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Summer special offer tailored for you

This summer, get ready to beat the heat affordably with the Bajaj Finserv EMI Network. Now, shop for the latest air conditioners, air coolers, LED TVs, Laptop, Washing Machine, Smartphone and refrigerators on the EMI Network and get special offers tailored to you.

Bajaj Finserv has come up with a one-of-a-kind offer that helps you pay for your air conditioner and your electricity bills on easy EMIs. What’s more, when you shop for the best air conditioners from selected dealers, you get a cashback of up to Rs. 500 on your electricity bills.

But hurry, this offer is valid till 30th-June-2019.

Hot Offers

The latest ACs, LED TVs, air coolers, and refrigerators – shop for all your favourite products on easy EMIs and avail great offers too, only on the Bajaj Finserv EMI Network.


Shop for an AC worth Rs. 20,000 and get an Insta Credit of Rs. 5,000 on your Bajaj Finserv Wallet app. When you purchase an air conditioner worth Rs. 40,000, you can get an Insta Credit of Rs. 7,000 so, you can pay your electricity bills on EMI.

How it works



Visit an EMI Network partner store near you



Choose the product you wish to buy



Send a text message ‘BFL11’ to 842 400 9661 to opt-in for the offer



Use your EMI Network Card to pay for your purchase



Get FLAT 11% cashback (No capping) on your purchase

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Up to 100% finance
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How can I pay for my electricity bills on EMI?

This summer, Bajaj Finserv has come up with a unique offer that enables you to convert not only the cost of your air conditioner but also your electricity into easy EMIs. In this offer, when you buy an air conditioner worth Rs. 20,000, you get an Insta Credit of Rs. 5,000. When you purchase an AC worth Rs. 40,000, you get an Insta Credit of Rs. 7,000 in your Bajaj Finserv Wallet app. This way, you can pay for your electricity bills on EMI.

What is Insta Credit?

An Insta Credit is an exclusive offer that enables EMI Network Card holders to avail additional funds of up to Rs. 7,000 on their Bajaj Finserv Wallet. You can use this amount to pay for all utilities like electricity bills or transact across 1 million online and offline stores that are a part of the Bajaj Finserv Wallet’s merchant network.

How can I avail Insta Credit on my AC purchase?

Once you purchase your air conditioner on the EMI Network and choose to avail an Insta Credit, you can simply log in to your Bajaj Finserv Wallet app and click on the Insta Credit banner on the homepage. You will also need to confirm your Insta Credit loan with an OTP sent to your registered mobile number.

This offer is only valid for EMI Network Card holders. However, if you don’t have an EMI Network Card, you can opt for an Insta Card at the time of your purchase.
Please note: You will have to confirm your Insta Credit loan within 72 hours of your purchase.

Where can I access my Insta Credit amount?

You can easily access your Insta Credit amount on your Bajaj Finserv Wallet app.

How does an Insta Credit affect my existing EMI balance?

Your existing EMI balance will not be affected when you avail an Insta Credit loan.

How do I repay my Insta Credit loan?

The EMI for your Insta Credit loan will automatically be deducted on the 2nd or the 5th of every month from your bank account until the loan tenor is completed. You can avail a maximum tenor of up to 12 months for your Insta Credit loan. The exact due date for your EMIs will be mentioned on your Statement of Account and your welcome letter.

How can I avail a loan to purchase electronics and other home appliances on the EMI Network?

Availing a loan on the Bajaj Finserv EMI Network is easy, you can do so with or without an EMI Network Card. Just visit your nearest partner store and use your EMI Network Card to pay. If you don’t have an EMI Network Card, just submit some basic documents and avail financing in just 3 minutes.

What are the documents required to avail a loan on the Bajaj Finserv EMI Network?

You can avail easy financing on your purchase by simply submitting the following documents:

- A cancelled cheque
- A copy of your PAN card
- A copy of your KYC documents
- A duly signed ECS mandate

How can I get an NOC, a statement of accounts, and other loan-related documents?

You can call our customer care at 020 – 3957 5152 (call charges may be applicable) or log onto your account on our customer portal – Experia for all your loan-related queries.

Is there an interest charged on the purchase of electronics and home appliances on the Bajaj Finserv EMI Network?

When you shop on the Bajaj Finserv EMI Network, you can easily divide the cost of your purchase into easy EMIs at no extra cost.