Support available Online, on call, or at branches
Get answers instantly without waiting on call:
Enter mobile and OTP · No password needed · No branch visit needed
In Summary
Check validity and manage balances for insurance and cards
Your FD status is the current record of your fixed deposit, from its amount and interest rate to its maturity date. To check FD status, sign in to the Bajaj Finance customer portal or the Bajaj Finance App and select your FD number. All your active Bajaj Finance FDs appear together, and each one has its own details page.
- Sign-in needs your registered mobile number, an OTP and your date of birth. No password is needed.
- The FD details page shows 7 facts, including the interest amount, payout type and maturity date.
- If a detail looks wrong, raise a request in My Account for a resolution within 48 hours.
- Bajaj Finance customer care is on 8698010101.
Check your FD status after every booking, renewal or change of bank account. Each of these changes at least one detail, so fix any error before your FD matures. You can view your FD details, renew your FD and download your FD receipt in Bajaj Finance My Account.
How do I check my FD status online?
You can check your FD status online in 6 steps on the Bajaj Finance customer portal. You need your registered mobile number and your date of birth. No password and no branch visit are needed.
Keep your phone with you, because the OTP goes to your registered mobile number.
- Open the Bajaj Finance customer portal and select "Sign-in".
- Enter your registered mobile number, then enter the OTP sent to that number.
- Enter your date of birth to verify your details.
- Go to "Service", then select "Relations".
- Scroll to "Deposits" and select your FD number.
- Read your FD status on the FD details page.
Your FD number is the unique number Bajaj Finance gives each deposit when you book it. If you hold more than one FD, repeat steps 5 and 6 for each FD number. In the Bajaj Finance App, sign in with the same mobile number and OTP, then open your fixed deposit section.
What does my FD status page show?
Your FD status page shows 7 details about each deposit. Compare each one with your latest FD receipt to spot an error.
| Detail on the page | What it tells you | What to check |
|---|---|---|
| FD amount | The principal you deposited, in Rs. | It matches the amount you paid |
| Interest rate | The rate, in % per annum, fixed at booking or last renewal | It matches your receipt |
| Start date | The date your tenure began | It matches your booking or renewal date |
| Tenure | The length of the deposit | It matches the tenure you chose |
| Maturity date | The day your tenure ends | Your FD status changes on this day |
| Payout type | Whether interest is paid during the tenure or at maturity | It matches the payout you chose |
| Interest amount | The interest earned on the deposit, in Rs. | It matches your receipt |
The same section of your FD status page shows the bank account linked to your FD and any loan against your FD. It also holds your FD documents and statements. To check only the maturity details, see how to check your FD maturity date.
Can I check my FD status without signing in?
Yes. You can call Bajaj Finance customer care on 8698010101 or read your latest FD receipt. Keep your FD number ready, because customer care uses it to find your deposit. A receipt shows the details that applied on the day it was issued. After a renewal, an old receipt no longer shows your current FD status, so download your latest FD receipt once you can sign in.
The most complete view of your FD status sits in My Account. That view includes the linked bank account and your FD documents. If you cannot sign in because your registered mobile number has changed, ask customer care how to update the number.
What should I do if my FD status looks wrong?
Raise a request in My Account, and Bajaj Finance gives a resolution within 48 hours. Use this route when the amount, rate, dates or bank account in your FD status do not match your FD receipt.
Keep your latest receipt open while you follow these 4 steps:
- Sign in to Bajaj Finance My Account with your mobile number and OTP.
- Open your relations and select the FD that looks wrong.
- Select "Raise a request" and describe the detail that does not match.
- Submit the request.
If the detail is still wrong after 48 hours, call Bajaj Finance customer care on 8698010101. Give the FD number and the date you raised the request.
How does my FD status change at maturity?
At maturity, your FD status changes to renewed or paid out, based on the instruction you give. Bajaj Finance sends you a notice of the maturity date and the amount due.
Your FD status at maturity depends on which of 4 choices you make. Three of them are renewal options in Bajaj Finance My Account.
| Your choice | What is reinvested | What reaches your bank account |
|---|---|---|
| Renew the principal only | Your principal, in Rs. | The interest earned, in Rs. |
| Renew the principal and interest | Principal plus interest earned, in Rs. | Nothing at maturity |
| Renew an amount of your choice | The amount you choose, in Rs. | The rest of the maturity amount, in Rs. |
| Do not renew | Nothing | Principal plus interest earned, in Rs. |
After a renewal, your FD status shows the interest rate on the renewal date, not your old rate. The new rate can be higher or lower.
If you give no instruction, your FD can renew by itself. Whether it does depends on the terms of your original FD agreement. To withdraw instead, submit maturity instructions to Bajaj Finance. The money then goes to the bank account linked to your FD. Compare the 3 FD renewal options before your FD status changes.
How do I keep my FD status safe from fraud?
A fraudster cannot change your FD status over a phone call, because every change needs authentication such as an OTP. Fraudsters therefore try to get your OTP or personal details from you.
Follow these 4 rules to protect your deposit:
- Never share an OTP, date of birth or FD number with a caller.
- Bajaj Finance representatives never ask you to install any app other than the Bajaj Finance App.
- Trust only emails from addresses containing "bajajfinserv.in".
- If you shared a detail, call 8698010101 and choose "Report a Fraud". Also report it on helpline 1930 or cybercrime.gov.in.
After a report, sign in and check your FD status for any change you did not make.
Next steps
- Sign in to Bajaj Finance My Account to view your FD details now.
- Compare the 3 FD renewal options before your deposit matures.
- Update the bank account linked to your FD so the maturity amount reaches you.
Frequently Asked Questions
Bajaj Finance FD Status
FD Status & Account Management
Can I see all my FDs in one place?
Yes. After you sign in to the Bajaj Finance customer portal or app, all your active Bajaj Finance FDs are listed together. Select each FD number in turn to see its own FD status. Each deposit shows its own amount, tenure, interest rate and maturity date, because every FD is booked separately.
Where do I download my FD receipt?
Sign in to Bajaj Finance My Account and go to "Service", then "Documents and Statements", then "Deposits". There you can download your FD receipt, statement of account and interest certificate as PDF files. Download a fresh receipt after every renewal, because the dates and rate in your FD status all change.
Can I take my money out before the maturity date?
Yes, but you earn less interest. Taking money out early is called premature withdrawal, and it is not allowed in the first 3 months. Check the start date in your FD status, then read the premature withdrawal charges. For short-term cash, a loan against your FD keeps your deposit running.
Can I change the nominee on my FD?
Yes. You can name one nominee for each Bajaj Finance FD and change that nominee in Bajaj Finance My Account. If you hold the FD jointly, both holders confirm the change with an OTP. Follow the nominee change guide, then check your FD status afterwards to confirm the new nominee name.
Where does my FD money go when it matures?
Bajaj Finance pays your maturity amount into the bank account linked to your FD. If that account is closed or its details have changed, update them before your FD matures. Sign in to My Account and check the bank account shown in your FD status, then raise a request if it is wrong.
Does my renewed FD keep its old interest rate?
No. Bajaj Finance books a renewed FD at the interest rate on the renewal date, not at your old rate. The new rate can be higher or lower than before. Check the current rate before your FD matures, then decide whether to renew all of the amount, part of it or none.
More Articles
Disclaimer
While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.
*Terms and conditions apply.