How to Download Aadhaar Card with Mobile Number in 2026

How to Download Aadhaar Card with Mobile Number in 2026

Downloading an Aadhaar card is simple. To download aadhar card online by mobile number, visit the UIDAI website, enter your Aadhaar number or enrolment ID, verify the OTP sent to your registered mobile number, and securely download your e-Aadhaar in a few minutes.
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Key takeaways

 
 

Downloading Aadhaar online using a registered mobile number is a secure and convenient process that can be completed through the UIDAI website, mAadhaar app, or UMANG app. OTP-based authentication ensures safe access to the digital document and helps users complete KYC and other verification requirements quickly.


  • A registered mobile number linked to Aadhaar is mandatory for online download.
  • Aadhaar can be downloaded using the UIDAI website, mAadhaar app, or UMANG app.
  • Users need their Aadhaar number, Virtual ID (VID), or Enrolment ID (EID) to access e-Aadhaar.
  • OTP verification makes the process secure and paperless.
  • The downloaded e-Aadhaar is digitally signed and is valid for identity and address proof.

Keeping a digital copy of Aadhaar readily available simplifies everyday tasks such as banking, eKYC, travel bookings, and applying for financial products or other online services.

In today’s digital environment, citizens can easily download Aadhar card online by mobile number in a few simple steps. The Aadhar download by mobile number process uses OTP verification, which makes access secure, fast, and fully paperless. To complete the request smoothly, the registered mobile number must be linked to the Aadhaar record. Since Aadhaar is an essential KYC document issued by Unique Identification Authority of India, keeping a digital copy ready supports quick identity verification and helps speed up services such as banking, travel bookings, and loan applications.

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What are the requirements for downloading an e-Aadhaar card?

To download Aadhar card with mobile number, users must have a few essential details ready before starting the process. The most important requirement is a mobile number registered with Aadhaar, as OTP-based verification is mandatory for secure access to e-Aadhaar. The card can be downloaded through the official UIDAI website or the mAadhaar app at any time.


The key requirements are:

  • Registered mobile number: The mobile number linked to Aadhaar must be active and capable of receiving OTPs used for identity verification.
  • Aadhaar number or Enrolment ID (EID): Keep the 12-digit Aadhaar number or the EID available. The EID is mentioned on the acknowledgement slip issued during enrolment.
  • Internet access and a compatible device: A smartphone, tablet, or computer with internet connectivity is required to complete the download process.

Keeping these details ready makes it easier to download Aadhar card with mobile number quickly and securely. The downloaded e-Aadhaar is digitally signed and is accepted as a valid proof of identity and address for services such as banking, eKYC, and other official processes.



✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Steps to download Aadhar card with mobile number via UIDAI website

Follow these simple steps to download your Aadhaar card using your mobile number:


  1. Visit the UIDAI official website: Open a web browser on your device and visit the official UIDAI website.
  2. Select 'Retrieve Lost UID/EID': Under the 'My Aadhaar' section, click on the 'Retrieve Lost UID/EID' option.
  3. Enter your details:
    • Choose the appropriate option (Aadhaar number or enrollment ID).
    • Enter your full name, registered mobile number, and security code (captcha).
    • Click on 'Send OTP'.
  4. Receive OTP and verify: You will receive an OTP on your registered mobile number. Enter the OTP in the provided space and click on 'Verify OTP'.
  5. Download Aadhaar card: After successful verification, you will receive an option to download your Aadhaar card in PDF format. Enter the password to open the PDF (first four letters of your name as mentioned on your Aadhaar Card in uppercase, followed by your birth year in the format ‘YYYY’).
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Steps to download Aadhaar with mobile number via mAadhaar App

You can quickly access your Aadhaar card using your registered mobile number. Follow these easy steps to complete your Aadhaar card download by mobile number through the mAadhaar app for a secure and paperless process.

  • Step 1: Download the mAadhaar app: Visit the Google Play Store or Apple App Store and download the official mAadhaar app developed by UIDAI.
  • Step 2: Set your preferred language: Open the app and select your preferred language to continue.
  • Step 3: Register your mobile number: Enter your registered mobile number and verify it using the OTP sent by UIDAI.
  • Step 4: Create a profile: Once verified, set a 4-digit PIN and add your Aadhaar details to create your profile.
  • Step 5: Download your Aadhaar: Go to the 'Download Aadhaar' section, enter your Aadhaar number or VID (Virtual ID), and authenticate using OTP. Your Aadhaar will be downloaded securely in PDF format.
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Steps to download Aadhaar with mobile number via UMANG App

You can easily access your Aadhaar card using the UMANG app, making the process both convenient and secure. Follow these simple steps to complete your Aadhaar download with mobile number:
 

  • Step 1: Install the UMANG app: Download the UMANG app from the Google Play Store or Apple App Store. It is a government-backed platform offering various digital services, including Aadhaar.
  • Step 2: Register or log in: Open the app and sign up using your mobile number or log in if you're already registered.
  • Step 3: Search for Aadhaar services: In the search bar, type ‘Aadhaar’ and select the UIDAI services from the list of results.
  • Step 4: Select ‘Download Aadhaar’: Choose the ‘Download Aadhaar’ option to initiate the process.
  • Step 5: Enter Aadhaar or VID and mobile number: Enter your 12-digit Aadhaar number or Virtual ID, along with your registered mobile number.
  • Step 6: Authenticate via OTP: You will receive a one-time password (OTP) on your registered mobile number. Enter the OTP to verify your identity.
  • Step 7: Download Aadhaar: Once verified, your Aadhaar will be available for download in a password-protected PDF format.


 

By using the UMANG app, you can complete Aadhaar card download with mobile number quickly and securely. This option allows easy access to your Aadhaar through OTP verification, making it convenient for KYC verification and various financial services.

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How to find the mobile number linked to my Aadhaar card?

You can find whether a mobile number is linked to Aadhaar by using the verification service on the UIDAI portal. Knowing the linked number is useful when planning to download Aadhar card with mobile number, as OTP verification is required to access e-Aadhaar online.


Steps to check the linked mobile number:

  • Visit the UIDAI website and open the Aadhaar verification section.
  • Enter your Aadhaar number and complete the captcha verification.
  • Submit the request to view the status of the linked mobile number.
  • The portal displays whether a mobile number is registered, usually by showing only the last few digits for security.
  • If no number is linked, visit an Aadhaar enrolment or update centre to register or update your mobile number.
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How to download Aadhaar if mobile number is not registered?

It is not possible to download Aadhaar online if the mobile number is not registered because OTP verification is mandatory for accessing e-Aadhaar services. The first step is to update or register the mobile number linked to Aadhaar at an authorised enrolment or update centre.


Steps to register your mobile number:

  • Visit the nearest Aadhaar enrolment or update centre.
  • Fill out the Aadhaar update form with the new mobile number.
  • Submit the required biometric verification.
  • Pay the applicable update fee, if any.
  • Collect the acknowledgement slip and wait for the update to be processed.

Once the mobile number is successfully linked to Aadhaar, the e-Aadhaar can be downloaded online using OTP authentication.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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