Understand Days Past Due Impact

Days Past Due (DPD) refers to the number of days a loan payment remains unpaid after the scheduled due date. It helps indicate the repayment status of a loan account.

If an EMI payment is missed, your account may show pending dues until the payment is completed and updated. You can check your Bajaj Finance loan account regularly to view repayment details and take necessary action.

Managing EMI payments on time helps you maintain a better repayment record and stay informed about your loan status.

How days past due may affect your credit profile

Your repayment behaviour is one of the factors considered in your credit profile. Missed or delayed EMI payments may impact your repayment history based on reporting guidelines followed by credit information companies.

A delay does not have the same impact for every customer because credit profiles depend on multiple factors.

Factors that may influence your credit profile include:

• Loan repayment history
• Payment delays
• Outstanding obligations
• Information reported to credit information companies

You can review your Bajaj Finance loan account details and clear pending payments if there are overdue amounts.

How to check overdue EMI details with Bajaj Finance

You can check your Bajaj Finance loan details online to understand your repayment status and pending dues. Reviewing your account helps you know if any action is required.

Follow these steps:

1. Sign in to your Bajaj Finance account.
2. Select the relevant loan account.
3. View your repayment information.
4. Check pending EMI details, if applicable.
5. Complete the available payment action.

Always verify your loan information through official Bajaj Finance channels before making payments.

When an EMI payment remains overdue, your loan account status may change based on your repayment activity and applicable guidelines. Checking your account regularly helps you stay updated.

Taking timely action helps you manage your loan account better.

How to manage delayed EMI payments

If your EMI payment is delayed, check your loan account details and understand the pending requirements. Taking action early helps you manage your repayment responsibilities.

You can:

• Check your overdue EMI details online
• Review the amount payable
• Make payments through available channels
• Keep transaction confirmation details
• Track your updated repayment status

Avoid depending on unofficial sources for loan information. Use only Bajaj Finance platforms to check your account and payment details.

How to maintain a healthy repayment record

Regular repayment helps you maintain an organised loan account history. You can manage your repayments by keeping track of your EMI schedule and checking account updates.

Useful practices include:

• Remembering EMI due dates
• Keeping sufficient balance for scheduled payments
• Checking NACH or payment instructions
• Reviewing loan statements regularly
• Updating contact details when required

A consistent repayment approach helps you stay aware of your loan commitments.

How to get help for repayment-related concerns

If you need assistance with your loan repayment details, you can contact Bajaj Finance through official support channels.

You can seek help for:

• Overdue EMI queries
• Payment status concerns
• Loan account details
• Repayment information
• Statement-related queries

Provide accurate loan and transaction details while raising a request. This helps review your concern and provide suitable assistance through the defined service process.