Features and benefits

  • Minimal requirements
    Minimal requirements

    Get loan approval in under 24 hours* by meeting our simple criteria and providing basic documentation.

  • Pre-approved offer
    Pre-approved offer

    Access a pre-approved loan deal to get instant financing and do away with lengthy loan processing.

  • Zero collateral
    Zero collateral

    Qualify for channel financing without having to pledge any asset as security.

  • Simplify repayment
    Simplify repayment

    Repay over a tenor that ranges up to 84 months for maximum.

  • Online tools
    Online tools

    Manage your loan account on the go. Track your details from anywhere and anytime with our customer portal – Experia.

As a dealer or a merchandiser, you always want to grow your business relationships and channel partnerships with reputed companies in India. Channel financing from Bajaj Finserv helps you stock a range of branded goods by paying suppliers in advance and thus, build alliances. The loan sanction of up to Rs. 45 lakh can boost your working capital and help you expand your business’ reach. You can easily avail of this loan on account of its collateral-free nature.

All you have to do is meet the relaxed eligibility criteria, provide basic documentation, and apply for the loan either offline or online. Apply online to benefit from loan approval within 24 hours*.

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Eligibility criteria and documents required

  • Age

    24 to 70 years
    *Age should be 70 years at the time of loan maturity

  • Nationality

    Resident Indian citizen

  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    685 or higher

  • Work status
    Work status


  • Business vintage
    Business vintage

    At least 3 years

You will need the following documents to apply:

  • KYC documents
  • Relevant business financial documents
  • Business proof: Certificate of business ownership
  • Bank account statements of the previous months

Interest rate and charges

Channel financing comes with nominal interest rates and no hidden charges. To view the list of the fees applicable on this loan, click here.

Application process

Applying for this loan is very easy and can be done in just a few steps:

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your basic personal and business details
  3. 3 Upload your bank statements for the last six months
  4. 4 Receive a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 24 hours*.

*Conditions apply

**Document list is indicative