In the digital age, getting official documents and certificates online has become a new norm. One such document is the Thandaper certificate. This legal document is an essential part of land transactions in the southern Indian state of Kerala. It's similar to the land ownership deed or certificate used in other parts of India. It contains the details of the land, including its size and ownership status, and acts as a proof of ownership. This article will guide you through the process of obtaining a Thandaper certificate online.
What is a Thandaper certificate?
A Thandaper certificate, often referred to as a "Pattayam" or "Title Deed," is a crucial legal document issued by the Land Revenue Department in the state of Kerala, India. This certificate serves as an essential piece of identification for landowners, providing detailed information about a specific plot or piece of land. It contains vital details such as the survey number, area, boundaries, ownership details, and other relevant information pertaining to the land.
In Kerala, the Thandaper certificate ensures transparency and authenticity in land dealings, protecting the interests of both buyers and sellers. Additionally, this certificate plays a significant role in resolving disputes related to land ownership and boundaries, as it serves as legal proof of ownership.
Importance of Thandaper certificate
The Thandaper certificate is vital because it serves as legal proof of land ownership. It helps in resolving land disputes. The certificate contains essential information like the land area, land type, and the details of the landowner. It's also necessary for transferring the ownership of land when selling.
The Thandaper certificate also holds significance in the context of home loans. When individuals in Kerala apply for a home loan to purchase land or property, financial institutions and banks typically require them to present this certificate as part of the documentation process.
Lenders use the Thandaper certificate to verify the legal ownership and authenticity of the property being offered as collateral for the loan. It provides assurance to the lending institutions regarding the legitimacy of the land or property being financed. Additionally, the certificate helps in assessing the property's value and potential risks associated with the transaction.
How to obtain a Thandaper certificate online
With the advancement in technology, the government of Kerala has digitalized the process of obtaining a Thandaper certificate. It's now possible to apply for it online.
- Step 1: Visit the Inspector General of Registration (IGR) website to initiate the application process for a Thandaper Certificate.
- Step 2: If you are a new user, you need to register first. Click on the "New User" button and provide your name, email ID, mobile number, and preferred password to create an account.
- Step 3: Login to your account using your registered email and password.
- Step 4: Click on the "Apply for Thandaper Certificate" option. Enter the required details, such as the Thandaper number, land details, your contact information, and the reason for applying for the certificate.
- Step 5: After filling the details, proceed to pay the fees online. The fee amount would be specified on the website.
- Step 6: After making the payment, review your application form to ensure all details are correct. Then, submit the form.
- Step 7: The Revenue Department will review your application. If your application is approved, you'll receive an SMS on your registered mobile number.
- Step 8: Once your application is approved, you can log in to the IGR website and download the Thandaper certificate.
Obtaining a Thandaper certificate online is a straightforward process, saving you the hassle of visiting government offices or dealing with paperwork. It's secure, efficient, and user-friendly, ensuring that land transactions in Kerala can be conducted with ease and transparency.
The Thandaper number and certificate serve as the cornerstone for all land-related transactions in the state. It not only provides a unique identification for every piece of land but also simplifies the process of land registration. By offering a seamless online application experience, the Kerala government exemplifies how digitization can streamline bureaucratic processes and enhance citizen services.
Remember that your Thandaper number and certificate are vital documents for demonstrating legal ownership of land. If you are planning to buy, sell, or register land in Kerala, make sure you have these documents in place.
Explore Bajaj Housing Finance Home Loan
Are you ready to turn your dream of owning property in Kerala into reality? Explore Bajaj Housing Finance Home Loan, your trusted partner in making homeownership a hassle-free experience.
Whether you are purchasing a house for residential or investment purposes, Bajaj Housing Finance Home Loan provides you with the financial assistance you need. Our simplified application process makes securing a loan a breeze, so you can focus on turning your property aspirations into achievements.
With Bajaj Housing Finance, you can enjoy benefits such as:
- Flexible repayment options: Enjoy the flexibility of extended repayment tenures of up to 32 years, allowing you to select a plan that suits your financial situation. Prioritise your loan repayment effectively with repayment options tailored to your needs.
- Competitive interest rates: Begin your homeownership journey with competitive interest rates starting at 8.25%* p.a, ensuring affordability and ease of repayment.
- Top-up loan facility: Access additional funds of Rs. 1 crore* or higher, through our home loan balance transfer option. Utilise this surplus finance for home improvements or expansions, benefiting from minimal documentation and attractive interest rates.
- Tailored loan solutions: Personalise your home loan according to your requirements with our flexible options. Customise your loan amount and repayment tenure, empowering you to achieve homeownership on your terms.
Apply for a home loan by visiting the Bajaj Finserv website today.
