Rs. 40,000 - Rs. 55 lakh
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Nestled in the heart of South America, Peru is a land of staggering natural beauty, rich cultural heritage, and ancient civilizations. From the majestic peaks of the Andes to the mysterious depths of the Amazon rainforest, Peru offers a myriad of experiences for intrepid travellers. However, financing an international trip can be daunting. Fortunately, a personal loan, such as those offered by Bajaj Finance, provides a convenient solution to fund your Peruvian adventure.
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
Top Tourist Places in Peru
- Machu Picchu: Undoubtedly Peru's most iconic attraction, Machu Picchu is a testament to the ingenuity of the Inca civilization. Perched atop a mist-shrouded mountain ridge, this ancient citadel enchants visitors with its awe-inspiring architecture and breathtaking panoramic views.
- Cusco: Once the capital of the Inca Empire, Cusco is a vibrant city steeped in history and culture. Explore its cobblestone streets, colonial architecture, and bustling markets, and don't miss the mesmerizing Qorikancha (Temple of the Sun) and Sacsayhuamán fortress.
- Sacred Valley: Stretching along the Urubamba River, the Sacred Valley is a verdant paradise dotted with Inca ruins, traditional villages, and terraced agricultural fields. Visit Pisac, Ollantaytambo, and Chinchero to immerse yourself in Andean culture and breathtaking landscapes.
- Lake Titicaca: Straddling the border between Peru and Bolivia, Lake Titicaca is the world's highest navigable lake and a sacred site for the Andean peoples. Take a boat ride to the Uros Floating Islands, inhabited by indigenous communities who maintain their traditional way of life.
- Amazon Rainforest: Explore the untamed wilderness of the Amazon rainforest, home to an astonishing diversity of flora and fauna. Embark on guided jungle treks, wildlife spotting excursions, and immersive cultural experiences in the remote jungle lodges.
Budgeting for your Peru holiday with a personal loan
When planning your Peru holiday, budgeting is essential to ensure a seamless and enjoyable travel experience. With a personal loan for travel from Bajaj Finance Limited, you can cover expenses such as airfare, accommodation, transportation, guided tours, and travel insurance. By assessing your estimated costs and applying for a travel loan, you can embark on your Peruvian adventure with confidence and peace of mind.
With a Bajaj Finance Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How can a personal loan make your Peru trip a reality?
- Flexible loan amounts: Bajaj Finance offers personal loans with simple personal loan eligibility and documents criteria tailored to your specific financial needs, allowing you to borrow the necessary funds for your Peru trip.
- Quick approval: Benefit from a streamlined personal loan application process and swift approval turnaround, ensuring that you can secure your travel loan efficiently and commence your holiday planning without delay.
- Competitive interest rates: Enjoy competitive personal loan interest rates on personal loans, ensuring affordability and cost-effectiveness throughout your repayment tenure.
- Convenient repayment tenure: With flexible repayment tenure options, you can customise your loan repayment schedule to suit your financial circumstances and preferences.
Peru beckons adventurers with its ancient mysteries, stunning landscapes, and vibrant culture. With Bajaj Finance Personal Loan for Peru Trip, financing your dream vacation becomes a seamless and accessible endeavour. Whether marvelling at the wonders of Machu Picchu, exploring the historic streets of Cusco, or delving into the depths of the Amazon rainforest, Peru offers an unforgettable journey of discovery.
Apply now. Unlock your dreams with a personal loan and embark on a transformative voyage through this enchanting destination.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30.5% p.a. |
Processing fees | Up to 4.13% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Frequently asked questions
Overview
Peru is famous for Machu Picchu, Inca history, Amazon rainforest, ancient ruins, rich culture, and unique cuisine like ceviche. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
In Peru, Lima’s Miraflores, Cusco’s Plaza de Armas, and Barranco district offer vibrant nightlife, restaurants, cultural shows, and scenic evening views.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000