PNB Loan Payment: Streamline Your Repayment Process

If you have taken a loan from Punjab National Bank (PNB), it is important to make timely payments to avoid any penalties and unnecessary financial burdens. Traditionally, repaying a loan was a tiresome and time-consuming process, but not anymore. PNB loan payments can now be done online through BBPS, which allows borrowers to make payments in just a few clicks from anywhere and at any time. This article will focus on how you can make PNB loan payments online, the features and benefits of this option, and other relevant information.

Repay your PNB loan online

Paying the PNB loan EMIs online is a convenient and secure way to make payments from the comfort of your home. The bank has introduced this option to meet the changing needs of customers who no longer have time to visit bank branches to make payments. Using the BBPS platform, borrowers can make payments to any PNB loan account under their name, including PNB housing loan payments. Your payments are processed in real time, which means they are immediately reflected on the borrower's account. Moreover, the online channel is available 24/7, enabling borrowers to make payments at any time from anywhere.

Features and benefits of paying your PNB loan on Bajaj Finserv

PNB loan payment online comes with a range of features and benefits that make the process simple and hassle-free. Some of the key features and benefits are:

  • Quick and hassle-free

    Quick and hassle-free

    With Bajaj Finserv's BBPS platform, you can pay your PNB loan quickly and effortlessly.

  • Safe and secure

    Safe and secure

    Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

  • Multiple payment options

    Multiple payment options

    Bajaj Finserv offers multiple payment options, including debit cards, credit cards, net banking, and UPI. This allows you to choose the payment method that suits you best.

  • Instant confirmation

    Instant confirmation

    After making the payment, the platform immediately confirms the payment through an email and SMS.

How to make loan repayment online step-by-step?

Making PNB loan payments online is a simple process that can be completed in a few easy steps. Follow the steps below to make your PNB loan payment:

  1. 1 Download the Bajaj Finserv app from Google Play Store or App Store
  2. 2 Log in with your credentials
  3. 3 Go to the ‘BILLS AND RECHARGES’ section
  4. 4 Select ‘LOAN REPAYMENT' under the ‘FINANCIAL SERVICES AND TAXES’ section
  5. 5 Select ‘PNB – PUNJAB NATIONAL BANK’ as the issuing bank and enter your loan account number
  6. 6 Enter the loan amount and select the preferred payment mode
  7. 7 Make the payment to repay your loan

How to check your loan payment status?

PNB loan payment status can be checked online in real time. Follow the steps below to check the status of your payment:

  1. 1 Log in to your PNB loan account
  2. 2 Click on the 'PAYMENT HISTORY' option

You will be able to see all your transaction details and status, including the date, amount, and process.

Fees and charges

The following charges are applicable on mobile recharges and bill payments:


Charges (Rs.)

Payment for bills and recharges

Convenience fee up to 2% per transaction (inclusive of applicable taxes)*

Payment of rent using credit card as a payment mode

2% per transaction (inclusive of applicable taxes)*

Platform fee

Up to Rs. 5/- for each prepaid mobile recharge

*Convenience fee is applicable on specific payment instruments and subject to revision from time to time

Note - For failed transactions, the total amount including charges except taxes is reversed

Frequently asked questions

What payment methods can be used for loan repayment via BBPS?

You can make PNB loan payments using the BBPS platform through net banking, debit card, and UPI.

What loans can be paid using the Bajaj Finserv BBPS platform?

The Bajaj Finserv BBPS platform can be used to pay PNB loans, as well as loans from other banks and financial institutions.

How can I quickly pay my PNB loan online?

Follow the steps mentioned above to make a PNB loan payment online.

Why choose BBPS for loan repayment?

BBPS is a secure and convenient way to make loan payments online, with flexible payment options and timely alerts.

How do I know if my loan amount is paid?

You can check your loan payment status online, which is updated in real time.

What payments can be made using the ‘Bills and Recharges’ service at Bajaj Finserv?

The service can be used to pay a range of utility bills, recharge prepaid mobiles, and DTH services, among others.


Paying PNB loans online is an excellent solution for borrowers. BBPS, the online platform on Bajaj Finserv provides a secure, flexible, and convenient way to make timely loan payments, freeing customers from the hassle of visiting bank branches. Along with PNB housing online loan payment, borrowers can make payments to any PNB loan account in just a few clicks from anywhere and anytime through BBPS. By following the steps mentioned above, borrowers can process their online payments with ease, and save valuable time and resources.

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