches: sometimes, users may encounter technical issues like server errors. In such cases, refreshing the page or trying again later usually resolves the problem.
  2. Incomplete information: ensure that all the required details of the property are entered correctly to avoid discrepancies in the search results.
  3. Payment-related concerns: if there are any issues related to online payments for EC search, contacting the customer support of IGRS AP can help resolve them promptly.

By following this step-by-step guide, users can efficiently perform an EC search on the IGRS AP portal, facilitating smooth property transactions while ensuring legal compliance and peace of mind.

Explore the benefits of Bajaj Housing Finance Home Loan

Once armed with the assurance of a clear title through the EC, the next natural progression is securing the necessary financing to turn your homeownership aspirations into reality. Here's where the benefits of Bajaj Housing Finance Home Loan seamlessly come into play, complementing the diligence of your EC search with tailored financial solutions designed to ease your path towards homeownership.

  1. Competitive interest rates: Begin your homeownership journey with competitive home loan interest rates starting at 8.50%* p.a., ensuring affordability and ease of management.
  2. Tailored loan solutions: Customise your home loan to fit your unique needs with our flexible options. Personalise your loan amount and repayment tenure, empowering you to achieve homeownership on your own terms.
  3. Access additional funds with the top-up loan facility: Unlock extra finances of Rs. 1 crore* or higher through our home loan balance transfer option. Use this surplus funding for home enhancements, repairs, or expansions, benefiting from minimal documentation and attractive interest rates.
  4. Convenient repayment options: Enjoy the flexibility of extended repayment tenures of up to 32 years. Choose a repayment plan that suits your financial situation, allowing you to effectively manage your loan repayment.

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Frequently asked questions

What is an Encumbrance Certificate (EC) and how do I obtain it in Andhra Pradesh?
An Encumbrance Certificate (EC) in Andhra Pradesh validates the property's ownership and ensures it is free from any monetary or legal liabilities. To obtain it, visit the Integrated Grievance Redressal System (IGRS) AP portal, apply online, pay the prescribed fee, and schedule an appointment for verification.
What are the steps involved in searching for an EC on the IGRS AP portal?
To search for an EC on the IGRS AP portal, first, visit the website and select the EC option. Then, provide the property details such as district, zone, village, and survey number. Next, select the duration for the search and submit the application. Finally, pay the required fee to obtain the EC.
What documents are necessary for conducting an EC search on IGRS AP?
For conducting an EC search on IGRS AP, necessary documents include property details like survey number, applicant's details, proof of identification, and payment receipt for the prescribed fee. These documents are essential for accurate verification and issuance of the EC.
What are the advantages of obtaining an EC from IGRS AP?
Obtaining an EC from IGRS AP offers several advantages, including convenience, accessibility, and transparency. It streamlines the process, reduces paperwork, and provides quick online access to property ownership information, ensuring clarity and confidence for buyers, sellers, and other stakeholders in real estate transactions.
Is it compulsory to register a will?

No, registering a will is not compulsory in India. However, it is recommended as it provides legal authenticity and can help in smooth execution. A registered will is less likely to be contested and ensures that your wishes are clearly documented.

I cannot find EC on the IGRS AP website; what can I do?

If you cannot find the Encumbrance Certificate (EC) on the IGRS AP website, try checking the following:

  • Verify you’re using correct details and search criteria.
  • Contact the local sub-registrar's office for assistance.
  • Visit the IGRS AP office in person for help.

How can I check the Andhra Pradesh encumbrance certificate online?

Visit the IGRS AP portal, select the 'Encumbrance Search (EC)' option, and provide details such as document number, registration year, or property details. Complete captcha verification, initiate the search, and view or download the EC if available.

Why is EC (Encumbrance Certificate) required?

An Encumbrance Certificate (EC) verifies that a property is free from legal or financial liabilities. It is essential for property transactions, obtaining loans, and ensuring there are no claims or disputes linked to the property.

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