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Business Loan in Pondicherry

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The capital of Puducherry, Pondicherry has made its mark in the chemical, mechanical and pharmaceutical industry. The city has emerged as one of the key contributor to the Indian pharmaceutical industry accounting for about 20% volume of the global pharmaceutical market.

Bajaj Finserv has introduced Business Loans in Pondicherry, with a maximum offering of up to Rs.20 lakh, to help support the financial needs of business people in the city.

Expand your business, acquire new assets and meet your daily expense needs with the Flexi Loan facility.

Business Loan Features and Benefits

Here are the benefits of our business loan:

  • Flexibility

    Flexi Loan facility allows you to borrow funds according to your needs and repay when you can.

  • Collateral-free loans

    Apply for a Business Loan from Bajaj Finserv without worrying about arranging a guarantor or pledging any asset as security.

  • Financing up to Rs.20 lakh

    Bajaj Finserv offers up to Rs.20 lakh through Business Loan financing.

  • Pre-approved offers

    Pre-approved offers

    Existing customers of Bajaj Finserv can also avail exciting pre-approved loan offers.

  • Flexible tenors

    Bajaj Finserv Flexi Loans have a flexible tenor feature, with the maximum loan repayment period being 8 years.

  • Online account access

    Manage your Business Loan from anywhere, anytime with our customer portal - Experia.

Business loan eligibility and documents

To avail business loans in Pondicherry, you need to fulfill the following criteria:/p>

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year's turnover duly audited by a CA

You may need to submit other relevant financial documents, the details of which would be conveyed as and when required.

Business loan interest rate and charges

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

How to apply for business loan in Pondicherry

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

Industries Served

Bajaj Finserv offers business loan in Pondicherry for Chemical, Mechanical industries, Pharmaceutical manufacturers, traders and suppliers.

Contact Us

You can visit our Pondicherry branch for more information at,

1St Floor, New No.- 103, 105, Old No.- 79,81, Easwaran Koil Street, Pondicherry - 605 001.

You may also visit us at

Bajaj Finserv Business Loan is also available in other Indian cities like Tirupati, Vellore, Mysuru, Trivandrum and Nellore.

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