Bajaj Finserv Health Card

What is Telemedicine?

What is Telemedicine?

Telemedicine is an approach to healthcare in which patients are evaluated, diagnosed, and treated using telecommunications technology. E-consultations, which include online doctor consultations are examples of telemedicine in practice. An early example of telemedicine is the transmission of ECGs over telephone lines.
Telemedicine has greatly benefitted from the internet and, today, telemedicine can be synchronous or asynchronous. Real-time videoconferences are examples of synchronous telemedicine and email correspondence is an example of asynchronous telemedicine.
The role and scope of telemedicine in India is huge, given the country’s population, its doctor-population ratio, and the unequal distribution of medical services in urban and rural area, vis-à-vis the actual population distribution. Equitable distribution of medical services is a major goal that telemedicine can help the Indian healthcare system achieve. In fact, in 2015 the Indian government had started SEHAT, the Social Endeavour for Health and Telemedicine, to link 60,000 health structures pan-India and provide health services beyond borders.

Below are salient telemedicine benefits that India’s healthcare system can take advantage of:
• Reduced exposure to contagious patients
• Improved time and commute efficiency
• Enhanced privacy
• Easier patient follow-up
• Flexible work hours
• Better access to special medical opinions
• Possible disaster management solutions
• Precise analysis, with the help of stored data
• Preservation of bed space and conservation of supplies
• Increased facilities for rural and remote-area health care

Telemedicine vs. Telehealth

Telemedicine is a subset of telehealth and though the terms maybe sometimes used interchangeably, tele health is broader in scope. So, what is tele health? Like telemedicine, telehealth makes use of telecommunications technology to deliver healthcare services and information. However, while telemedicine focuses on remote clinical services, telehealth services also include non-clinical online physician-to-physician discussions, doctor trainings for new diseases, administrative meetings and so on.
To use an example, the ability to electronically send radiology reports or consult your doctor online is among the important telemedicine benefits. The benefits of telehealth include this; however, they also include the delivery of nursing care remotely, online supervision of prescriptions by pharmacists, uploading of blood sugar level logs, and transmission of scans between radiologists.

Cost of Telehealth and Telemedicine Services in India

For both telemedicine and telehealth, technology helps reduce costs and widen reach. Today, telehealth providers offer online doctor consultations at affordable prices, ranging between Rs.50 to Rs.3000. Often, you may get your first consultation free and can then get a one-time doctor consultation along with access to diagnostic services and tools to maintain your personal health records for a small fee.
To make access to telemedicine and telehealth services easy and simple, be it online doctor consultation or medicine delivery, providers also offer subscription-based plans not just for one person, but often for the entire family. Here, the costs vary as per the services and number of members covered. You could be paying a fee of say Rs.250 for 6 months to get 1 consultation, a complete blood count/ diabetes screening test, health monitoring tools and other discounts on prescriptions. Similarly, you could pay about Rs.400 per month for unlimited consultations, diagnostic services and health monitoring tools for you and your family. For top-notch or specialist doctors, however, the cost of telemedicine may be proportionally high, going up to Rs.10,000 for a virtual consultation and Rs.8,000 for a subsequent follow-up.

Use Health EMI Network Card for Telehealth and Telemedicine Services

With the Bajaj Finserv Digital Health EMI Network Card, you can not only access telemedicine services such as online doctor consultations at top hospitals like Apollo Hospitals, but also pay for 800+ treatments via No Cost EMIs. In addition, Bajaj Finserv offers you discounts on tele-consultations and you can view these on the Bajaj Finserv Wallet App. Currently, there are two offers you can use:

Partner Category Offer Valid till
Skin City Hair restoration and cosmetic surgery 20% off on cosmetic procedures + free online consultation 30-09-2020
Apollo 24|7 Multi-speciality hospital • Rs. 150 off on tele-consultation booking worth up to Rs 1000. Use Code BAJAJ150
• Rs. 247 off on tele-consultation booking worth above Rs 1000. Use code: BAJAJ247
31-10-2020