Published Feb 19, 2026 4 Min Read

Payment failed but amount deducted UPCL bill paid on Bajaj Finserv

One of the most common issues users face is a failed payment where the amount is deducted but not reflected on the UPCL account. This can happen due to technical glitches, server delays, or interruptions during the transaction process.

Steps to resolve the issue:

  1. Log in to the Bajaj Finserv Service Portal:
    Use your registered mobile number and OTP to access your account.
  2. Navigate to the ‘Electricity Bills’ section:
    Under the services tab, locate the electricity bills section to view your payment history.
  3. Check payment status:
    Verify whether the payment was successful or pending. The app provides real-time updates on your transaction status.
  4. Raise a service request:
    If the payment is still not credited, raise a service request through the app. Attach the transaction ID for faster resolution.
  5. Contact customer support:
    Use the in-app live chat or hotline number to escalate unresolved issues.

Pro Tip: Always keep a screenshot of your transaction confirmation for reference.

 

Bill status not updated after payment UPCL Bajaj Pay

Sometimes, even after successfully completing a payment, the bill status on the UPCL portal may not update instantly. This can occur due to communication delays between your bank, Bajaj Finserv, and UPCL.

Steps to resolve the issue:

  1. Verify payment confirmation:
    Check your Bajaj Finserv app dashboard for payment confirmation. Ensure the transaction details match your UPCL account information.
  2. Confirm payment details:
    Double-check the account number and bill amount to ensure there are no discrepancies.
  3. Contact UPCL:
    If the payment is confirmed but the status is not updated, reach out to UPCL’s customer support to verify their records.
  4. Recheck later:
    In some cases, it may take a few hours for the status to update. Wait for a reasonable period before taking further action.

OTP delay when paying UPCL bill via Bajaj Finserv app

OTP (One-Time Password) delays can disrupt the payment process. This issue is often caused by network problems or incorrect contact information registered with your account.

Steps to resolve OTP delays:

  1. Wait and retry:
    If you do not receive the OTP immediately, wait for 2-5 minutes before requesting it again.
  2. Check network connectivity:
    Ensure that your phone has a stable network connection and that airplane mode is turned off.
  3. Update contact details:
    If your registered mobile number or email is outdated, update it in your Bajaj Finserv profile for seamless OTP delivery.

Wallet amount not refunded after failed UPCL payment

Wallet payment failures, though rare, can occur due to technical issues or incorrect details. Rest assured, any deducted amount will be refunded after a dispute resolution process.

Steps to request a refund:

  1. Raise a refund request:
    Go to the Wallet History section in the Bajaj Finserv app and locate the failed transaction. Initiate a refund request.
  2. Provide transaction details:
    Share your transaction ID and other relevant details to help the support team process your request quickly.
  3. Follow up with customer support:
    Use the live chat or call the customer service team to track your refund request.

Refund Timelines: Refunds are typically processed within 7-10 working days, depending on your payment method.

Cannot fetch UPCL bill on Bajaj app with account number

At times, users may face issues fetching their UPCL bill details using their account number. This can be due to incorrect information or temporary server outages.

Steps to troubleshoot the issue:

  1. Verify account number:
    Double-check the account number entered in the app. Ensure it matches the details on your UPCL bill.
  2. Retry during non-peak hours:
    High server loads during peak hours can cause delays. Try fetching your bill details at a different time.
  3. Contact technical support:
    If the issue persists, reach out to the Bajaj Finserv technical team with screenshots and details for resolution.

Cannot download UPCL electricity bill receipt after paying

A missing receipt can be inconvenient, especially if you need proof of payment for personal records or disputes. Receipt download issues are usually temporary and can be resolved easily.

Steps to retrieve your receipt:

  1. Check your email:
    Receipts are often sent to the registered email address. Do not forget to check your spam or junk folder.
  2. Access the ‘Payment History’ tab:
    Open the Bajaj Finserv app, navigate to the ‘Service’ section, and select ‘Payment History’ to download your receipt.
  3. Raise a service request:
    If you still cannot access the receipt, contact customer support and request assistance.

App freezes when paying UPCL bill via Bajaj Finserv

App freezes when paying UPCL bill via Bajaj Finserv

App performance issues can disrupt your payment process. These problems are often caused by outdated app versions or insufficient device storage.

Steps to fix app freezes:

  1. Update the app:
    Ensure you are using the latest version of the Bajaj Finserv app by updating it from the app store.
  2. Clear cache:
    Go to your device settings, locate the app, and clear its cache to free up memory.
  3. Reinstall the app:
    If the issue persists, uninstall and reinstall the app to resolve any software glitches.

Cashback not credited after UPCL bill payment via Bajaj app

Cashback offers are a great incentive for paying your UPCL bills via the Bajaj Finserv app. However, delays in cashback credit can sometimes occur.

Steps to check cashback status:

  1. Verify eligibility:
    Ensure you meet the minimum transaction amount and other criteria specified in the offer.
  2. Check offer validity:
    Confirm that the cashback offer was active at the time of your payment.
  3. Raise a cashback inquiry:
    Use the app or portal to raise a ticket for delayed cashback.

Overcharged on UPCL after paying via Bajaj Finserv – why?

Overcharging can happen due to duplicate payments, service charges, or late penalties.

Steps to check and resolve overcharges:

  1. Review transaction history:
    Verify the charges in your Bajaj Finserv app and compare them with your UPCL bill.
  2. Check for additional fees:
    Confirm if any service fees or penalties were applied.
  3. Contact customer care:
    If you suspect an error, contact customer support with your transaction details.

Conclusion

Managing your UPCL electricity bill payments has never been easier, thanks to the Bajaj Finserv app. From making secure payments to resolving issues like failed transactions, delayed receipts, or cashback queries, the app provides a one-stop solution for all your needs. By following the steps outlined in this guide, you can ensure a hassle-free experience and avoid any disruptions to your electricity service.

Frequently Asked Questions

Why didn’t I receive a receipt after UPCL bill payment?

If you did not receive a receipt after paying your UPCL bill, it could be due to a temporary server delay, incorrect email or mobile details, or a pending transaction status. Check your registered email inbox and SMS notifications. You may also log in to the Bajaj Finserv app to download the receipt from your transaction history.

How to resolve ‘Bajaj Pay OTP not received’ during UPCL payment?

If you are not receiving the Bajaj Pay OTP while making a UPCL payment, ensure your mobile number is correctly registered and has network connectivity. Check for SMS blocking services or DND activation. Restart your device and request the OTP again. If the issue persists, contact Bajaj Finserv customer support for assistance.

What should I do if my UPCL bill payment is deducted but not updated?

If the amount has been deducted but your UPCL bill status is not updated, wait for 24–48 hours as settlements may take time. Check the transaction status in the Bajaj Finserv app. If the status shows ‘successful’ but the bill remains unpaid, raise a service request with payment reference details.

Are there rewards for paying UPCL bills via Bajaj Finserv?

Bajaj Finserv may offer promotional cashback, reward points, or limited-time offers on utility bill payments, including UPCL bills. These offers vary based on campaigns and eligibility criteria. You can check the ‘Offers’ section within the app before making the payment to view any applicable rewards or benefits.

How to check past UPCL bill payment history?

To view your previous UPCL bill payments, log in to the Bajaj Finserv app and navigate to the ‘Transactions’ or ‘Bill Payments’ section. Select UPCL from the list of billers to access detailed records, including payment date, amount paid, and downloadable receipts for reference.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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