What is a Loan Against Property?

A loan against property is a secured loan that is sanctioned keeping an asset as mortgage with the lender. This asset can either be an owned land, a house, or any other commercial premises. The asset remains as collateral with the lender until the entire loan amount is repaid.

This type of secured loan can be an alternative for unsecured personal loans as it also has no end-use restriction. However, the loan amount can be much higher and the tenure is also longer in this case. Loan against property interest rates are considerably lower as compared to any unsecured loan.

You can use these loans for business purposes like purchasing machinery, buying raw materials, purchasing equipment, funding of working capital, debt consolidation, etc. This type of loan can also cater to personal requirements like wedding, higher education, home renovation, buying a new home, managing medical expenses, etc.
Bajaj Finserv offers the fastest Loan Against Property in India.

Following are some of the Loan Against Property features offered by Bajaj Finserv:

  1. High Loan Amount
    You can get up to Rs. 1 crore if you are salaried and up to Rs. 3.5 crore if you are self-employed.
  2. Quick Disbursal
    You can get your loan processed in just 72 hours and loan amount disbursal within 4 days.
  3. Convenient Repayment Tenor
    Bajaj Finserv provides loan tenors ranging from 2 to 20 years for salaried individuals and 2 to 18 years for self-employed.
  4. Minimal Documents
    Loan Against Property documentation requirements are simple. You can also get your documents collected from your doorsteps when you apply for the loan.
  5. Easy to Fulfil Eligibility Criteria
    Loan against property eligibility criteria are easy to fulfil.
  6. Easy Balance Transfer Facility
    Transfer your outstanding loan balance to Bajaj Finserv by providing only a few documents. You can also avail a top-up at the same time.

Also Read: How to apply for a loan against property: A step by step guide


You can apply for a Bajaj Finserv Loan Against Property easily. Just fill in your personal details, provide your documents, and have your loan approved in no time.