Health insurance plays a crucial role in ensuring financial security during medical emergencies. It provides coverage for hospitalisation expenses, treatments, and preventive care, helping individuals manage healthcare costs effectively. Various health insurance companies offer comprehensive plans tailored to the diverse needs of customers, including family, individual, and senior citizen plans.

Their online platforms allow customers to access essential services such as premium payment, claim submission, and premium statement downloads. With dedicated customer support and simplified processes, they aim to make health insurance accessible and user-friendly for all.

You can easily pay your insurance premiums regularly using Bajaj Pay - the BBPS platform on Bajaj Finserv. You can choose from the multitude of payment options like UPI, netbanking, e-wallets, credit cards or debit cards. The platform offers a secure and hassle-free experience each time.

Consider Bajaj Finserv for insurance premium payments

Bajaj Pay, the BBPS platform from Bajaj Finserv, simplifies insurance premium payments, ensuring convenience and efficiency. This platform enables users to view, pay, and download their insurance premium receipts effortlessly. Bajaj Pay supports health insurance premium payments for a wide range of insurance providers, helping you manage multiple policies from one centralised location.

Key benefits of using Bajaj Pay for insurance premium payments

Following are some of the main benefits of using Bajaj Pay to pay for your insurance premiums:

Easy payments: Pay your insurance premiums seamlessly from your phone or computer.

Organised receipts: Download and store digital copies of premium receipts for hassle-free documentation and financial planning.

Secure transactions: Experience dependable and safe payment processing on the trusted BBPS platform.

With Bajaj Pay, managing your insurance premium payments is effortless, and you can include other financial obligations for an all-in-one payment solution.

Download health insurance premium statement

Downloading a health insurance premium statement is an essential step for policyholders to keep track of their payments. The premium statement provides detailed information, including payment history, the total amount paid, and policy renewal dates.

Most health insurance providers allow users to access this document through their online portals or mobile apps. The statement helps policyholders maintain organised records for tax purposes and financial planning. It is particularly useful for claiming tax deductions under Section 80D of the Income Tax Act.

To download the premium statement, users need their policy number and registered contact details. Accessing the document online is convenient, secure, and can be completed within minutes. Additionally, health insurance companies ensure the privacy of sensitive customer information by using robust security measures.

With the premium statement in hand, policyholders can gain a clear understanding of their payment history and ensure timely renewals.

Explore: Star Health and Allied Insurance

How to download health insurance premium statement online

To download your health insurance premium statement online, follow these straightforward steps:

1. Visit the official website of your health insurance provider or open their mobile app.

2. Log in using your registered credentials, such as your email ID and password.

3. Navigate to the ‘UTILITY’ section on the homepage and select the ‘BILL PAYMENT’ option.

4. Locate the ‘DOWNLOAD PREMIUM STATEMENT’ option and click on it.

5. Enter your policy number or registered mobile number as prompted.

6. Verify your identity through the OTP sent to your registered mobile number or email address.

7. Once verified, the premium statement will appear on your screen.

8. Choose the ‘DOWNLOAD’ option to save the statement to your device.

9. Ensure all details entered match your registered information to avoid errors during the download process.

Benefits of having your health insurance premium statement

Having your health insurance premium statement offers several advantages:

Tax benefits: Helps in claiming deductions under Section 80D of the Income Tax Act.

Financial tracking: Provides a clear record of premium payments, aiding in better financial planning.

Proof of payment: Serves as proof of premium payment during disputes or claims.

Policy management: Simplifies tracking renewal dates and ensuring the policy remains active.

Easy accessibility: Available online, making it convenient for users to access anytime.

Customised services: Offers insights into policy usage, helping customers decide on upgrades or add-ons.

Time-saving: Eliminates the need for manual requests, providing instant access to records.

Enhanced security: Digital statements reduce the risk of losing important documents.

Health Insurance customer support for premium statements

Health insurance providers offer robust customer support to assist policyholders with their premium statements. Customers can use various channels, such as helplines, emails, or chat support, to resolve their queries.

For premium statement-related concerns, most companies provide a dedicated toll-free number available during working hours. Policyholders can also email their inquiries to the designated customer service email ID. Additionally, many insurers have live chat options on their websites or apps, enabling real-time assistance.

For immediate help, visiting the nearest branch office is also an option. Customer care executives ensure a smooth experience, guiding users on downloading their statements or addressing discrepancies. Insurers also have FAQs and tutorials on their websites to help users navigate self-service options.

Accessing reliable customer support enhances the overall experience for policyholders, ensuring their needs are met efficiently.

Steps to pay your health insurance premium on the Bajaj Finserv website 

Here is how you can pay your insurance premium online on the Bajaj Finserv website: 

1. Visit the Bajaj Finserv website

2. Scroll down to the ‘BILLS AND RECHARGES’ section

3. Select ‘INSURANCE’ and enter your registered mobile number and OTP to sign-in 

4. Choose your insurance provider from the given list

5. Enter your policy number and click on ‘FETCH YOUR BILL’ 

6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here. 

Note: For failed transactions, the total amount, including charges except taxes, is reversed.