Home insurance safeguards homeowners from financial losses due to damages, theft, or unforeseen incidents. It covers the costs of repairs, replacement, and liabilities, ensuring peace of mind. Typically offered by reputed insurance providers, home insurance policies are tailored to individual needs, offering options for buildings, contents, or combined coverage.

With a growing emphasis on convenience, many insurers offer 24/7 support, ensuring prompt resolution of queries. Whether it is protecting a property against natural disasters or securing valuables, home insurance remains essential for financial stability and peace of mind.

You can easily pay your insurance premiums regularly usingBajaj Pay - the BBPS platform on Bajaj Finserv. You can choose from the multitude of payment options like UPI, netbanking, e-wallets, credit cards or debit cards. The platform offers a secure and hassle-free experience each time.

Consider Bajaj Finserv for insurance premium payments

Bajaj Pay, the BBPS platform from Bajaj Finserv, simplifies insurance premium payments, ensuring convenience and efficiency. This platform enables users to view, pay, and download their insurance premium receipts effortlessly. Bajaj Pay supports home insurance premium payments for a wide range of insurance providers, helping you manage multiple policies from one centralised location.

Key benefits of using Bajaj Pay for insurance premium payments

Following are some of the main benefits of using Bajaj Pay to pay for your insurance premiums:

Easy payments: Pay your insurance premiums seamlessly from your phone or computer.

Organised receipts: Download and store digital copies of premium receipts for hassle-free documentation and financial planning.

Secure transactions: Experience dependable and safe payment processing on the trusted BBPS platform.

With Bajaj Pay, managing your insurance premium payments is effortless, and you can include other financial obligations for an all-in-one payment solution.

Download home insurance premium statement

Downloading a home insurance premium statement is a simple process that allows policyholders to access crucial payment details. These statements provide a record of premium payments made toward maintaining the policy. They are useful for tax purposes, financial planning, or ensuring continued coverage.

Most insurance providers offer user-friendly online portals and mobile apps to make downloading statements effortless. Customers can log in using their registered credentials and access the required document in a few steps. For convenience, insurers often provide multiple download formats such as PDF or Excel, enabling users to retain soft or hard copies as needed.

A premium statement includes critical details like the policy number, payment schedule, amount paid, and due dates. It serves as proof of active insurance and ensures transparency between the insurer and the policyholder. Keeping these records handy helps policyholders avoid coverage lapses or payment disputes.

How to download home insurance premium statement online

Follow these simple steps to download your home insurance premium statement online:

1. Visit the official website: Open your insurance provider's website or mobile app. Log in using your registered credentials.

2. Navigate to the ‘UTILITY’ section: Locate the ‘POLICY DETAILS’ or ‘MY ACCOUNT’ section from the homepage.

3. Choose ‘STATEMENT REQUEST’: Within this section, select the option labelled ‘PREMIUM STATEMENT’ or similar.

4. Enter your policy information: Provide essential details like your policy number and the registered phone number or email address.

5. Select the time period: Indicate the statement period required, such as the current financial year or custom dates.

6. Download the statement: Click on ‘GENERATE STATEMENT’ to preview the document, then select the ‘DOWNLOAD’ button.

7. Save the file: Save the downloaded statement to your preferred device for future reference.

Ensure your internet connection is secure while accessing these details to safeguard sensitive information.

Benefits of having your Home Insurance premium statement

Having your home insurance premium statement offers numerous advantages:

• Financial tracking: Monitor premium payments and plan future expenses effectively.
• Proof of coverage: Demonstrate active insurance coverage for claims or loan applications.
• Tax purposes: Use premium details for claiming deductions under applicable tax regulations.
• Convenient access: Retrieve records instantly without needing to contact customer care.
• Avoid disputes: Maintain an accurate record to resolve discrepancies or misunderstandings.
• Policy updates: Check due dates and payment amounts to ensure timely renewals and avoid lapses.
• Audit support: Provide comprehensive financial records when undergoing audits or inspections.

Home insurance customer support for premium statements

Insurance providers prioritise customer convenience by offering multiple avenues for support. Policyholders can reach out through the following channels to request premium statements or resolve queries:

• Helpline numbers: Call the 24/7 customer care team using the toll-free number provided on the insurer's website.
• Email support: Send an email to the designated support address, mentioning your policy number and statement request.
• Chat support: Use live chat options on the website or app for instant assistance.
• Branch visits: Visit the nearest branch office to request a printed copy of the premium statement.
• Mobile apps: Navigate the app’s support section for easy access to account-related queries and document downloads.

Always keep your policy details handy for quick and efficient service when contacting customer support.

Steps to pay your home insurance premium on the Bajaj Finserv website

Here is how you can pay your insurance premium online on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website

2. Scroll down to the ‘BILLS AND RECHARGES’ section

3. Select ‘INSURANCE’ and enter your registered mobile number and OTP to sign-in

4. Choose your insurance provider from the given list

5. Enter your policy number and click on ‘FETCH YOUR BILL’

6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

Note: For failed transactions, the total amount, including charges except taxes, is reversed.