Bajaj Finance Loan Statement: Check and Download Online

A loan statement is a document that provides a record of your loan account and repayment activity. It contains key information about the loan, such as the amount borrowed, EMI details, payments recorded against the account, and the outstanding amounts. The statement gives you a clear view of your loan position at a particular point in time and can be used to track how the account has progressed during the repayment period.

Reviewing your loan statement can help you verify your repayment history and check whether recent payments have been recorded correctly. It can also help you identify any outstanding or overdue amounts that require timely attention. Regularly checking the statement allows you to keep track of your repayment obligations and spot differences in account information or payment records. If a payment is not reflected, retain the transaction details and contact the lender through an authorised channel for clarification.

Why should you check your loan statement regularly

Checking your loan statement regularly helps you track repayments and identify outstanding or overdue amounts that may require action.

Regular review can help you:

• Confirm that repayments are being recorded.
• Track your outstanding loan balance.
• Identify overdue amounts.
• Check your repayment history.
• Spot discrepancies in account information.
• Take timely action when a payment remains pending.

Delayed repayment can result in an overdue amount and may affect your credit record. Reviewing your statement helps you identify such issues earlier and take appropriate steps instead of allowing unpaid amounts to remain unresolved.

A loan statement contains information that helps you understand your loan balance and repayment activity. The exact information available can vary depending on the loan and account.

Check the repayment entries and outstanding amount carefully, particularly if you have recently made a payment. If a payment is not reflected as expected, keep the transaction details available when contacting the lender through an authorised channel.

How to check your Bajaj Finance loan statement online

You can check your loan statement through the available Bajaj Finance digital servicing platforms by signing in with your registered details.

To check your loan statement online:

1. Open the Bajaj Finance App or visit the My Account portal.
2. Sign in using your registered mobile number and complete OTP verification.
3. Enter your date of birth if prompted for identity verification.
4. Go to the Service or My Relations section.
5. Select the relevant loan account.
6. Open the available loan details or statement option.
7. View your loan statement and download it if needed.

If you are checking the statement because an amount remains unpaid, review the outstanding or overdue amount and take appropriate action through an 

authorised payment channel.

What should you do if your loan statement shows overdue dues

Check whether the overdue amount relates to an unpaid EMI or another outstanding amount. If you have already made the relevant payment, compare the transaction details with the entries shown in your statement.

You can take the following steps: 

1. Check the overdue amount shown in the statement.
2. Review your repayment history to identify the relevant pending payment.
3. Verify recent payment records if you have already made a payment.
4. Make the required payment through an authorised payment channel, where applicable.
5. Retain payment confirmation for your records.
6. Contact the lender through official channels if the statement does not reflect a payment or if you need clarification about the account.

Addressing overdue amounts on time can help keep your payments up to date and make it easier to track your loan account.