ManipalCigna Super Top-Up Group plan is the backup health plan for you and your family to get additional coverage to deal with unexpected health risks. With this plan, you can top-up your existing insurance plan at nominal rates. The plan comes with additional smart features over your existing plan and covers non-medical expenses mentioned under policy wordings.
ManipalCigna Super Top-up Group Insurance Policy is designed to provide comprehensive benefits and access to quality health care in case of unfortunate events of hospitalisation for illness/injury safeguarding your financial well-being.
Manipal Cigna Super Top-Up Group Insurance Plan offers in-patient hospital expenses which include medical expenses for hospitalization of more than 24 hours for any room category.
This policy covers medical costs incurred due to an illness or injury for 60 days immediately before hospitalisation.
The plan covers medical costs incurred due to an illness or injury for 90 days immediately after hospitalisation.
Some individuals prefer their treatment to be taken at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment. The policy covers expenses for treatment taken at home, in case, you are not hospitalised.
Medical expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
Medical treatment taken at home is also covered in case your condition was not suitable for hospital transfer or if there was no hospital bed available.
The plan also covers the charges incurred towards the ambulance that is used for transportation to the hospital for treatment.
There are two deductible options available for selection on an annual aggregate basis for Rs. 2 lakh and Rs. 3 lakh respectively.
The health insurance plan offers tax exemptions under Section 80D of the Income Tax Act 1961.
|Manipal Cigna Super Top-Up Group Insurance Plan|
|Insurer name||ManipalCigna Health Insurance Company Limited|
|Policy type||Individual/ Family Floater (For Customers of Bajaj Finance Ltd)|
|Entry age||Maximum entry age adult: 66+ years|
|Sum insured||Rs. 5 lakh|
|Starting premium (including taxes)||Rs. 8,033|
|Number of members covered||2 members (2 adults)|
|Relationship allowed||Self, spouse, mother, father, mother-in-law, father-in-law
Only one set of parent/parents-in-law allowed if the son/daughter is proposing.
A combination like father and father-in-law is not allowed under the same floater policy.
Self-aged 45 years and above are also allowed, provided self and spouse both are covered under the same floater policy.
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries for you and your loved ones. The plans are available starting from Rs. 8,033 including taxes, with maximum coverage of Rs. 5 lakh.
|Family Type||1 Adult||2 Adults|
|Sum Insured||Rs. 5 lakh||Rs. 5 lakh||Rs. 5 lakh||Rs. 5 lakh|
|Deductible||Rs. 2 lakh||Rs. 3 lakh||Rs. 2 lakh||Rs. 3 lakh|
|Age Band*(In Years)|
|45-65||Rs. 8033||Rs. 5173||Rs. 11990||Rs. 7721|
|66+||Rs. 12452||Rs. 8033||Rs. 18585||Rs. 11990|
To purchase the policy, follow these steps:
The following mandatory documents will be needed to purchase the policy:
Documents needed to process cashless claim: With ManipalCigna Pro-health Group Insurance Plan, you can avail the benefit of cashless treatment from 3500+ network hospitals by following the below process:
Reimbursement Claims Documents needed to process reimbursement claim:
Here are some of the policy exclusions:
Toll-free numbers: 08698010101/1800-209-0144 /1800-209-5858
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under ManipalCigna ProHealth Group Insurance Policy UIN: MCIHLGP21172V032021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary. BFL does not compel any of its customers to mandatorily purchase any third-party products.