Punjab National Bank (PNB), started in 1894, is one of India's oldest and largest public sector banks. With over a century of experience, PNB offers a wide range of financial products to individuals, businesses, and organisations. Its services include savings accounts, loans, credit cards, and wealth management options, making it a popular choice for secure and reliable banking. PNB has a strong digital presence to make financial transactions more accessible and convenient.

Just as Punjab National Bank focuses on digital growth and customer convenience, Bajaj Finserv enhances the ease of financial transactions by making loan repayments seamless and efficient. With Bajaj Pay, the BBPS platform on Bajaj Finserv, you can make easy loan repayments. You can view, pay, and download your loan repayment receipt with just a few clicks. Bajaj Pay also supports payments for various other financial obligations, allowing you to streamline multiple payments in one place.

Key benefits of using Bajaj Pay for loan repayments

• Easy payments: Conveniently make loan repayments from your phone.
• Organised receipts: Download and store digital copies for easy record-keeping.
• Secure transactions: The dependable BBPS platform ensures safe payments.

Steps to access and download Punjab National Bank loan repayment receipt on Bajaj Finserv

For Punjab National Bank customers who have made loan repayments via Bajaj Finserv, obtaining a receipt is a simple process. Follow these steps:

1. Visit the Bajaj Finserv website

2. Log in to your account using your registered mobile number

3. Navigate to the ‘PAYMENTS’ from the navigation bar.

4. Select ‘ALL PAYMENTS’ from the drop-down menu

5. Navigate to the ‘PASSBOOK’ section

6. Choose the transaction for which you want the receipt

7. Click on ‘VIEW RECEIPT’ and then you can share or download the receipt

8. Save the receipt to your device for future reference.

How to download loan repayment receipt on Punjab National Bank website

Punjab National Bank customers who have repaid a loan through the bank’s official website can access and download their repayment receipt with ease. The following steps guide you through the process:

1. Visit the Punjab National Bank official website and log into your account using your unique customer ID and password

2. Navigate to the ‘LOAN SERVICES’ section from your dashboard

3. Select ‘LOAN REPAYMENT HISTORY’ to view the details of your repayments

4. Locate the specific transaction for which you need the receipt, based on the repayment date

5. Click on ‘DOWNLOAD’ to save the loan repayment receipt to your device as a PDF.

Benefits of downloading Punjab National Bank loan repayment receipt online

There are several benefits to downloading Punjab National Bank loan repayment receipts online:

Proof of payment:

• The receipt serves as a proof of confirming your loan repayment in case of any discrepancies.

Easy tracking:

• Tracking payment history helps you stay updated on your loan status and progress.

Tax filing:

• If you claim deductions related to your loan, you need loan payment receipts while filing taxes.

Verification for future loans:

• Keeping a record of loan payments can support future loan applications by showcasing your reliability in repayment.

Common issues faced while downloading Punjab National Bank loan repayment receipt online

While downloading an Punjab National Bank loan repayment receipt is generally straightforward, some users may encounter common issues:

Login problems: Forgotten passwords or incorrect credentials can delay access to receipts.

Server downtime: Occasional maintenance on the banks or Bajaj Finserv’s website may temporarily prevent access.

Technical glitches: Issues with browsers or devices can interfere with the download process.

Slow internet connection: A weak connection may cause errors when attempting to download large files.

Incompatibility issues: Some older browsers may not support the bank’s digital services, resulting in download errors.

If users encounter these problems, they should try resetting their login details, clearing their browser cache, or contacting customer support for further assistance.