Maintaining a healthy lifestyle is very important to cope with new emerging diseases. Having said that even if you are currently fit and do not need any medical help, it’s important to have a health insurance coverage that secures your future medical needs.

Health Insurance comes under the umbrella of General Insurance that can be your perfect mate in times of dealing with sudden medical emergencies. When you or your immediate family member need hospitalisation due to illness or accidental injury having a health insurance policy in place can help you with cashless treatments or hassle-free reimbursement facilities.

Bajaj Finance Ltd. (BFL) offers both comprehensive and customised health insurance solutions. These health insurance policies cover expenses incurred during pre and post hospitalisations, doctor’s fees, medication, diagnostic tests, annual health check-ups, critical illnesses, psychiatric support treatments, pregnancy and childcare treatments and more.

So, what are you waiting for? Looking at the current healthcare situations in India, we are sure you won't regret your decision of buying health insurance that secures your and yours family’s future medical needs!

Why Buy Health Insurance through BFL?

BFL follows a customer-centric approach and provides quality health solutions covering all age and ailments. We partner with the leading health insurance providers that cover a huge network of hospitals across India and plans with higher coverage, starting at affordable premium rates!
BFL offers health plans with cashless claims and a simple claim reimbursement process you can be sure of! With our comprehensive health coverage plans, you can avail of tax benefits applicable if any on the premiums paid, as per the Income Tax Act.

We cover different types of health insurance policies namely Individual health insurance, Family floater health insurance, Group/employee health insurance, Senior citizens health insurance, Critical illness health insurance, Top-up health insurance Personal accident insurance and many more.

Why is it so important to take Health Insurance?

If you think you don’t need a health insurance policy and can survive without it then you need to read on.
Our sedentary lifestyle, stress, unhealthy eating habits, gadget addictions, pollution all have led to lifestyle diseases. Lifestyle diseases like obesity, diabetes, heart problems, respiratory problems are affecting youngster & adults which demands for a health insurance policy.
Your ageing parents who are vulnerable to illnesses or dependent children must have a health insurance policy to take care of their medical needs.
We have seen in recent times with the rise of various new diseases, there has been a substantial rise even in the treatment costs. So, it is important to have health insurance that provides both quality treatment and beats the burden of high medical treatment cost by just paying nominal premium rates.
Well, the list can be exhaustive, but the point here is that health insurance is essential and with changing times, families must invest in plans that go a long way in safeguarding them against medical expenses.

Some key benefits of our health plans are:
  • Cashless Transactions
    Our health plans offer cashless health insurance that helps you to avail of treatment facilities at a wide range of network hospitals overall in India.
  • Pre-and Post-Hospitalisation Expenses
    Our health plans provide the cost incurred for treatment for both before and after hospitalisation.
  • Medical Check-Ups
    Our health policies also cover routine or periodic health examinations, with leading insurance providers offering free medical check-ups to the policyholders.
  • Transportation Expenses
    Our health policies cover the transportation cost for commuting the insured person to the hospital.
  • Tax Saving Benefit
    With our health plans, you can reap tax benefits by paying premiums towards health insurance plans, as per Section 80D of the Income Tax Act.

What is a waiting period?

What is a cumulative bonus?

Does the premium amount vary from insurer to insurer?

What are deductibles?

What is a co-payment clause?

Can I get admitted to a non-network hospital?

What is included in a Maternity Health insurance?

Do I have to pay GST on the health insurance premium? 

How many people can you buy a group health insurance policy for?

Can I still claim if hospitalization is less than 24-hours?

What should I do if I have a pre-existing health condition and want to buy health insurance?