Haryana Housing Board – Schemes, Allotment, Registration, and Home Loan Guide

The Haryana Housing Board provides one of the most consistent supplies of government-backed residential property in the state — covering a range of cities and income groups. Understanding how HHB schemes work, who can apply, and how to finance an allotment are the practical building blocks for any Haryana homebuyer considering this route.

This page covers:

• What the Haryana Housing Board is and its mandate
• Housing categories offered — EWS, LIG, MIG, HIG
• Cities where HHB operates
• Eligibility criteria for HHB scheme applicants
• Documents required
• How to register and apply for HHB schemes
• How allotment works — lottery vs FCFS
• Payment plan for HHB allottees
• How to finance an HHB allotment with a home loan
• Key contacts and official portal

The Haryana Housing Board (HHB) is a statutory body established under the Haryana Housing Board Act, 1971, by the Government of Haryana. Its primary mandate is to provide affordable housing to the residents of Haryana — particularly for lower and middle income groups who cannot access housing through the open market at prevailing prices.

The HHB constructs residential flats, plotted developments, and commercial properties across Haryana's major urban centres. Its housing schemes are notified periodically, with specific eligibility conditions, pricing, and payment terms announced for each scheme. The official portal is harhry.gov.in.

Pricing for each category and scheme varies by location — Gurugram HHB properties command significantly higher prices than equivalent category properties in Rohtak or Hisar.

HHB schemes have been offered across Haryana's major urban and semi-urban centres:

• NCR-adjacent: Gurugram (Gurgaon), Faridabad
• Tricity-adjacent: Panchkula (near Chandigarh)
• District headquarters: Rohtak, Ambala, Hisar, Karnal, Sonipat, Panipat, Rewari, Bhiwani, Jhajjar, Sirsa
• Industrial towns: Bahadurgarh, Manesar

Each city's HHB office manages scheme notifications and allotment for that district.

Note: Specific eligibility conditions vary by individual scheme and are published in the scheme notification. Always read the current scheme's notification on harhry.gov.in before applying.

• Aadhaar card — identity and address proof
• PAN card
• Income certificate or salary certificate from the employer
• Bank statements (last 6 months)
• Domicile certificate (for some schemes)
• Photographs — passport-size, as specified
• Caste certificate — where applicable for reserved category allotments

1. Visit the official HHB portal at harhry.gov.in
2. Navigate to 'Current Schemes' or 'Apply Online' from the homepage
3. Select the scheme you wish to apply for — confirm category, location, and eligibility before proceeding
4. Register as a new user — provide name, mobile number, email address, and Aadhaar details
5. Log in to your account and complete the application form with personal, income, and property ownership details
6. Upload documents — Aadhaar, income proof, photographs, and other required documents
7. Pay the application/registration fee online via net banking or card
8. Submit and download the application acknowledgement

HHB uses two mechanisms depending on the specific scheme:

• Lottery draw: When demand exceeds supply (common for popular locations like Gurugram and Panchkula), units are allotted through a computerised random draw. Unsuccessful applicants receive full registration fee refunds.
• First-come-first-served (FCFS): For some schemes and less in-demand locations, allotment follows the order of complete applications. Early application is essential.

Check the specific scheme notification to understand which mechanism applies.

HHB schemes typically follow a staged payment plan:

• Earnest money/ registration fee: Paid at the time of application
• Allotment letter payment: A specified percentage (usually 15-25%) on receiving the allotment letter
• Instalment payments: Balance paid in equal instalments over a specified period (often 6-24 months)

Interest is typically charged on deferred instalments as per the published scheme terms.

HHB properties are eligible for home loans from banks and housing finance companies. The allotment letter and agreement to sell issued by HHB serve as the primary property documentation for loan processing. Key considerations:

• Apply for the home loan simultaneously with the HHB registration process, so financing is in place when the allotment letter arrives
• The loan amount is typically 75-90% of the allotted flat's assessed value (subject to LTV limits based on category price)
• Bajaj Finance accepts HHB allotment documentation for home loan processing

Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore* and tenures up to 32 years. Check your eligibility today.

The Haryana Housing Board has been a consistent source of government-backed affordable housing across Haryana's cities for over five decades. Monitoring harhry.gov.in regularly for new scheme notifications — and having your documentation and financing in place before applying — gives you the best chance of securing a well-priced property in your preferred location.