Union Bank of India offers a wide range of personal loans to meet various financial needs. The bank provides loans up to Rs. 10 lakhs with a tenure of up to 5 years. This makes it a convenient borrowing option. No collateral is required, and the loan application process can be completed online or at nearby branches.

The bank also has special schemes for pensioners and non-salaried individuals. Union Bank of India aims to assist with medical treatments, weddings, travel expenses, education, and house repairs. This makes it a preferred choice for personal loans in India.

Union Bank 24x7 toll-free numbers for loan payment and repayments

For any assistance related to loan payments, customers can reach out to Union Bank’s customer care 1800 222 111.

This toll-free number connects customers with representatives who can help with payment issues, provide information about loan accounts, and resolve any related concerns. The service is available during business hours, ensuring timely support for all customers.

Union Bank of India customer care through missed call/SMS

Customers can easily connect with support through the Union Bank customer care number for quick assistance on banking queries. For any issues, you may contact the UBI customer care number, which serves as the primary toll-free number of Union Bank for balance checks, account help, and service requests. The Union Bank helpline number and UBI helpline number are available to offer 24x7 support, making the Union Bank of India customer care number 24x7 useful for urgent needs, including complaints.

For loan‑related assistance, customers can reach out to the Union Bank home loan customer care number, Union Bank loan customer care, or the Union Bank personal loan customer care number. Support for digital services is also available through the Union Bank net banking customer care team, helping users resolve login, transaction, and technical issues quickly.

Digital loan support and online payment help

Union Bank grievance redressal and Nodal Officer details

How to escalate loan repayment issues: Grievance redressal

Start with the lender’s internal customer service process.

• Register a formal complaint through the lender’s website, official customer care email, or by visiting a branch.
• Keep all supporting documents ready such as the loan agreement, email communication, payment proofs, and transaction records.

Escalate to the Nodal Officer if unresolved.

• If the lender does not reply within 30 days, or if the resolution is unsatisfactory, the next step is to escalate the issue to the lender’s designated Nodal Officer.
• This officer reviews unresolved cases and provides a higher‑level intervention.

Approach the RBI Ombudsman for further redressal.

• If the complaint still remains unresolved after escalation, file it with the RBI Ombudsman.
• Online: Submit the complaint through the RBI Complaint Management System (CMS) portal.
• Email: Send details to crpc@rbi.org.in.
• Physical Mail: Address it to Centralised Receipt and Processing Centre, 4th Floor, Reserve Bank of India, Sector‑17, Chandigarh – 160017.
• Helpline: Call the RBI toll‑free number 14448 for assistance in Hindi, English, and regional languages.

Union Bank loan payment online on Bajaj Finserv

Customers can now make their Union Bank loan repayment online with added convenience and security via Bajaj Pay, the BBPS platform by Bajaj Finserv.

The platform offers a user-friendly interface for making loan payments, and contacting customer support.

Here is how you can repay Union Bank loan EMI online on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
4. Choose your biller from the drop-down
5. Enter your loan number and click on ‘FETCH YOUR BILL’
6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
7. After choosing your preferred payment mode, enter the requested payment details
8. Check the details you entered and click on 'PAY NOW'

You will receive a notification from Bajaj Finserv after successful payment.

Benefits of Union Bank loan payment online on Bajaj Finserv

When paying for your IIFL loan EMI payment through the Bajaj Finserv BBPS platform, you can avail of the following benefits: 

• Quick and hassle-free
  With the Bajaj Finserv BBPS platform, you can make Shree Vashishtha Vidhyalaya fee payment quickly and effortlessly.
• Safe and secure
  Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
• Multiple payment options
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.
• Instant confirmation
  After making the payment, the platform immediately confirms the payment through an email and SMS.

Steps to file a complaint with Union Bank loan payment

If customers encounter issues with their loan payments, they can file a complaint using the following steps:

1. Gather information: Collect all relevant details, including loan account number, payment receipts, and issue description.
2. Contact customer care: Call the dedicated customer care number or use the online platform on Bajaj Finserv.
3. Submit details: Provide the gathered information to the support agent.
4. Track complaint: Note the complaint reference number for future tracking.
5. Follow up: Follow up if necessary to ensure timely resolution.

Union Bank loan foreclosure and prepayment charges (2026)

Effective January 1, 2026, Union Bank of India has revised its loan prepayment norms in line with the latest RBI guidelines. Customers planning loan closure, foreclosure, or balance transfer can connect with support through the Union Bank customer care number or the UBI helpline number for clarity on applicable charges.

• Floating Rate Loans (Retail / Non‑business):
  No prepayment or foreclosure char
  No charges apply if borrowers repay using their own verified funds. Queries can be resolved through the Union Bank home loan customer care number.
• Fixed Rate Loans (Taken Over by Another Bank):
  A 2 percent penalty is charged on the average outstanding of the past 12 months if the loan is transferred. Customers can call the Union Bank complaint number or Union Bank personal loan customer care number for details.
• Floating Rate Business Loans (MSEs):
  No foreclosure charges for loans sanctioned or renewed after January 1, 2026. For digital banking concerns, customers may also reach the Union Bank net banking customer care team.

Conclusion

Union Bank of India's personal loans are designed to meet immediate financial needs. The loans feature a speedy approval process and flexible repayment options. This makes them popular among individuals. The bank's commitment to accessible banking andgood networking contribute to its trustworthiness for personal loans. Whether for medical emergencies, weddings, or home improvements, their personal loans are tailored to fulfill various financial needs.

By leveraging the Bajaj Finserv platform, customers can manage their loans conveniently and securely. Whether it is making payments or seeking assistance, Union Bank ensures a seamless and efficient experience for its customers.