The Manipal Cigna Super Top-Up Group plan is the backup health plan for you and your family to get additional coverage to deal with unexpected health risks. With this plan, you can top-up your existing insurance plan at nominal rates. The plan comes with additional smart features over your existing plan and covering non-medical expenses mentioned under policy wordings.
The key features covered under Manipal Cigna Super Top-Up Group Insurance Plan are as follows:
The plan comes with the benefit to avail cashless facility in times of medical contingencies in 6500+ network hospitals.
Manipal Cigna Super Top-Up Group Insurance Plan offers in-patient hospital expenses which include medical expenses for hospitalization of more than 24 hours which is covered up to any room category.
This policy covers medical costs incurred due to an illness or injury 60 days immediately before hospitalisation.
The plan pays for the medical costs incurred due to an illness or injury 90 days immediately after hospitalisation.
If in case, you are not hospitalized, and all your treatments are done at home then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
Medical treatment taken at home is also covered in case your condition was not suitable for hospital transfer or if there was no hospital bed available.
The plan also covers the charges incurred towards ambulance that is used for transportation to the hospital for treatment.
The health insurance plan offers tax exemptions under Section 80D of the Income Tax Act 1961.
|Manipal Cigna Super Top-Up Insurance Plan|
|Policy Type||Individual/ Family Floater (For Customers of Bajaj Finance Ltd)|
|Entry Age||Minimum Entry Age Adult: 45 years
Maximum Entry Age Adult: 66 years
|Tenure||One, two and three years|
|Sum Insured||Rs. 5 Lakh|
|Starting Premium||Rs. 8033|
|Number of members covered||2 members(2A)|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries for you and your loved ones. The plans are available starting from Rs. 8033, with maximum coverage of Rs. 5 lakh.
The eligibility criteria for the Manipal Cigna Super Top-Up Group plan are as follows:
Cashless Claims Documents needed to process cashless claim:
|Family Type||1 Adult||2 Adults|
|Sum Insured||Rs. 5 lakh||Rs. 5 lakh||Rs. 5 lakh||Rs. 5 lakh|
|Deductible||Rs. 2 lakh||Rs. 3 lakh||Rs. 2 lakh||Rs. 3 lakh|
|45-65||Rs. 8033||Rs. 5173||Rs. 11990||Rs. 7721|
|66+||Rs. 12452||Rs. 8033||Rs. 18585||Rs. 11990|