The best mobiles under Rs. 20,000 with the best processors are designed for users who need power, speed, and efficiency at an affordable price. These smartphones come with fast processors that ensure smooth multitasking, quick app launches, and a lag-free experience, making them ideal for gaming, streaming, and everyday usage.
Many models in this segment also offer bright displays, impressive battery life, and quality cameras, ensuring that you do not have to compromise on features while staying within budget. These devices strike the right balance between performance and value, making them suitable for both students and professionals.
With the combination of strong chipsets and optimised software, these mobiles deliver performance that rivals even higher-priced devices. They are a great choice for those who want a reliable phone that can handle demanding tasks while still being cost-effective.
You can also learn more about product details on the Bajaj Mall or visit one of 1.5 lakh+ partner stores across 4,000+ cities. Shop on Easy EMIs using Bajaj Finserv’s financing options. Enjoy benefits like zero down payment on select products.
Best mobiles under Rs. 20,000 with the best processor - List with model and specifications
Now, you can buy good mobile phones under Rs. 20,000. These phones have fast processors, big batteries, bright screens, and good cameras. You can use them to play games, watch videos, and do many things at the same time without any problem. These phones are a good choice for people who want strong phones at a low price.
These are 10 good mobile phones under Rs. 20,000. They have strong processors. These phones work fast and smoothly. They are good for people who play games, do office work, study, or watch videos.
1. moto G85 5G (8GB/128GB)
The moto G85 5G pairs a crisp 6.67‑inch FHD+ OLED screen at 120Hz with Snapdragon 6s Gen3 and 8GB RAM for smooth performance. It offers dual rear cameras and a 32MP selfie shooter, and runs long on the 5000 mAh battery with support for fast charging. Lightweight and skillfully engineered, it suits daily productivity, multimedia, and casual gaming.
Specification
|
Details
|
Display (Main)
|
6.67‑inch FHD+ OLED 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Snapdragon 6s Gen3
|
RAM
|
8GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 8MP
|
Front camera
|
32MP
|
Battery
|
5,000 mAh
|
Weight
|
196 g
|
Price
|
Rs. 16,055
|
2. moto G64 5G (8GB/256GB)
The moto G64 5G delivers a vibrant 6.5‑inch FHD+ LCD panel at 120 Hz and runs on Dimensity 7025 with 8GB RAM. It offers generous 256GB storage, dual rear cameras, and a reliable 16MP selfie shooter. A 6,000 mAh battery supports all-day power with fast charging, making this device ideal for extended browsing and multitasking.
Specification
|
Details
|
Display (Main)
|
6.5‑inch FHD+ LCD 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
MediaTek Dimensity 7025
|
RAM
|
8GB
|
Storage
|
256GB
|
Rear camera
|
50MP + 8MP
|
Front camera
|
16MP
|
Battery
|
6,000 mAh
|
Weight
|
189 g
|
Price
|
Rs. 17,467
|
3. moto G96 5G (8GB/256GB)
The moto G96 5G boasts a 6.67‑inch P‑OLED screen with 144 Hz refresh rate for ultra-smooth visuals. Equipped with Snapdragon 7s Gen2 and 8GB RAM, it delivers fast and responsive performance. The dual rear camera setup and a 32MP selfie lens capture vivid details. A 5,500 mAh battery ensures extended usage, ideal for work, streaming, or social media.
Specification
|
Details
|
Display (Main)
|
6.67‑inch P‑OLED 144Hz
|
Display (External)
|
Not applicable
|
Processor
|
Snapdragon 7s Gen2
|
RAM
|
8GB
|
Storage
|
256GB
|
Rear camera
|
50MP + 8MP
|
Front camera
|
32MP
|
Battery
|
5,500 mAh
|
Weight
|
197 g
|
Price
|
Rs. 17,999
|
4. Edge 50 Fusion (8GB/128GB)
The Edge 50 Fusion features a 6.67‑inch curved P‑OLED display at 144 Hz and performance driven by Snapdragon 7s Gen2 with 8GB RAM. Its 50MP + 13MP rear cameras and 32MP selfie lens capture sharp images. With a 5,000 mAh battery and fast charging, it ensures all-day use with an elegant and responsive design.
Specification
|
Details
|
Display (Main)
|
6.67‑inch P‑OLED 144Hz
|
Display (External)
|
Not applicable
|
Processor
|
Snapdragon 7s Gen2
|
RAM
|
8GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 13MP
|
Front camera
|
32MP
|
Battery
|
5,000 mAh
|
Weight
|
178 g
|
Price
|
Rs. 18,999
|
5. moto G85 5G (8GB/256GB)
The moto G85 5G with 256GB storage brings a 6.67‑inch OLED 120 Hz display and a fast Snapdragon 6s Gen3 chip. It has 8GB RAM and a dual rear camera setup with a 32MP selfie lens. The 5,000 mAh battery charges quickly and keeps the phone running all day. This model is ideal for media-heavy users who need space and speed.
Specification
|
Details
|
Display (Main)
|
6.67‑inch FHD+ OLED 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Snapdragon 6s Gen3
|
RAM
|
8GB
|
Storage
|
256GB
|
Rear camera
|
50MP + 8MP
|
Front camera
|
32MP
|
Battery
|
5,000 mAh
|
Weight
|
196 g
|
Price
|
Rs. 19,449
|
6. OnePlus Nord CE 4 Lite 5G (8GB/128GB)
The OnePlus Nord CE 4 Lite 5G features a 6.67‑inch AMOLED display at 120 Hz for vivid clarity. Powered by Snapdragon 695 with 8GB RAM and 128GB storage, it provides smooth efficiency. The 108MP rear camera and 16MP front lens capture excellent photos. Its 5,000 mAh battery with fast charging that keeps you powered throughout the day with confident performance.
Specification
|
Details
|
Display (Main)
|
6.67‑inch AMOLED 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Snapdragon 695
|
RAM
|
8GB
|
Storage
|
128GB
|
Rear camera
|
108MP
|
Front camera
|
16MP
|
Battery
|
5,000 mAh
|
Weight
|
186 g
|
Price
|
Rs. 19,999
|
7. realme P2 Pro 5G (8GB/256GB)
The realme P2 Pro 5G offers a 6.7‑inch FHD+ AMOLED display with 120 Hz refresh rate. It is powered by the Dimensity 7200 Pro chipset with 8GB RAM and 256GB storage. The 108MP rear camera setup and 16MP selfie camera deliver excellent imaging. A 5,000 mAh battery with fast charging ensures extended use, making it ideal for gaming, streaming, and daily tasks.
Specification
|
Details
|
Display (Main)
|
6.7‑inch FHD+ AMOLED 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Dimensity 7200 Pro
|
RAM
|
8GB
|
Storage
|
256GB
|
Rear camera
|
108MP
|
Front camera
|
16MP
|
Battery
|
5,000mAh
|
Weight
|
190 g
|
Price
|
Rs. 19,999
|
8. OPPO K13x 5G (8GB/128GB)
The OPPO K13x 5G sports a 6.7‑inch FHD+ display with a 120 Hz refresh rate and runs on a capable Dimensity‑series chipset with 8GB RAM. It includes dual rear cameras and a 16MP front lens for steady imaging in daylight. A 5,000 mAh battery with fast charging ensures reliable all-day usage for phone calls, apps and entertainment.
Specification
|
Details
|
Display (Main)
|
6.7‑inch FHD+ 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Dimensity‑series
|
RAM
|
8GB
|
Storage
|
128GB
|
Rear camera
|
64MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5,000 mAh
|
Weight
|
188 g
|
Price
|
Rs. 18,999
|
9. vivo T4 Lite 5G (8GB/256GB)
The vivo T4 Lite 5G has a 6.6‑inch FHD+ display at a 120 Hz refresh rate. Powered by Dimensity 7200 with 8GB RAM and 256GB storage, it offers smooth multitasking. The 64MP rear camera and 16MP front lens produce clear photos, and the 5,000 mAh battery with fast charging provides lasting power. It is ideal for daily use and streaming content.
Specification
|
Details
|
Display (Main)
|
6.6‑inch FHD+ 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Dimensity 7200
|
RAM
|
8GB
|
Storage
|
256GB
|
Rear camera
|
64MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5,000 mAh
|
Weight
|
186 g
|
Price
|
Rs. 19,999
|
10. Samsung Galaxy M36 5G (8GB/128GB)
The Samsung Galaxy M36 5G features a 6.6‑inch Super AMOLED display with a smooth 120 Hz refresh rate. It runs on Exynos 1380 with 8GB RAM and 128GB storage. The 50MP rear camera and 13MP front lens provide vibrant images. Its 5,000 mAh battery with fast charging that ensures extended usage. The phone also includes a sleek design and dependable user experience.
Specification
|
Details
|
Display (Main)
|
6.6‑inch Super AMOLED 120Hz
|
Display (External)
|
Not applicable
|
Processor
|
Exynos 1380
|
RAM
|
8GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 8MP
|
Front camera
|
13MP
|
Battery
|
5,000 mAh
|
Weight
|
185 g
|
Price
|
Rs. 19,999
|
Best mobiles under Rs. 20,000 with the best processor - Price list (Aug2025)
The best processor phones under Rs. 20,000 combine fast chipsets, ample RAM, and long-lasting batteries for smooth multitasking and entertainment. These phones include large high-refresh displays, capable cameras, and plenty of storage. From gaming to daily productivity, they deliver solid value. Popular options from brands like motorola, OnePlus, realme, and Samsung ensure both performance and reliability for budget-conscious users.
Phone Model
|
Price
|
moto G85 5G (8GB/128GB)
|
Rs. 16,055
|
moto G64 5G (8GB/256GB)
|
Rs. 17,467
|
moto G96 5G (8GB/256GB)
|
Rs. 17,999
|
Edge 50 Fusion (8GB/128GB)
|
Rs. 18,999
|
moto G85 5G (8GB/256GB)
|
Rs. 19,449
|
OnePlus Nord CE 4 Lite 5G
|
Rs. 19,999
|
realme P2 Pro 5G
|
Rs. 19,999
|
OPPO K13x 5G
|
Rs. 18,999
|
vivo T4 Lite 5G
|
Rs. 19,999
|
Samsung Galaxy M36 5G
|
Rs. 19,999
|
*Disclaimer:
Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers and grab the best deals for a premium experience.
Shop smart with Easy EMIs
Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.
Why use the Maha Bachat Savings Calculator
Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.
Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Explore other mobiles
Mobile by brands
Mobile by budget
5G mobiles by brand
5G mobiles by budget
Brand by budget (Rs. 20,000)
vivo mobile under Rs. 20,000
|
Samsung mobile under Rs. 20,000
|
OnePlus mobile under Rs. 20,000
|
iQOO mobile under Rs. 20,000
|
Xiaomi mobile under Rs. 20,000
|
POCO mobile under Rs. 20,000
|
Infinix mobile under Rs. 20,000
|
realme mobile under Rs. 20,000
|
motorola mobile under Rs. 20,000
|
Huawei phones under Rs. 20,000
|
|
|